> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.mangopay.com/api-reference/bank-wire-payins/create-bank-wire-payin/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.mangopay.com/_mcp/server.

# Create a Bank Wire PayIn

POST https://api.sandbox.mangopay.com/v2.01/{ClientId}/payins/bankwire/direct
Content-Type: application/json

**Caution – Retrieve the returned bank details dynamically**

In addition to the `WireReference`, ensure you implement the `BankAccount` object parameter dynamically so the `IBAN`, `BIC`, and other response values appear as returned in for each pay-in.

Mangopay may change the underlying bank account without prior notice and mismatched data my lead to delays. See the bank wire pay-in guide for more details.

Create a Bank Wire PayIn

This call declares the payment to be made by the end user and returns the `BankAccount` details and `WireReference` they must use.

Reference: https://docs.mangopay.com/api-reference/bank-wire-payins/create-bank-wire-payin

## Authentication

- `Authorization` header (bearer token, required) — Bearer authentication of the form `Bearer <token>`, where token is your auth token. If your platform is using a [proxy](/guides/sca/proxy-management) to take SCA-triggering action on behalf of users, you also need to integrate [mTLS authentication](/guides/sca/platform) and use the `api-mtls` base URL.

## Servers

- `https://api.sandbox.mangopay.com` (Sandbox, default)
- `https://api.mangopay.com` (Production)
- `https://api-mtls.sandbox.mangopay.com` (mTLS Sandbox)
- `https://api-mtls.mangopay.com` (mTLS Production)

## Request

### Path parameters

- `ClientId` (string, required) — Platform's API account identifier, associated with the API key.

### Body (application/json)

This endpoint expects a CreateABankWirePayInRequest.

- `AuthorId` (string, required) — The unique identifier of the user at the source of the transaction.
- `CreditedWalletId` (string, required) — The unique identifier of the credited wallet.
- `DeclaredDebitedFunds` (CreateABankWirePayInRequestDeclaredDebitedFunds, required) — Information about the declared funds to be wired by the end user to the returned bank account.
- `DeclaredFees` (CreateABankWirePayInRequestDeclaredFees, required) — Information about the fees to be taken by the platform for this transaction (and hence transferred to the Fees Wallet).
- `Tag` (string, optional) — Max. length: 255 characters Custom data that you can add to this object, such as unique identifiers in your system. To store multiple values, you can serialize them into a single string, for example a JSON object: `"{\"id_1\":AB123,\"id_2\":DE456}"`.
- `CreditedUserId` (string, optional) — **Default value:** The unique identifier of the owner of the credited wallet. The unique identifier of the user whose wallet is credited.
- `FlowDescriptor` (FlowDescriptorRequest, optional) — Information about the Owner beneficiaries targeted by the pay-in and its subsequent transfers, who must all be KYC/KYB verified when the pay-in request is made ([read more](/guides/payin-beneficiaries)). If the `FlowDescriptor.Beneficiaries` is sent in the API request, then: - The transaction's `CreditedWalletId` holder is disregarded in KYC/KYB checks. - **ALL** `UserId` values in the array must be one of: - `OWNER` whose `KYCLevel` is `REGULAR` - `PLATFORM` The pay-in `Status` becomes `FAILED` with `ResultCode` [002951](/errors/codes/002951) if at least one `FlowDescriptor.Beneficiaries.UserId` is: - `PAYER` - `OWNER` whose `KYCLevel` is `LIGHT` If the `FlowDescriptor.Beneficiaries` is not sent in the API request, then the `CreditedWalletId` holder is subject to KYC/KYB checks. This property is optional for backwards compatibility but is recommended for all pay-in flows, even when the `CreditedWalletId` holder is a `PAYER` or the same value as one of the `FlowDescriptor.Beneficiaries`.
- `ProfilingAttemptReference` (string, optional) — The unique reference generated for the profiling session, used by the fraud prevention solution to produce recommendations for the transaction using the profiling data. **Note:** Parameter not returned by the API. Profiling feature available on request – contact Mangopay via the Dashboard for more information.

