> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mangopay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Create a Direct Card PayIn

> Process a one-time payment with a `CardId`, obtained from the card registration process

[Read more about the Direct Card PayIn object →](/api-reference/direct-card-payins/direct-card-payin-object)

### Body parameters

<ParamField body="Tag" type="string">
  Max. length: 255 characters

  Custom data that you can add to this object.\
  For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.
</ParamField>

<ParamField body="AuthorId" type="string" required>
  The unique identifier of the user at the source of the transaction.
</ParamField>

<ParamField body="CreditedUserId" type="string">
  **Default value:** The unique identifier of the owner of the credited wallet.

  The unique identifier of the user whose wallet is credited.
</ParamField>

<ParamField body="DebitedFunds" type="object" required>
  Information about the debited funds.

  <Expandable title="properties">
    <ParamField body="Currency" type="string" required>
      **Allowed values:** The three-letter <a href="/api-reference/overview/data-formats" target="_blank">ISO 4217 code</a> (EUR, GBP, etc.) of a <a href="/guides/currencies" target="_blank">supported currency</a> (depends on feature, contract, and activation settings).

      The currency of the debited funds.
    </ParamField>

    <ParamField body="Amount" type="integer" required>
      An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`).
    </ParamField>
  </Expandable>
</ParamField>

<ParamField body="Fees" type="object" required>
  Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).

  <Expandable title="properties">
    <ParamField body="Currency" type="string" required>
      **Allowed values:** The three-letter <a href="/api-reference/overview/data-formats" target="_blank">ISO 4217 code</a> (EUR, GBP, etc.) of a <a href="/guides/currencies" target="_blank">supported currency</a> (depends on feature, contract, and activation settings).

      The currency of the fees.
    </ParamField>

    <ParamField body="Amount" type="integer" required>
      An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`).
    </ParamField>
  </Expandable>
</ParamField>

<ParamField body="CreditedWalletId" type="string" required>
  The unique identifier of the credited wallet.
</ParamField>

<ParamField body="SecureMode" type="string">
  **Allowed values:** `DEFAULT`, `FORCE`, `NO_CHOICE`

  **Default value:** `DEFAULT`

  The mode applied for the 3DS2 protocol for CB, Visa, and Mastercard. The options are:

  * `DEFAULT` – Requests an exemption to strong customer authentication (SCA), and thus a frictionless payment experience, if allowed by your Mangopay contract and accepted by the issuer.
  * `FORCE` – Requests SCA.
  * `NO_CHOICE` – Leaves the choice to the issuer whether to allow for a frictionless payment experience or to enforce SCA.
</ParamField>

<ParamField body="CardId" type="string" required>
  The unique identifier of the Card object, obtained during the card registration process.
</ParamField>

<ParamField body="SecureModeReturnURL" type="string" required>
  Max. length: 255 characters

  The URL to which users are automatically returned after 3DS2 if it is triggered (i.e., if the `SecureModeNeeded` parameter is set to `true`).
</ParamField>

<ParamField body="Culture" type="string" deprecated>
  The language in which the payment page is to be displayed. This deprecated parameter defaults to `EN`.
</ParamField>

<ParamField body="StatementDescriptor" type="string">
  Max. length: 10 characters; only alphanumeric and spaces

  Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the <a href="/bank-statements">Customizing bank statement references</a> article for details.
</ParamField>

<ParamField body="BrowserInfo" type="object" required>
  Information about the browser used by the end user (author) to perform the payment.

  <Expandable title="properties">
    <ParamField body="AcceptHeader" type="string" required>
      The exact content of the HTTP accept headers as sent to the platform from the end user’s browser.
    </ParamField>

    <ParamField body="JavaEnabled" type="boolean" required>
      Whether or not the end user’s browser has the ability to execute Java.
    </ParamField>

    <ParamField body="Language" type="string" required>
      Format: Two-letter language code (ISO 639-1 alpha-2) followed by two-letter country code (ISO 3166-1 alpha-2), separated by a hyphen (example: `en-US`; pattern:`^[a-zA-Z]{2}(-[a-zA-Z]{2})?$`)

      The language of the browser.
    </ParamField>

    <ParamField body="ColorDepth" type="integer" required>
      The value representing the depth of the screen’s color palette for displaying images, in bits per pixel.
    </ParamField>

    <ParamField body="ScreenHeight" type="integer" required>
      Max. length: 6 characters

