> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mangopay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Create an OTHER Bank Account

<Warning>
  **Caution - Payouts refused to Bank Accounts created after April 30, 2026**

  Bank Account objects created after April 30, 2026, will not be usable for payouts. External accounts must be registered using the [Recipient endpoints](/api-reference/recipients/recipient-object) and authenticated using SCA.

  Payouts to Bank Accounts created after May 1, 2026, will fail with the `ResultCode` [121018](/errors/codes/121018). To resolve this, register the external account using [POST Create a Recipient](/api-reference/recipients/create-recipient) and retry the payout.
</Warning>

<Note>
  **Note – Replaced by Recipients feature**

  The Bank Account object and endpoints have been replaced by the Recipients feature, which all platforms should integrate instead.

  Legacy active Bank Accounts (`Active` is `true`) have been migrated to the new feature and their data is retrievable via the [GET View a Recipient](/api-reference/recipients/view-recipient) endpoint using the same `BankAccountId`. Read more about [legacy bank account migration](/guides/payouts#migration-of-legacy-bank-accounts).
</Note>

Only use the OTHER type if the account is registered in a country that doesn’t use IBAN and isn’t GB, US, or CA (for which you should use the dedicated type).

OTHER-type bank accounts may require additional information depending on the country. Additional precisions per country (if applicable), are given below.

For accounts registered in: 

* Australia – Provide the BIC in the `BIC` field. In the `IBAN` field, combine the 6-digit Bank State Branch (BSB) number and the account number.

### Path parameters

<ParamField path="UserId" type="string" required>
  The unique identifier of the User (natural or legal) who owns the bank account.
</ParamField>

### Body parameters

<ParamField body="OwnerAddress" type="object" required>
  Information about the address of residence of the bank account owner.

  <Expandable title="properties">
    <ParamField body="AddressLine1" type="string" required>
      Max. length: 255 characters

      The first line of the address.
    </ParamField>

    <ParamField body="AddressLine2" type="string">
      Max. length: 255 characters

      The second line of the address.
    </ParamField>

    <ParamField body="City" type="string" required>
      Max. length: 255 characters

      The city of the address.
    </ParamField>

    <ParamField body="Region" type="string">
      Max. length: 255 characters

      The region of the address. This field is optional except if the `Country` is US, CA, or MX.
    </ParamField>

    <ParamField body="PostalCode" type="string">
      Max. length: 255 characters

      The postal code of the address. The postal code can contain the following characters: alphanumeric, dashes, and spaces.
    </ParamField>

    <ParamField body="Country" type="string" required>
      The country of the address.
    </ParamField>
  </Expandable>
</ParamField>

<ParamField body="AccountNumber" type="string" required>
  Max. length 35, min. length 5; alphanumeric characters only.

  The unique number of the bank account.
</ParamField>

<ParamField body="BIC" type="string" required>
  The BIC (international identifier of the bank) for IBAN or OTHER-type bank accounts.

  The BIC can have one of the two following formats:

  * BIC8 – 8-character BIC (AAAABBCC)
  * BIC11 – 11-character BIC (AAAABBCCDDD)

  In which:

  * AAAA represents the bank code: 4 characters defining the bank
  * BB represents the country code: 2 characters forming the country ISO code (ISO 3166 format)
  * CC represents the location code: 2 localization characters (alphabetical or numeric) to distinguish banks from the same country
  * DDD represents the branch code: 3 characters used to define the branch of the bank (sometimes replaced with XXX)
</ParamField>

<ParamField body="Country" type="string" required>
  The country in which the bank account is registered.
</ParamField>

<ParamField body="OwnerName" type="string" required>
  Max. length: 255 characters

  The full name of the owner of the bank account. (Format: FirstName LastName)
</ParamField>

<ParamField body="Tag" type="string">
  Max. length: 255 characters

  Custom data that you can add to this object.\
  For bank accounts, you can use this parameter to identify the bank account by currency or usage (personal or professional for instance).
</ParamField>

### Responses

<AccordionGroup>
  <Accordion title="200">
    <ResponseField name="OwnerAddress" type="object">
      Information about the address of residence of the bank account owner.