## Response

### 200

Success

- `Id` (string, optional) — Max length: 128 characters (see [data formats](/api-reference/overview/data-formats) for details) The unique identifier of the object.
- `Tag` (string, optional) — Max. length: 255 characters Custom data that you can add to this object, such as unique identifiers in your system. To store multiple values, you can serialize them into a single string, for example a JSON object: `"{\"id_1\":AB123,\"id_2\":DE456}"`.
- `CreationDate` (integer, optional) — Unix timestamp (UTC) of the date and time the object was created.
- `ResultCode` (string, optional) — The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.
- `ResultMessage` (string, optional) — The explanation of the result code.
- `AuthorId` (string, optional) — The unique identifier of the user at the source of the transaction.
- `CreditedUserId` (string, optional) — **Default value:** The unique identifier of the owner of the credited wallet. The unique identifier of the user whose wallet is credited.
- `FlowDescriptor` (FlowDescriptorResponse, optional) — Information about the Owner beneficiaries targeted by the pay-in and its subsequent transfers, who must all be KYC/KYB verified when the pay-in request is made ([read more](/guides/payin-beneficiaries)). If the `FlowDescriptor.Beneficiaries` is sent in the API request, then: - The transaction's `CreditedWalletId` holder is disregarded in KYC/KYB checks. - **ALL** `UserId` values in the array must be one of: - `OWNER` whose `KYCLevel` is `REGULAR` - `PLATFORM` The pay-in `Status` becomes `FAILED` with `ResultCode` [002951](/errors/codes/002951) if at least one `FlowDescriptor.Beneficiaries.UserId` is: - `PAYER` - `OWNER` whose `KYCLevel` is `LIGHT` If the `FlowDescriptor.Beneficiaries` is not sent in the API request, then the `CreditedWalletId` holder is subject to KYC/KYB checks. This property is optional for backwards compatibility but is recommended for all pay-in flows, even when the `CreditedWalletId` holder is a `PAYER` or the same value as one of the `FlowDescriptor.Beneficiaries`.
- `DebitedFunds` (BankWirePayInResponseDebitedFunds, optional) — Information about the debited funds. For a direct bank wire pay-in, the `DebitedFunds` displays placeholder values (currency `XXX` and amount `0`) until the `Status` changes to `SUCCEEDED`.
- `CreditedFunds` (BankWirePayInResponseCreditedFunds, optional) — Information about the credited funds (`CreditedFunds` = `DebitedFunds` - `Fees`). For a direct bank wire pay-in, the `CreditedFunds` displays placeholder values (currency `XXX` and amount `0`) until the `Status` changes to `SUCCEEDED`.
- `Fees` (BankWirePayInResponseFees, optional) — Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).
- `Status` (string, optional) — **Returned values:** `CREATED`, `SUCCEEDED`, `FAILED` The status of the transaction.
- `ExecutionDate` (integer, optional) — Unix timestamp (UTC) of the date and time the status changed to `SUCCEEDED`, indicating that the transaction occurred. The statuses `CREATED` and `FAILED` return an `ExecutionDate` of `null`.
- `Type` (string, optional) — **Returned values:** `PAYIN`, `TRANSFER`, `CONVERSION`, `PAYOUT` The type of the transaction.
- `Nature` (string, optional) — **Returned values:** `REGULAR`, `REPUDIATION`, `REFUND`, `SETTLEMENT` The nature of the transaction, providing more information about the context in which the transaction occurred: - `REGULAR` – Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow. - `REPUDIATION` – Automatic withdrawal of funds from the platform's repudiation wallet as part of the dispute process (when the user has requested a chargeback). - `REFUND` – Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay). - `SETTLEMENT` – Transfer made to the repudiation wallet by the platform to settle a lost dispute.
- `CreditedWalletId` (string, optional) — The unique identifier of the credited wallet.
- `DebitedWalletId` (string, optional) — The unique identifier of the debited wallet. In the case of a pay-in, this value is always `null` since there is no debited wallet.
- `PaymentType` (string, optional) — **Returned values:** `BANK_WIRE` The payment type of the pay-in.
- `ExecutionType` (string, optional) — **Returned values:** `DIRECT` The execution type of the pay-in.
- `DeclaredDebitedFunds` (BankWirePayInResponseDeclaredDebitedFunds, optional) — Information about the declared debited funds.
- `DeclaredFees` (BankWirePayInResponseDeclaredFees, optional) — Information about the declared fees.
- `WireReference` (string, optional) — Max. length: 255 characters The reference which the end user must provide when making the bank wire. The `WireReference` is used to reconcile the funds that arrive on the bank account with the `DeclaredDebitedFunds` in the Direct Bank Wire PayIn object. **Caution:** This reference is specific to each payment and must be retrieved dynamically.
- `BankAccount` (BankWirePayInResponseBankAccount, optional) — Information about the bank account to which the bank wire must be made by the end user. **Caution:** Do not hardcode the returned values. Mangopay may change the underlying bank details without prior notice.
- `TransactionDetails` (list of BankWirePayInResponseTransactionDetailsItems, optional) — Max. length: 50 characters Information received from banking partners for the transaction, based on the cash management (Camt) messages of ISO 20022. This information is only returned when the pay-in `Status` becomes `SUCCEEDED`. If data is not available then an empty array, `null`, or nulled fields are returned. If multiple wire payments are received for a single pay-in, then multiple objects are returned.

