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# API - Mar 27, 2025

Added

## Pay by Bank payment method, leveraging open banking

Platforms can now integrate Pay by Bank, which allows users to pay directly from their bank account via a range of bank wire transfer schemes, thanks to open banking regulations in Europe.

#### [Guide](/guides/payment-methods/banking/pay-by-bank)

Pay by Bank

The following endpoint has been added:

#### [Endpoint](/api-reference/pay-by-bank/create-pay-by-bank-payin)

POST Create a Pay by Bank PayIn

There is new webhook [event type](/webhooks/event-types) to indicate successful payment initiation:

* `PAYIN_NORMAL_PROCESSING_STATUS_PENDING_SUCCEEDED`

There are new [functional errors](/guides/payment-methods/banking/pay-by-bank#functional-errors) (`ResultCode`) related to Pay by Bank:

* [206101 - RedirectURL page embedded](/errors/codes/206101)
* [206102 - RedirectURL already processed](/errors/codes/206102)
* [206103 - Bank not supported](/errors/codes/206103)
* [206104 - User not recognized](/errors/codes/206104)
* [206105 - Authentication method not supported](/errors/codes/206105)
* [206106 - Invalid user credentials](/errors/codes/206106)
* [206107 - Parallel session detected](/errors/codes/206107)
* [206108 - User blocked by bank](/errors/codes/206108)
* [206109 - User denied by bank](/errors/codes/206109)