> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.mangopay.com/guides/payment-methods/card/direct/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.mangopay.com/_mcp/server.

# Overview

**Availability:**

* All card types

## Process

Processing a one-time card payment is a multi-step process:

#### Card tokenization

[Register the card](/guides/payment-methods/card#card-registration) to tokenize its sensitive data so it can be used for payment.

#### Payment request

Call the [POST Create a Direct Card PayIn](/api-reference/direct-card-payins/create-direct-card-payin) endpoint to initiate the payment.

#### 3DS redirection

If required by the issuer, redirect the user to the issuer's Access Control Server (ACS) to complete

strong customer authentication

.

#### Payment outcome

Mangopay updates the `Status`of the pay-in from `CREATED` to `SUCCEEDED` or `FAILED` to indicate the result.

Set up [webhooks](/webhooks) for the following event types:

* `PAYIN_NORMAL_SUCCEEDED`
* `PAYIN_NORMAL_FAILED`

Call the [GET View a PayIn](/api-reference/direct-card-payins/view-payin-direct-card) endpoint to confirm the result and customize the user's post-pay experience.

#### Card deactivation

Call the [PUT Deactivate or edit a Card](/api-reference/cards/deactivate-edit-card) endpoint to disable the `CardId` if you don't have the user's permission to save their payment details.

See the how-to guide for a detailed walkthrough of these steps you need to take:

#### [How to](/guides/payment-methods/card/direct/how-to)

Process a one-time card payment

## Sequence diagram

The following diagram details the full flow described above:

## Related resources

#### [Test cards](/testing/payment-methods)

Use Mangopay's dedicated test cards in Sandbox

#### [Endpoints](/api-reference/direct-card-payins/direct-card-payin-object)

The Direct Card PayIn object

#### [Guides](/guides/payment-methods/card/3ds)

Learn more about 3DS and SCA