## Types

### CreateABankWirePayInRequestDeclaredDebitedFunds

Information about the declared funds to be wired by the end user to the returned bank account.

- `Currency` (string, required) — **Allowed values:** The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings). The currency of the amount.
- `Amount` (integer, required) — The amount of the currency in its minor unit. For example, EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`.

### CreateABankWirePayInRequestDeclaredFees

Information about the fees to be taken by the platform for this transaction (and hence transferred to the Fees Wallet).

- `Currency` (string, required) — **Allowed values:** The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings). The currency of the amount.
- `Amount` (integer, required) — The amount of the currency in its minor unit. For example, EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`.

### FlowDescriptorRequest

Information about the Owner beneficiaries targeted by the pay-in and its subsequent transfers, who must all be KYC/KYB verified when the pay-in request is made ([read more](/guides/payin-beneficiaries)). If the `FlowDescriptor.Beneficiaries` is sent in the API request, then: - The transaction's `CreditedWalletId` holder is disregarded in KYC/KYB checks. - **ALL** `UserId` values in the array must be one of: - `OWNER` whose `KYCLevel` is `REGULAR` - `PLATFORM` The pay-in `Status` becomes `FAILED` with `ResultCode` [002951](/errors/codes/002951) if at least one `FlowDescriptor.Beneficiaries.UserId` is: - `PAYER` - `OWNER` whose `KYCLevel` is `LIGHT` If the `FlowDescriptor.Beneficiaries` is not sent in the API request, then the `CreditedWalletId` holder is subject to KYC/KYB checks. This property is optional for backwards compatibility but is recommended for all pay-in flows, even when the `CreditedWalletId` holder is a `PAYER` or the same value as one of the `FlowDescriptor.Beneficiaries`.

- `Beneficiaries` (list of FlowDescriptorRequestBeneficiariesItems, optional, nullable) — Max. length: 5 items The list of up to 5 Natural or Legal Users declared as beneficiaries of the pay-in and its subsequent transfers, who must all be KYC/KYB verified when the pay-in request is made. The pay-in also fails if the `Beneficiaries` array contains nulled objects or invalid `UserId` values.

