## 2026 ### May

Added

* Virtual Accounts for Australia (AU) and Liechtenstein (LI), accepting AUD and CHF * PayPal preauthorization enabling a single capture within 3 days (recommended)

Changed

* Recipient validation errors now include regex pattern

Changed

* Email property per Hook for failed notification alerts

Added

* SCA: Theme parameter to set dark or light mode on SCA redirection * DateRangeBy property to generate reports based on transaction ExecutionDate * Ability to list all Recipients regardless of scope * VOP: Dedicated property for suggested name during Recipients check ### April

Added

* Payouts error 121018 for Bank Account objects created after April 30, 2026

Changed

* User date of birth limited to 120 years ago ### March

Changed

* Virtual Accounts: DK local response changed from IBAN to local

Added

* AMEX: Support for recurring, 30-day preauth, and 7-day multi-capture * Klarna: Discount amount on line items

Added

* SCA: Mutual TLS (mTLS) authentication required for platforms using proxy

Added

* KYB document guidance for 15 countries across EMEA, APAC, and the Americas

Added

* Color customization in the SCA hosted experience ### February

Added

* Authentication type response parameter for card transactions

Changed

* Rules preventing Natural Users being used for non-personal accounts

Added

* Test value to bypass SCA in Sandbox on Users * ChargeBearer parameter for cost-bearing on SWIFT payouts

Changed

* Echo: Endpoints for uploading settlement files

Added

* Echo: Endpoints for managing Intent Refunds and disputes

Added

* User margin calculations on FX conversions

Changed

* FX fees based on percentage or fixed amount

Added

* ActionCode 008715 for blocked users requiring KYC/KYB verification ### January

Added

* RecipientId property added to payouts * TelephoneOrder property added to recurring card pay-ins

Added

* SCA: Endpoint to retrieve SCA status of a User: enrollment and consent to proxy action scopes

Added

* SCA: Webhooks for proxy action scope consent changes * SCA: Webhooks for email and phone number verification ## 2025 ### December

Added

* KYB document guidance for USA, Canada, China, Hong Kong, Japan, UAE

Changed

* SCA: Passkey no longer optional if supported by user's device ### November

Added

* SCA: ScaContext request parameter on Recipient creation endpoint

Changed

* SCA: Legacy User endpoints deprecated * SCA: In Sandbox, SCA applied to all Legal User types

Added

* Result code 121030 for payouts failed due to Verification of Payee (VOP)

Added

* SCA: Bulgarian and Swedish localization support on the hosted experience ### October

Added

* SCA: Endpoint for managing user consent to actions under proxy

Changed

* SCA: ScaContext value USER\_NOT\_PRESENT requires integration of proxy and user consent

Added

* SCA: ScaContext request parameter on User endpoints

Added

* Verification of Payee (VOP) on recipients and payouts in Production

Added

* PayPal: Endpoint to send pre-transaction risk data ### September

Added

* Verification of Payee (VOP) in Sandbox * Sandbox test data to simulate KYC Document processing * Sandbox test data to simulate UBO Declaration processing

Added

* SCA session language parameter

Changed

* Payconiq endpoint deprecated: Decommissioning planned end of 2025

Changed

* Banking Alias OwnerName value set automatically * Banking Alias endpoints deprecated: Decommissioning planned Q3 2026 ### August

Changed

* 30-day preauth: No show and complement features no longer available for integration

Added

* Echo: Report types for intents, actions, settlements, and splits ### July

Changed

* Actions refused if UserStatus is PENDING\_USER\_ACTION

Added

* Transfer error 002704 if UserStatus is PENDING\_USER\_ACTION

Added

* Mangopay Echo: Intents and Settlements to support third-party PSP transactions

Added

* Endpoint to retrieve supported banks for Pay by Bank * Category and SKU properties of Klarna line items ### June

Added

* Webhook event types for SCA enrollment * Webhook event types for change of user category * Error 002702 if transfer attempted to Payer

Changed

* Rule preventing fake user names

Added

* Pay-ins via Bizum, a popular mobile payment method in Spain * Buut bank supported by iDEAL

Added

* T2 scheme option for EUR local payouts, unlocking real-time gross settlement (RTGS)