      <Expandable title="properties">
        <ResponseField name="AddressLine1" type="string">
          Max. length: 255 characters

          The first line of the address.
        </ResponseField>

        <ResponseField name="AddressLine2" type="string">
          Max. length: 255 characters

          The second line of the address.
        </ResponseField>

        <ResponseField name="City" type="string">
          Max. length: 255 characters

          The city of the address.
        </ResponseField>

        <ResponseField name="Region" type="string">
          Max. length: 255 characters

          The region of the address. This field is optional except if the `Country` is US, CA, or MX.
        </ResponseField>

        <ResponseField name="PostalCode" type="string">
          Max. length: 255 characters

          The postal code of the address. The postal code can contain the following characters: alphanumeric, dashes, and spaces.
        </ResponseField>

        <ResponseField name="Country" type="string">
          Format: Two-letter country code ([ISO 3166-1 alpha-2 format](/api-reference/overview/data-formats))

          The country of the address.
        </ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="AccountNumber" type="string">
      Max. length 35, min. length 5; alphanumeric characters only.

      The unique number of the bank account.
    </ResponseField>

    <ResponseField name="BIC" type="string">
      The BIC (international identifier of the bank) for IBAN or OTHER-type bank accounts.

      The BIC can have one of the two following formats:

      * BIC8 – 8-character BIC (AAAABBCC)
      * BIC11 – 11-character BIC (AAAABBCCDDD)

      In which:

      * AAAA represents the bank code: 4 characters defining the bank
      * BB represents the country code: 2 characters forming the country ISO code (ISO 3166 format)
      * CC represents the location code: 2 localization characters (alphabetical or numeric) to distinguish banks from the same country
      * DDD represents the branch code: 3 characters used to define the branch of the bank (sometimes replaced with XXX)
    </ResponseField>

    <ResponseField name="Country" type="string">
      Format: Two-letter country code ([ISO 3166-1 alpha-2 format](/api-reference/overview/data-formats))

      The country in which the bank account is registered.
    </ResponseField>

    <ResponseField name="UserId" type="string">
      The unique identifier of the User (natural or legal) who owns the bank account.
    </ResponseField>

    <ResponseField name="OwnerName" type="string">
      Max. length: 255 characters

      The full name of the owner of the bank account. (Format: FirstName LastName)
    </ResponseField>

    <ResponseField name="Type" type="string">
      **Returned values:** `IBAN`, `US`, `CA`, `GB`, `OTHER`

      The type of the bank account, indicating the country where the real-life account is registered\
      The values are:

      * `IBAN` – For accounts registered in countries that use IBAN 
      * `US` – For accounts registered in the United States 
      * `CA` – For accounts registered in Canada
      * `GB` – For accounts registered in the United Kingdom
      * `OTHER` – For accounts registered in countries that do not use IBAN (and are not US, CA, GB)
    </ResponseField>

    <ResponseField name="Id" type="string">
      Max length: 128 characters (see [data formats](/api-reference/overview/data-formats) for details)

      The unique identifier of the object.
    </ResponseField>

    <ResponseField name="Tag" type="string">
      Max. length: 255 characters

      Custom data that you can add to this object.\
      For bank accounts, you can use this parameter to identify the bank account by currency or usage (personal or professional for instance).
    </ResponseField>

    <ResponseField name="CreationDate" type="Unix timestamp">
      The date and time at which the object was created.
    </ResponseField>

    <ResponseField name="Active" type="boolean">
      Whether or not the Bank Account is active.
      Mangopay automatically sets this parameter to `false` if the bank account is closed or does not exist anymore.
    </ResponseField>
  </Accordion>
</AccordionGroup>

<ResponseExample>
  ```json 200 theme={null}
  {
      "OwnerAddress":{
          "AddressLine1":"The Oasis",
          "AddressLine2":"Rue des plantes",
          "City":"Paris",
          "Region":"Ile de France",
          "PostalCode":"75001",
          "Country":"FR"
      },
      "AccountNumber":"11696419",
      "BIC":"BNPAFRPP",
      "Country":"FR",
      "UserId":"142036728",
      "OwnerName":"Joe Blogs",
      "Type":"OTHER",
      "Id":"150298347",
      "Tag":null,
      "CreationDate":1661866304,
      "Active":true
  }  
  ```
</ResponseExample>

