> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.mangopay.com/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.mangopay.com/_mcp/server.

# 008515

<table>
  <tbody>
    <tr>
      <th class="header">
        Error message
      </th>

      <td class="table-content">
        Authentication not available: do not benefit from liability shift
      </td>
    </tr>

    <tr>
      <th class="header">
        Description
      </th>

      <td class="table-content">
        3DSecure is not available on this transaction. Liability shift has been rejected by the issuing bank.
      </td>
    </tr>

    <tr>
      <th class="header">
        Categories
      </th>

      <td class="table-content">
        Fraud policy

        \


        Card

        \


        3DSecure
      </td>
    </tr>
  </tbody>
</table>

#### What to do

In such cases, end users need to contact their bank.

#### Example

**`API Response`**

```json API Response
{
    "Id":"3352204488",
    "Tag":"Custom meta",
    "CreationDate":1678191358,
    "AuthorId":"3123184447",
    "CreditedUserId":"312444737",
    "DebitedFunds":{
        "Currency":"EUR",
        "Amount":500
    },
    "CreditedFunds":{
        "Currency":"EUR",
        "Amount":500
    },
    "Fees":{
        "Currency":"EUR",
        "Amount":0
    },
    "Status":"FAILED",
    "ResultCode":"008515",
    "ResultMessage":"Authentication not available: do not benefit from liability shift",
    "ExecutionDate":null,
    "Type":"PAYIN",
    "Nature":"REGULAR",
    "CreditedWalletId":"3123187739",
    "DebitedWalletId":null,
    "PaymentType":"CARD",
    "ExecutionType":"WEB",
    "RedirectURL":"https://api.mangopay.com/redirecturl",
    "ReturnURL":"https://ReturnURL",
    "TemplateURL":"https://api.mangopay.com/TemplateURL",
    "CardType":"CB_VISA_MASTERCARD",
    "Culture":"FR",
    "SecureMode":"DEFAULT",
    "StatementDescriptor":null
}
```