Added

* US and CA virtual accounts for local pay-in collection

Added

* New reporting service endpoints ### May

Added

* Webhook event type for user account closure

Added

* Webhooks for instant and quoted conversions

Added

* Recipients: Country parameter added to improve international coverage

Changed

* Recipients: InternationalBankTransfer schema changed to AccountNumber and BIC

Added

* Hosted KYC/KYB verification solution

Added

* SCT Inst on FR virtual IBANs ### April

Added

* Virtual Accounts endpoints, replacing legacy Banking Alias feature

Added

* Recipient endpoints, replacing legacy Bank Account feature * ScaContext and PendingUserAction to Transfers * ScaContext and PendingUserAction to wallet access endpoints * ResultCode 007101 and 007102 for SCA-related transfer failures

Changed

* User-initiated transfer status remains CREATED until SCA completed * Wallet access endpoints return 401 if SCA required

Added

* Endpoints to close user accounts ### March

Added

* Pay by Bank payment method, leveraging open banking

Added

* Error 001405 to prevent direct debit refunds in first 7 days

Changed

* Removed limit of 5 partial refunds for direct debit pay-ins ### February

Changed

* Payout minimum amount limit removed

Added

* User endpoints to enable SCA enrollment

Added

* Payout PaymentRef for refunding bank wire pay-in ## 2024 ### December

Added

* Bank transaction details for bank wire pay-ins * FX error 004803 for off-market trading attempts (if not enabled)

Added

* API keys: Assign permission scopes, reset, and revoke

Added

* Recurring payments with PayPal ### October

Added

* Swish (Sweden) payment method now available * TWINT (Switzerland) payment method now available

Changed

* SEPA Direct Debit `ChargeDate` now 2 days earlier after `CreationDate` ### September

Added

* Pay-in error 008008: Account linked to card does not exist

Changed

* Migration parameter deprecated on recurring pay-in registration ### August

Added

* Quoted and Instant Conversions now available for Client Wallets

Changed

* CreditedFunds Amount can be sent on quotes

Added

* CardHolderName can be added to existing Card objects

Changed

* CardHolderName accepts special characters ### July

Added

* Statement descriptor available on BACS Direct Debit

Added

* Turkish National ID card now accepted

Changed

* Web Direct Debit PayIn endpoint marked as deprecated * Giropay PayIn endpoint marked as deprecated ### June

Changed

* Transaction objects no longer retrievable past 13 months

Added

* ValidationUsage parameter on card validation ### May

Added

* Payouts error 121010: Further analysis needed

Added

* CardHolderName can be sent on Card Registration ### April

Added

* Error 121009: Payout expired before processing * Error 130011: Instant payout mode prevents manual review * Error 002701: Payer user requests payout

Added

* DE virtual IBANs now available in Production

Added

* StatementDescriptor available on SDD refunds ### March

Added

* New MOTO payment category ### February

Added

* Guaranteed FX: Quoted conversions now available * Spot FX: Fees can now be taken on instant conversions ### January

Added

* New endpoint to look up metadata from BIN or Google Pay token ## 2023 ### December

Added

* Card validation feature now available

Added

* 30-day preauthorization: Complement feature * 30-day preauthorization: No-show feature * 30-day preauthorization: Additional endpoints and hooks

Added

* New CardInfo parameter returned on card transactions ### November

Added

* SpotFX: Instant Conversions now available

Changed

* New limit of 15 UBOs per UBO Declaration ### October

Added

* New endpoint to validate the format of a CompanyNumber * New hooks when the format of a User’s CompanyNumber is valid or not

Changed

* New limit of 5 pages for KYC Documents ### July

Added

* Partial Refunds for Transfers now available ### April

Added

* New KYC Document flag for paper-based formats ### February

Added

* New ClosedDate parameter for disputes

Added

* New restrictions on user nationality parameters ## 2022 ### November

Added

* New 30-day preauthorization feature

Added

* New User LegalPersonType: Partnership ### September

Added

* New country authorization hook ### July

Added

* New restrictions on user Country parameters ### June

Added

* New country authorizations endpoints

Added

* New errors for unreadable KYC documents

Added

* Recurring: €0 deadlines for CIT

Changed

* Recurring objects and migration flow behaviour ### May

Added

* UserCategory parameter * Recurring PayIn Registration events

Added

* Birthday can no longer be set in the future

Changed

* Error message for KYC Document creation ### March

Added

* New terms and conditions acceptance parameter

Added

* Instant Payment Only payout mode * Check Instant Payout eligibility endpoint ### February