      The height of the screen in pixels.
    </ParamField>

    <ParamField body="ScreenWidth" type="integer" required>
      Max. length: 6 characters

      The width of the screen in pixels.
    </ParamField>

    <ParamField body="TimeZoneOffset" type="integer" required>
      The difference in minutes between the browser’s timezone and UTC.
    </ParamField>

    <ParamField body="UserAgent" type="string" required>
      Max. length: 255 characters

      The exact content of the HTTP User-Agent header.
    </ParamField>

    <ParamField body="JavascriptEnabled" type="boolean" required>
      Whether or not the end user’s browser has the ability to execute JavaScript.
    </ParamField>
  </Expandable>
</ParamField>

<ParamField body="IpAddress" type="string" required>
  The IP address of the end user initiating the transaction, in IPV4 or IPV6 format.
</ParamField>

<ParamField body="Billing" type="object">
  **Default value:** FirstName, LastName, and Address information of the Shipping object if any, otherwise the user (author).

  Information about the end user billing address. If left empty, the default values will be automatically taken into account.

  <Expandable title="properties">
    <ParamField body="FirstName" type="string">
      The first name of the user.
    </ParamField>

    <ParamField body="LastName" type="string">
      Max. length: 100 characters

      The last name of the user.
    </ParamField>

    <ParamField body="Address" type="object">
      Information about the billing address.

      <Expandable title="properties">
        <ParamField body="AddressLine1" type="string" required>
          Max. length: 255 characters

          The first line of the address.
        </ParamField>

        <ParamField body="AddressLine2" type="string">
          Max. length: 255 characters

          The second line of the address.
        </ParamField>

        <ParamField body="City" type="string">
          Max. length: 255 characters

          The city of the address.
        </ParamField>

        <ParamField body="Region" type="string">
          Max. length: 255 characters

          Required if `Country` is US, CA, or MX.

          The region of the address.
        </ParamField>

        <ParamField body="PostalCode" type="string" required>
          Max. length: 255 characters

          The postal code of the address. The postal code can contain the following characters: alphanumeric, dashes, and spaces.
        </ParamField>

        <ParamField body="Country" type="string" required>
          Format: Two-letter country code ([ISO 3166-1 alpha-2 format](/api-reference/overview/data-formats))

          The country of the address.
        </ParamField>
      </Expandable>
    </ParamField>
  </Expandable>
</ParamField>

<ParamField body="Shipping" type="object">
  **Default value:** FirstName, LastName, and Address information of the Billing object, if supplied, otherwise of the user (author).

  Information about the end user’s shipping address. If left empty, the default values will be automatically taken into account.

  <Expandable title="properties">
    <ParamField body="FirstName" type="string">
      The first name of the user.
    </ParamField>

    <ParamField body="LastName" type="string">
      Max. length: 100 characters

      The last name of the user.
    </ParamField>

    <ParamField body="Address" type="object" required>
      Information about the shipping address.

      <Expandable title="properties">
        <ParamField body="AddressLine1" type="string" required>
          Max. length: 255 characters

          The first line of the address.
        </ParamField>

        <ParamField body="AddressLine2" type="string">
          Max. length: 255 characters

          The second line of the address.
        </ParamField>

        <ParamField body="City" type="string" required>
          Max. length: 255 characters

          The city of the address.
        </ParamField>

        <ParamField body="Region" type="string">
          Max. length: 255 characters

          Required if `Country` is US, CA, or MX.

          The region of the address.
        </ParamField>

        <ParamField body="PostalCode" type="string" required>
          Max. length: 255 characters

          The postal code of the address. The postal code can contain the following characters: alphanumeric, dashes, and spaces.
        </ParamField>

        <ParamField body="Country" type="string" required>
          Format: Two-letter country code ([ISO 3166-1 alpha-2 format](/api-reference/overview/data-formats))

          The country of the address.
        </ParamField>
      </Expandable>
    </ParamField>
  </Expandable>
</ParamField>

<ParamField body="PreferredCardNetwork" type="string">
  **Allowed values:** `VISA`, `MASTERCARD`, `CB`, `MAESTRO`

  The card network to use, as chosen by the cardholder, in case of <a href="/guides/payment-methods/card/co-branded">co-branded cards</a>.
</ParamField>

<ParamField body="PaymentCategory" type="string">
  **Default value:** `ECommerce`

  **Allowed values:** `ECommerce`, `TelephoneOrder`

  The channel through which the user provided their card details, used to indicate mail-order and telephone-order (MOTO) payments:

  * `ECommerce` – Payment received online.
  * `TelephoneOrder` – Payment received via mail order or telephone order (MOTO).
</ParamField>

<ParamField body="ProfilingAttemptReference" type="string">
  The unique reference generated for the profiling session, used by the <a href="/guides/fraud-prevention">fraud prevention</a> solution to produce recommendations for the transaction using the profiling data.

