101301
Causes
This error may occur when:
- Disruptions on the ACS servers (strong authentication servers of the card issuing bank) are encountered.
- The end user is blocked by the bank after several failed strong authentication attempts.
- The end user leaves the 3DS page (which, as a result, expires).
- The end user clicks on a “cancel” button.
- The bank blocks the payment.
- The end user fails to strongly authenticate with their bank application.
What to do
In such cases, end users can:
- Contact their bank to have more information.
- Try again later and/or with another payment method.
Example
Please find below an example of direct card pay-in which has failed due to disruptions on the ACS server.
API Response