<RequestExample>
  ```json REST   theme={null}
  {
      "OwnerAddress":{
          "AddressLine1":"The Oasis",
          "AddressLine2":"Rue des plantes",
          "City":"Paris",
          "Region":"Ile de France",
          "PostalCode":"75001",
          "Country":"FR"
      },
      "AccountNumber":"11696419",
      "BIC":"BNPAFRPP",
      "Country":"FR",
      "OwnerName":"Joe Blogs",
      "Tag":"custom meta",
  }  
  ```

  ```php PHP theme={null}
  <?php 

  require_once 'vendor/autoload.php';

  use MangoPay\MangoPayApi;
  use MangoPay\Libraries\ResponseException as MGPResponseException;
  use MangoPay\Libraries\Exception as MGPException;

  $api = new MangoPayApi();

  $api->Config->ClientId = 'your-client-id';
  $api->Config->ClientPassword = 'your-api-key';
  $api->Config->TemporaryFolder = 'tmp/';

  try {
      $userId = '146476890';

      $bankAccount = new \MangoPay\BankAccount();

      $address = new \MangoPay\Address();
      $address->AddressLine1 = 'Address line 1';
      $address->AddressLine2 = 'Address line 2';
      $address->City = 'Paris';
      $address->Country = 'FR';
      $address->PostalCode = '75000';
      $address->Region = 'Region';

      $details = new \MangoPay\BankAccountDetailsOTHER();
      $details->AccountNumber = '11696419';
      $details->BIC = 'BNPAFRPP';
      $details->Country = 'FR';

      $bankAccount->OwnerAddress = $address;
      $bankAccount->OwnerName = 'Alex Smith';
      $bankAccount->Tag = 'Created using Mangopay PHP SDK';
      $bankAccount->Type = 'IBAN';
      $bankAccount->Details = $details;

      $response = $api->Users->CreateBankAccount($userId, $bankAccount);

      print_r($response);
  } catch(MGPResponseException $e) {
      print_r($e);
  } catch(MGPException $e) {
      print_r($e);
  }  
  ```

  ```javascript NodeJS   theme={null}
  const mangopayInstance = require('mangopay4-nodejs-sdk')
  const mangopay = new mangopayInstance({
    clientId: 'your-client-id',
    clientApiKey: 'your-api-key',
  })

  let user = {
    Id: '165863393',
    Address: {
      AddressLine1: 'Edgewood Road',
      AddressLine2: null,
      City: 'Little Rock',
      Region: 'IDF',
      PostalCode: '75000',
      Country: 'FR',
    },
    FirstName: 'John',
    LastName: 'Doe',
  }

  let bankAccount = {
    Type: 'OTHER',
    OwnerName: user.FirstName + '' + user.LastName,
    OwnerAddress: user.Address,
    AccountNumber: '11696419',
    BIC: 'BNPAFRPP',
    Country: 'FR',
    Tag: 'Created using Mangopay NodeJS SDK',
  }

  const createBankAccount = async (userId, bankAccount) => {
    return await mangopay.Users.createBankAccount(userId, bankAccount)
      .then((response) => {
        console.info(response)
        return response
      })
      .catch((err) => {
        console.log(err)
        return false
      })
  }

  createBankAccount(user.Id, bankAccount)  
  ```

  ```ruby Ruby   theme={null}
  require 'mangopay'

  MangoPay.configure do |client|
      client.preproduction = true
      client.client_id = 'your-client-id'
      client.client_apiKey = 'your-api-key'
      client.log_file = File.join(Dir.pwd, 'mangopay.log')
  end

  def createOtherBankAccount(userId, otherBankAccountObject)
      begin
          response = MangoPay::BankAccount.create(userId, otherBankAccountObject)
          puts response
          return response
      rescue MangoPay::ResponseError => error
          puts "Failed to create bank account: #{error.message}"
          puts "Error details: #{error.details}"
          return false
      end
  end

  myUser = {
      Id: '165863393'
  }

  myOtherBankAccount = {
      Type: 'OTHER',
      OwnerName: 'Alex Smith',
      OwnerAddress: {
          AddressLine1: 'Edgewood Road',
          AddressLine2: 'Address line 2',
          City: 'Little Rock',
          Region: 'IDF',
          PostalCode: '75000',
          Country: 'FR'
      },
      AccountNumber: '11696419',
      BIC: 'BNPAFRPP',
      Country: 'FR',
      Tag: 'Created using Mangopay Ruby SDK'
    }

  createOtherBankAccount(myUser[:Id], myOtherBankAccount)  
  ```

  ```java Java  theme={null}
  import com.google.gson.Gson;
  import com.google.gson.GsonBuilder;