  **Note:** Parameter not returned by the API. Profiling feature available on request – contact Mangopay <a href="https://hub.mangopay.com/" target="_blank">via the Dashboard</a> for more information.
</ParamField>

### Responses

<AccordionGroup>
  <Accordion title="200">
    <ResponseField name="Id" type="string">
      Max length: 128 characters (see [data formats](/api-reference/overview/data-formats) for details)

      The unique identifier of the object.
    </ResponseField>

    <ResponseField name="Tag" type="string">
      Max. length: 255 characters

      Custom data that you can add to this object.\
      For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.
    </ResponseField>

    <ResponseField name="CreationDate" type="Unix timestamp">
      The date and time at which the object was created.
    </ResponseField>

    <ResponseField name="AuthorId" type="string">
      The unique identifier of the user at the source of the transaction.
    </ResponseField>

    <ResponseField name="CreditedUserId" type="string">
      **Default value:** The unique identifier of the owner of the credited wallet.

      The unique identifier of the user whose wallet is credited.
    </ResponseField>

    <ResponseField name="DebitedFunds" type="object">
      Information about the debited funds.

      <Expandable title="properties">
        <ResponseField name="Currency" type="string">
          **Returned values:** The three-letter <a href="/api-reference/overview/data-formats" target="_blank">ISO 4217 code</a> (EUR, GBP, etc.) of a <a href="/guides/currencies" target="_blank">supported currency</a> (depends on feature, contract, and activation settings).

          The currency of the debited funds.
        </ResponseField>

        <ResponseField name="Amount" type="integer">
          An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`).
        </ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="CreditedFunds" type="object">
      Information about the credited funds (`CreditedFunds` = `DebitedFunds` - `Fees`).

      <Expandable title="properties">
        <ResponseField name="Currency" type="string">
          **Returned values:** The three-letter <a href="/api-reference/overview/data-formats" target="_blank">ISO 4217 code</a> (EUR, GBP, etc.) of a <a href="/guides/currencies" target="_blank">supported currency</a> (depends on feature, contract, and activation settings).

          The currency of the credited funds.
        </ResponseField>

        <ResponseField name="Amount" type="integer">
          An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`).
        </ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="Fees" type="object">
      Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).

      <Expandable title="properties">
        <ResponseField name="Currency" type="string">
          **Returned values:** The three-letter <a href="/api-reference/overview/data-formats" target="_blank">ISO 4217 code</a> (EUR, GBP, etc.) of a <a href="/guides/currencies" target="_blank">supported currency</a> (depends on feature, contract, and activation settings).

          The currency of the fees.
        </ResponseField>

        <ResponseField name="Amount" type="integer">
          An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`).
        </ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="Status" type="string">
      **Returned values:** `CREATED`, `SUCCEEDED`, `FAILED`

      The status of the transaction.
    </ResponseField>

    <ResponseField name="ResultCode" type="string">
      The code indicating the result of the operation. This information is mostly used to <a href="/errors/codes">handle errors</a> or for filtering purposes.
    </ResponseField>

    <ResponseField name="ResultMessage" type="string">
      The explanation of the result code.
    </ResponseField>

    <ResponseField name="ExecutionDate" type="Unix timestamp">
      The date and time at which the status changed to `SUCCEEDED`, indicating that the transaction occurred. The statuses `CREATED` and `FAILED` return an `ExecutionDate` of `null`.
    </ResponseField>

    <ResponseField name="Type" type="string">
      **Returned values:** `PAYIN`, `TRANSFER`, `CONVERSION`, `PAYOUT`

      The type of the transaction.
    </ResponseField>

    <ResponseField name="Nature" type="string">
      **Returned values:** `REGULAR`, `REPUDIATION`, `REFUND`, `SETTLEMENT`

      The nature of the transaction, providing more information about the context in which the transaction occurred:

      * `REGULAR` – Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.
      * `REPUDIATION` – Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).
      * `REFUND` – Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).
      * `SETTLEMENT` – Transfer made to the repudiation wallet by the platform to settle a lost dispute.
    </ResponseField>

    <ResponseField name="CreditedWalletId" type="string">
      The unique identifier of the credited wallet.
    </ResponseField>

    <ResponseField name="DebitedWalletId" type="string">
      The unique identifier of the debited wallet.

