> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.mangopay.com/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.mangopay.com/_mcp/server.

# API - May 5, 2025

Added

### SCT Inst on FR virtual IBANs

Users can now pay using SEPA Instant Credit Transfer to FR virtual IBANs.

With SCT Inst, the wallet can be credited within 10 seconds, bringing greater efficiency and automation possibilities, as well as a better customer experience.

This feature is available on FR [Virtual Accounts](/api-reference/virtual-accounts/virtual-account-object) and legacy Banking Aliases, including those already created. No changes are required to your integration for users to be able to pay by SCT Inst (provided it is offered by their bank).

Read more about [virtual IBANs](/guides/payment-methods/banking/virtual-iban) **→**