Error messageAuthentication not available: do not benefit from liability shift
Description3DSecure is not available on this transaction. Liability shift has been rejected by the issuing bank.
Categories

Fraud policy

Card

3DSecure

What to do

In such cases, end users need to contact their bank.

Example

API Response
{

    "Id":"3352204488",

    "Tag":"Custom meta",

    "CreationDate":1678191358,

    "AuthorId":"3123184447",

    "CreditedUserId":"312444737",

    "DebitedFunds":{

        "Currency":"EUR",

        "Amount":500

    },

    "CreditedFunds":{

        "Currency":"EUR",

        "Amount":500

    },

    "Fees":{

        "Currency":"EUR",

        "Amount":0

    },

    "Status":"FAILED",

    "ResultCode":"008515",

    "ResultMessage":"Authentication not available: do not benefit from liability shift",

    "ExecutionDate":null,

    "Type":"PAYIN",

    "Nature":"REGULAR",

    "CreditedWalletId":"3123187739",

    "DebitedWalletId":null,

    "PaymentType":"CARD",

    "ExecutionType":"WEB",

    "RedirectURL":"https://api.mangopay.com/redirecturl",

    "ReturnURL":"https://ReturnURL",

    "TemplateURL":"https://api.mangopay.com/TemplateURL",

    "CardType":"CB_VISA_MASTERCARD",

    "Culture":"FR",

    "SecureMode":"DEFAULT",

    "StatementDescriptor":null

}