Added

* Delegation attempt ### January

Added

* New KYC Documents accepted

Added

* New KYC Document flag ## 2021 ### November

Improved

* Flags parameter enhancement ### September

Added

* New KYC Document data * New hook for instant payment ### June

Added

* New recurring card pay-in feature

Added

* Get data about a recurring payment * 3DSV2 for BCMC & MAESTRO ### May

Added

* New Preauthorization events

Changed

* Identity proof minimum size

Changed

* Blocked users feature enhancements ## 2020 ### April

Added

* New KYC Level hook

Improved

* AVS score for AMEX ### February

Added

* New mandate hook

Changed

* New payment page design ## 2019 ### November

Improved

* Missing information on debited bank account

Changed

* Additional information returned on preauthorization * Empty errors removed ### October

Added

* New Sofort errors

Improved

* CVV card number and expiry date on iOS

Changed

* UBO Declaration is now mandatory ### July

Added

* UBO declaration enhancements ### May

Added

* New emoney endpoint

Changed

* Improved mandate events ### April

Added

* New retry feature on hooks * New restrictions by country

Improved

* Email for disputes

Added

* New UBO Declaration endpoint * New company number accuracy checks ## 2018 ### December

Added

* CVV culture

Changed

* Error codes enhancements ### August

Added

* New CVV/CVC collection page

Changed

* 001999 error enhancement ### July

Changed

* Synchronization enhancements * CVV collection workflow ### March

Added

* Piranha * 3DS Additional information provided

Changed

* Card Fingerprint enhancements ## 2017 ### December

Added

* New View Bank Accounts for a User endpoint * Card Fingerprint enhancement * New PayPal soft descriptor

Improved

* Synchronization

Changed

* 45-day historical data on events ### November

Added

* New transactions endpoints * New refund and repudiation endpoints * New filtering options

Improved

* Simultaneous refunds

Changed

* URL is now optional when updating a hook ### September

Added

* New payout refunds * List Users for a Card Fingerprint endpoint

Improved

* Wrong wallet balance * Payment methods naming

Changed

* Information displayed on end users' bank statements * Improved performance ### July

Added

* New card Fingerprint feature * New CompanyNumber parameter

Changed

* Enhancements ### May

Added

* New anti-fraud rules * New UBO Declaration

Improved

* Duplicated refunds

Changed

* Retry on preauthorized pay-ins * Enhancements ### April

Added

* New Wallet Reports * Preauthorization automatic cancellation

Improved

* Corrected issues

Changed

* Enhancements ### March

Added

* Permissions group * Hook notifications analysis

Improved

* Corrected issues

Changed

* Enhancements ### February

Added

* New automatic expiration for bank wire pay-ins

Changed

* KYC limits update * Enhancements

Added

* New e-money balance * New Fee Amount filter on transaction reports

Improved

* Reporting date filters not taken into account ### January

Added

* Virtual IBAN private beta

Changed

* Certain types of KYC docs can now be processed much more quickly * Enhancements ## 2016 ### November

Added

* New statement descriptor for SEPA direct-debit

Improved

* Corrected issues * Small enhancements ### October

Added

* New request URL in idempotency

Changed

* Hook notifications changes * Enhancements ### August

Added

* New rate limiting feature * New parameters for the reporting endpoint

Changed

* Enhancements ### June

Improved

* Corrected issues ### May

Added

* New functionalities

Changed

* Enhancements ### April

Changed

* Minor enhancements

Added

* New functionalities\

Changed

* Enhancements ### February

Changed

* Enhancements ### January

Changed

* Enhancements ## 2015 ### October

Changed

* Handling of disputes * New payment method – Bancontact/Mister Cash (BCMC) * Enhancements ### September

Improved

* Corrected issues

Changed

* Enhancements

Changed

* Enhancements ### August

Added

* New payment method - IDeal * New functionalities

Changed

* Enhancements ### June

Changed

* New Address parameters for bank accounts ## 2014 ### November

Improved

* Hooks

Changed

* Custom sorting for User and Event lists ### September

Added

* New German payment methods ELV, SOFORT, GIROPAY * Enhancements ### August

Changed

* Enhancements ### July

Changed

* Enhancements

Changed

* Enhancements