### FlowDescriptorResponse

Information about the Owner beneficiaries targeted by the pay-in and its subsequent transfers, who must all be KYC/KYB verified when the pay-in request is made ([read more](/guides/payin-beneficiaries)). If the `FlowDescriptor.Beneficiaries` is sent in the API request, then: - The transaction's `CreditedWalletId` holder is disregarded in KYC/KYB checks. - **ALL** `UserId` values in the array must be one of: - `OWNER` whose `KYCLevel` is `REGULAR` - `PLATFORM` The pay-in `Status` becomes `FAILED` with `ResultCode` [002951](/errors/codes/002951) if at least one `FlowDescriptor.Beneficiaries.UserId` is: - `PAYER` - `OWNER` whose `KYCLevel` is `LIGHT` If the `FlowDescriptor.Beneficiaries` is not sent in the API request, then the `CreditedWalletId` holder is subject to KYC/KYB checks. This property is optional for backwards compatibility but is recommended for all pay-in flows, even when the `CreditedWalletId` holder is a `PAYER` or the same value as one of the `FlowDescriptor.Beneficiaries`.

- `FlowId` (string, optional) — Unique identifier of the payment flow, used by Mangopay for internal purposes.
- `Beneficiaries` (list of FlowDescriptorResponseBeneficiariesItems, optional, nullable) — Max. length: 5 items The list of up to 5 Natural or Legal Users declared as beneficiaries of the pay-in, who must all be KYC/KYB verified when the pay-in request is made. The pay-in also fails if the `Beneficiaries` array contains nulled objects or invalid `UserId` values.

### BankWirePayInResponseDebitedFunds

Information about the debited funds. For a direct bank wire pay-in, the `DebitedFunds` displays placeholder values (currency `XXX` and amount `0`) until the `Status` changes to `SUCCEEDED`.

- `Currency` (string, optional) — **Allowed values:** The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings). The currency of the amount.
- `Amount` (integer, optional) — The amount of the currency in its minor unit. For example, EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`.

### BankWirePayInResponseCreditedFunds

Information about the credited funds (`CreditedFunds` = `DebitedFunds` - `Fees`). For a direct bank wire pay-in, the `CreditedFunds` displays placeholder values (currency `XXX` and amount `0`) until the `Status` changes to `SUCCEEDED`.

- `Currency` (string, optional) — **Allowed values:** The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings). The currency of the amount.
- `Amount` (integer, optional) — The amount of the currency in its minor unit. For example, EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`.

### BankWirePayInResponseFees

Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).

- `Currency` (string, optional) — **Allowed values:** The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings). The currency of the amount.
- `Amount` (integer, optional) — The amount of the currency in its minor unit. For example, EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`.

### BankWirePayInResponseDeclaredDebitedFunds

Information about the declared debited funds.

- `Currency` (string, optional) — **Allowed values:** The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings). The currency of the amount.
- `Amount` (integer, optional) — The amount of the currency in its minor unit. For example, EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`.

### BankWirePayInResponseDeclaredFees

Information about the declared fees.

- `Currency` (string, optional) — **Allowed values:** The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings). The currency of the amount.
- `Amount` (integer, optional) — The amount of the currency in its minor unit. For example, EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`.

### BankWirePayInResponseBankAccount

Information about the bank account to which the bank wire must be made by the end user. **Caution:** Do not hardcode the returned values. Mangopay may change the underlying bank details without prior notice.

- `OwnerAddress` (Address, optional) — The postal address.
- `Type` (string, optional) — **Returned values:** `IBAN`, `US`, `CA`, `GB`, `OTHER` The type of the bank account.
- `OwnerName` (string, optional) — The full name of the owner of the bank account.
- `IBAN` (string, optional) — The IBAN (international bank account number) for the bank account.
- `BIC` (string, optional) — The BIC (international identifier of the bank) for the bank account.