  import com.mangopay.MangoPayApi;
  import com.mangopay.core.Address;
  import com.mangopay.core.enumerations.BankAccountType;
  import com.mangopay.core.enumerations.CountryIso;
  import com.mangopay.entities.BankAccount;
  import com.mangopay.entities.subentities.BankAccountDetailsOTHER;

  public class CreateOtherBankAccount {
      
      public static void main(String[] args) throws Exception {
          MangoPayApi mangopay = new MangoPayApi();
          mangopay.getConfig().setClientId("your-client-id");
          mangopay.getConfig().setClientPassword("your-api-key");

          var userId = "user_m_01J29D5XMKKNPX72AR5HRV804X";

          BankAccountDetailsOTHER bankAccountDetails = new BankAccountDetailsOTHER();
          bankAccountDetails.setAccountNumber("11696419");
          bankAccountDetails.setBic("BNPAFRPP");
          bankAccountDetails.setCountry(CountryIso.FR);

          Address address = new Address();
          address.setAddressLine1("Rue des plantes");
          address.setAddressLine2("The Oasis");
          address.setCity("FR");
          address.setRegion("Ile de France");
          address.setPostalCode("75001");
          address.setCountry(CountryIso.FR);
          
          BankAccount bankAccount = new BankAccount();
          bankAccount.setOwnerName("John Doe");
          bankAccount.setDetails(bankAccountDetails);
          bankAccount.setOwnerAddress(address);
          bankAccount.setType(BankAccountType.OTHER);
          bankAccount.setTag("Created using the Mangopay Java SDK");

          BankAccount createBankAccount = mangopay.getUserApi().createBankAccount(userId, bankAccount);

          Gson prettyPrint = new GsonBuilder().setPrettyPrinting().create();
          String prettyJson = prettyPrint.toJson(createBankAccount);

          System.out.println(prettyJson);
      }
  }
  ```

  ```python Python   theme={null}
  from pprint import pprint
  import mangopay

  mangopay.client_id='your-client-id'
  mangopay.apikey='your-api-key'

  from mangopay.api import APIRequest
  handler = APIRequest(sandbox=True)

  from mangopay.resources import NaturalUser, BankAccount
  from mangopay.utils import Address

  natural_user = NaturalUser.get('213753890')

  other_bank_account = BankAccount(
      user_id = natural_user.id,
      owner_name = f'{natural_user.first_name} {natural_user.last_name}',
      owner_address = Address(
          address_line_1 = natural_user.address.address_line_1,
          address_line_2 = natural_user.address.address_line_2,
          city = natural_user.address.city,
          region = natural_user.address.region,
          postal_code = natural_user.address.postal_code,
          country = natural_user.address.country,
      ),
      account_number = '11696419',
      bic = 'BNPAFRPP',
      country = 'FR',
      type = 'OTHER',
      tag = 'Created using the Mangopay Python SDK'
  )

  create_other_bank_account = other_bank_account.save()

  pprint(create_other_bank_account)
    
  ```

  ```csharp .NET  theme={null}
  using MangoPay.SDK;
  using MangoPay.SDK.Entities.GET;
  using MangoPay.SDK.Entities.POST;
  using MangoPay.SDK.Core.Enumerations;
  using Newtonsoft.Json;

  class Program
  {
      static async Task Main(string[] args)
      {
          MangoPayApi api = new MangoPayApi();

          api.Config.ClientId = "your-client-id";
          api.Config.ClientPassword = "your-api-key";

          var user = await api.Users.GetNaturalAsync("user_m_01J2TZ261WZNDM0ZDRWGDYA4GN");
          var accountNumber = "11696419";
          var bic = "BNPAFRPP";

          var OtherBankAccount = new BankAccountOtherPostDTO(
              user.FirstName + " " + user.LastName, 
              user.Address,
              accountNumber,
              bic
          ) {
              Country = CountryIso.FR,
              Tag = "Created using the Mangopay .NET SDK"
          };

          BankAccountDTO createOtherBankAccount = await api.Users.CreateBankAccountOtherAsync(user.Id, OtherBankAccount);

          string prettyPrint = JsonConvert.SerializeObject(createOtherBankAccount, Formatting.Indented);
          Console.WriteLine(prettyPrint);
  	}
  }
  ```
</RequestExample>