### BankWirePayInResponseTransactionDetailsItems

- `BankTransactionDomainCode` (string, optional) — Max. length: 50 characters The bank transaction domain code (e.g. PMNT).
- `BankTransactionDomainFamilyCode` (string, optional) — Max. length: 50 characters The bank transaction domain family code (e.g. ICDT).
- `BankTransactionDomainSubFamilyCode` (string, optional) — Max. length: 50 characters The domain sub-family code (e.g. ACDT).
- `References` (list of BankWirePayInResponseTransactionDetailsItemsReferencesItems, optional) — References for the transaction. If multiple references are available, multiple objects are returned.
- `DebtorName` (string, optional) — Max. length: 100 characters The name of the debtor (i.e. the registered owner of the account that was debited).
- `DebtorAccount` (string, optional) — Max. length: 50 characters The account identifier of the debtor (e.g. the account number).
- `DebtorAgent` (string, optional) — Max. length: 50 characters The agent of the debtor (e.g. the BIC or bank code).
- `DebtorAddressLine1` (string, optional) — Max. length: 500 characters The first line of the debtor's address.
- `DebtorAddressLine2` (string, optional) — Max. length: 500 characters The second line of the debtor's address.
- `DebtorAddressLine3` (string, optional) — Max. length: 500 characters The third line of the debtor's address.
- `RemittanceInformationLine1` (string, optional) — Max. length: 1,000 characters Remittance information for the transaction.
- `RemittanceInformationLine2` (string, optional) — Max. length: 1,000 characters Remittance information for the transaction.
- `RemittanceInformationLine3` (string, optional) — Max. length: 1,000 characters Remittance information for the transaction.
- `RemittanceInformationLine4` (string, optional) — Max. length: 1,000 characters Remittance information for the transaction.

### FlowDescriptorRequestBeneficiariesItems

- `UserId` (string, optional) — The unique identifier of the Natural User or Legal User declared as a beneficiary of the pay-in.

### FlowDescriptorResponseBeneficiariesItems

- `UserId` (string, optional) — The unique identifier of the Natural User or Legal User declared as a beneficiary of the pay-in.

### Address

The postal address.

- `AddressLine1` (string, optional) — The first line of the address.
- `AddressLine2` (string, optional) — The second line of the address.
- `City` (string, optional) — The city of the address.
- `Region` (string, optional) — Required if `Country` is US, CA, or MX. The region of the address.
- `PostalCode` (string, optional) — The postal code of the address. The postal code can contain the following characters: alphanumeric, dashes, and spaces.
- `Country` (string, optional) — Format: Two-letter country code ([ISO 3166-1 alpha-2 format](/api-reference/overview/data-formats)) The country of the address.

### BankWirePayInResponseTransactionDetailsItemsReferencesItems

- `Type` (string, optional) — Max. length: 50 characters The type of the reference.
- `Value` (string, optional) — Max. length: 100 characters The value of the reference.

## Examples

**Response**

```json
{
  "Id": "payin_m_01JFAJSSR3VW3SHX2X74C8GW82",
  "Tag": "Created using Mangopay API Postman Collection",
  "CreationDate": 1734448310,
  "ResultCode": null,
  "ResultMessage": null,
  "AuthorId": "user_m_01JCQYJNHFPENP1SKTCBYER0F8",
  "CreditedUserId": "user_m_01JCQYJNHFPENP1SKTCBYER0F8",
  "FlowDescriptor": {
    "FlowId": "flow_wt_97448e0a-5bc6-4b83-ac29-cdfcadf60a08",
    "Beneficiaries": [
      {
        "UserId": "user_m_02APAYTWSDYXHXN1FRTKX9WMA2"
      }
    ]
  },
  "DebitedFunds": {
    "Currency": "XXX",
    "Amount": 0
  },
  "CreditedFunds": {
    "Currency": "XXX",
    "Amount": 0
  },
  "Fees": {
    "Currency": "XXX",
    "Amount": 0
  },
  "Status": "CREATED",
  "ExecutionDate": null,
  "Type": "PAYIN",
  "Nature": "REGULAR",
  "CreditedWalletId": "wlt_m_01JFAJS7838A32W7KPJ7NNGJ1D",
  "DebitedWalletId": null,
  "PaymentType": "BANK_WIRE",
  "ExecutionType": "DIRECT",
  "DeclaredDebitedFunds": {
    "Currency": "EUR",
    "Amount": 62789
  },
  "DeclaredFees": {
    "Currency": "EUR",
    "Amount": 7826
  },
  "WireReference": "MGgq1y8jjb",
  "BankAccount": {
    "OwnerAddress": {
      "AddressLine1": "2 Avenue Amélie",
      "AddressLine2": null,
      "City": "Luxembourg",
      "Region": null,
      "PostalCode": "L-1125",
      "Country": "LU"
    },
    "Type": "IBAN",
    "OwnerName": "MANGOPAY SA",
    "IBAN": "FR7630056009271234567890182",
    "BIC": "CCFRFRPPXXX"
  },
  "TransactionDetails": []
}
```

**SDK Code**

```python
from pprint import pprint
import mangopay

mangopay.client_id='your-client-id'
mangopay.apikey='your-api-key'

from mangopay.api import APIRequest
handler = APIRequest(sandbox=True)

from mangopay.resources import NaturalUser, Wallet, BankWirePayIn
from mangopay.utils import Money

natural_user = NaturalUser.get('213753890')

user_wallet = Wallet.get('215029593')

direct_bank_wire_payin = BankWirePayIn(
    author_id=natural_user,
    credited_wallet_id=user_wallet.id,
    declared_debited_funds=Money(amount=1000, currency='EUR'),
    declared_fees=Money(amount=50, currency='EUR')
)

create_direct_bank_wire_payin = direct_bank_wire_payin.save()

pprint(create_direct_bank_wire_payin)

```

```javascript
const mangopayInstance = require('mangopay4-nodejs-sdk')
const mangopay = new mangopayInstance({
    clientId: 'your-client-id',
    clientApiKey: 'your-api-key',
})

let myDirectBankWirePayIn = {
  PaymentType: 'BANK_WIRE',
  ExecutionType: 'DIRECT',
  AuthorId: '146476890',
  Tag: 'Created with Mangopay Node.js SDK',
  CreditedUserId: '146476890',
  DeclaredDebitedFunds: {
    Currency: 'EUR',
    Amount: 1000,
  },
  DeclaredFees: {
    Currency: 'EUR',
    Amount: 100,
  },
  CreditedWalletId: '148968396',
}

const createDirectBankWirePayIn = async (payin) => {
  return await mangopay.PayIns.create(payin)
    .then((response) => {
      console.info(response)
      return response
    })
    .catch((err) => {
      console.log(err)
      return false
    })
}

createDirectBankWirePayIn(myDirectBankWirePayIn)

```

```java
import com.google.gson.Gson;
import com.google.gson.GsonBuilder;
import com.mangopay.MangoPayApi;
import com.mangopay.core.Money;
import com.mangopay.core.enumerations.CurrencyIso;
import com.mangopay.entities.PayIn;
import com.mangopay.entities.subentities.PayInExecutionDetailsDirect;
import com.mangopay.entities.subentities.PayInPaymentDetailsBankWire;

public class CreateDirectBankWirePayIn {
    public static void main(String[] args) throws Exception {
        MangoPayApi mangopay = new MangoPayApi();
        mangopay.getConfig().setClientId("your-client-id");
        mangopay.getConfig().setClientPassword("your-api-key");

        var userId = "user_m_01HQK25M6KVHKDV0S36JY9NRKR";
        var walletId = "wlt_m_01HQT6422EER2N7FPRXWTSDCSV";

        PayIn bankwirePayin = new PayIn();

        PayInPaymentDetailsBankWire payinDetails = new PayInPaymentDetailsBankWire();
        payinDetails.setDeclaredDebitedFunds(new Money(CurrencyIso.EUR, 1000));
        payinDetails.setDeclaredFees(new Money(CurrencyIso.EUR, 1000));
        
        bankwirePayin.setAuthorId(userId);
        bankwirePayin.setCreditedWalletId(walletId);
        bankwirePayin.setPaymentDetails(payinDetails);
        bankwirePayin.setExecutionDetails(new PayInExecutionDetailsDirect());

        PayIn createPayIn = mangopay.getPayInApi().create(bankwirePayin);

        Gson prettyPrint = new GsonBuilder().setPrettyPrinting().create();
        String prettyJson = prettyPrint.toJson(createPayIn);

        System.out.println(prettyJson);
    }
}

```

```csharp
using MangoPay.SDK;
using MangoPay.SDK.Entities.PUT;
using Newtonsoft.Json;

class Program
{
    static async Task Main(string[] args)
    {
        MangoPayApi api = new MangoPayApi();

        api.Config.ClientId = "your-client-id";
        api.Config.ClientPassword = "your-api-key";

        var userId = "user_m_01J2TZ261WZNDM0ZDRWGDYA4GN";
        var walletId = "wlt_m_01J30991BXBB7VF28PBS82EWD3";

        var payIn = new PayInBankWireDirectPostDTO(
            userId, walletId, 
            new Money { Amount = 1000, Currency = CurrencyIso.EUR }, 
            new Money { Amount = 0, Currency = CurrencyIso.EUR }
        ) {
            CreditedWalletId = walletId,
            AuthorId = userId,
            Tag = "Created using the Mangopay .NET SDK"
        };

        PayInDTO createBankWirePayIn = await api.PayIns.CreateBankWireDirectAsync(payIn);

        string prettyPrint = JsonConvert.SerializeObject(createBankWirePayIn, Formatting.Indented);
        Console.WriteLine(prettyPrint);
    }
}

```

```php
<?php 

require_once 'vendor/autoload.php';

use MangoPay\MangoPayApi;
use MangoPay\Libraries\ResponseException as MGPResponseException;
use MangoPay\Libraries\Exception as MGPException;

$api = new MangoPayApi();

$api->Config->ClientId = 'your-client-id';
$api->Config->ClientPassword = 'your-api-key';
$api->Config->TemporaryFolder = 'tmp/';

try {
    $userId = 'user_m_01HQK25M6KVHKDV0S36JY9NRKR';
    $walletId = 'wlt_m_01HQT6422EER2N7FPRXWTSDCSV';

    $bankwirePayIn = new \MangoPay\PayIn();
    $bankwirePayIn->AuthorId = $userId;
    $bankwirePayIn->CreditedWalletId = $walletId;

    $bankwirePayIn->PaymentDetails = new \MangoPay\PayInPaymentDetailsBankWire();

    $bankwirePayIn->PaymentDetails->DeclaredDebitedFunds = new \MangoPay\Money();
    $bankwirePayIn->PaymentDetails->DeclaredDebitedFunds->Amount = 1000;
    $bankwirePayIn->PaymentDetails->DeclaredDebitedFunds->Currency = 'EUR';

    $bankwirePayIn->PaymentDetails->DeclaredFees = new \MangoPay\Money();
    $bankwirePayIn->PaymentDetails->DeclaredFees->Amount = 0;
    $bankwirePayIn->PaymentDetails->DeclaredFees->Currency = 'EUR';
    
    $bankwirePayIn->ExecutionDetails = new \MangoPay\PayInExecutionDetailsDirect();
    $bankwirePayIn->ExecutionDetails->Culture = 'FR';

    $response = $api->PayIns->Create($bankwirePayIn);

    print_r($response);
} catch(MGPResponseException $e) {
    print_r($e);
} catch(MGPException $e) {
    print_r($e);
}

```

```ruby
require 'mangopay'

MangoPay.configure do |client|
    client.preproduction = true
    client.client_id = 'your-client-id'
    client.client_apiKey = 'your-api-key'
    client.log_file = File.join(Dir.pwd, 'mangopay.log')
end

def createDirectBankWirePayIn(payInObject)
    begin
        response = MangoPay::PayIn::BankWire::Direct.create(payInObject)
        puts response
        return response
    rescue MangoPay::ResponseError => error
        puts "Failed to create pay-in: #{error.message}"
        puts "Error details: #{error.details}"
        return false
    end
end

myPayIn = {
    AuthorId: '146476890',
    Tag: 'Created with Mangopay Node.js SDK',
    CreditedUserId: '146476890',
    DeclaredDebitedFunds: {
      Currency: 'EUR',
      Amount: 1000,
    },
    DeclaredFees: {
      Currency: 'EUR',
      Amount: 100,
    },
    CreditedWalletId: '148968396',
  }

createDirectBankWirePayIn(myPayIn)

```