      In the case of a pay-in, this value is always `null` since there is no debited wallet.
    </ResponseField>

    <ResponseField name="PaymentType" type="string">
      **Returned values:** `CARD`, `DIRECT_DEBIT`, `PREAUTHORIZED`, `BANK_WIRE`

      The type of pay-in.
    </ResponseField>

    <ResponseField name="ExecutionType" type="string">
      **Returned values:** `WEB`, `DIRECT`, `EXTERNAL_INSTRUCTION`

      The type of execution for the pay-in.
    </ResponseField>

    <ResponseField name="SecureMode" type="string">
      **Returned values:** `DEFAULT`, `FORCE`, `NO_CHOICE`

      The mode applied for the 3DS2 protocol for CB, Visa, and Mastercard. The options are:

      * `DEFAULT` – Requests an exemption to strong customer authentication (SCA), and thus a frictionless payment experience, if allowed by your Mangopay contract and accepted by the issuer.
      * `FORCE` – Requests SCA.
      * `NO_CHOICE` – Leaves the choice to the issuer whether to allow for a frictionless payment experience or to enforce SCA.
    </ResponseField>

    <ResponseField name="CardId" type="string">
      The unique identifier of the Card object, obtained during the card registration process.
    </ResponseField>

    <ResponseField name="SecureModeReturnURL" type="string">
      Max. length: 255 characters

      The URL to which users are automatically returned after 3DS2 if it is triggered (i.e., if the `SecureModeNeeded` parameter is set to `true`).
    </ResponseField>

    <ResponseField name="SecureModeRedirectURL" type="string">
      Max. length: 255 characters

      The URL to which to redirect the user to proceed to 3DS2 validation.
    </ResponseField>

    <ResponseField name="SecureModeNeeded" type="boolean">
      Whether or not the `SecureMode` was used.
    </ResponseField>

    <ResponseField name="Culture" type="string">
      **Returned values:** One of the supported languages in the <a href="/api-reference/overview/data-formats">ISO 639-1 format</a>: DE, EN, ES, FR, IT, NL, PL, PT.

      The language in which the payment page is to be displayed.
    </ResponseField>

    <ResponseField name="SecurityInfo" type="object">
      Information regarding security and anti-fraud tools.

      <Expandable title="properties">
        <ResponseField name="AVSResult" type="string">
          The result of the Address Verification System check (only available for UK, US, and Canada).
        </ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="StatementDescriptor" type="string">
      Max. length: 10 characters; only alphanumeric and spaces

      Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the <a href="/bank-statements">Customizing bank statement references</a> article for details.
    </ResponseField>

    <ResponseField name="BrowserInfo" type="object">
      Information about the browser used by the end user (author) to perform the payment.

      <Expandable title="properties">
        <ResponseField name="AcceptHeader" type="string">
          The exact content of the HTTP accept headers as sent to the platform from the end user’s browser.
        </ResponseField>

        <ResponseField name="JavaEnabled" type="boolean">
          Whether or not the end user’s browser has the ability to execute Java.
        </ResponseField>

        <ResponseField name="Language" type="string">
          Format: Two-letter language code (ISO 639-1 alpha-2) followed by two-letter country code (ISO 3166-1 alpha-2), separated by a hyphen (example: `en-US`; pattern:`^[a-zA-Z]{2}(-[a-zA-Z]{2})?$`)

          The language of the browser.
        </ResponseField>

        <ResponseField name="ColorDepth" type="integer">
          The value representing the depth of the screen’s color palette for displaying images, in bits per pixel.
        </ResponseField>

        <ResponseField name="ScreenHeight" type="integer">
          Max. length: 6 characters

          The height of the screen in pixels.
        </ResponseField>

        <ResponseField name="ScreenWidth" type="integer">
          Max. length: 6 characters

          The width of the screen in pixels.
        </ResponseField>

        <ResponseField name="TimeZoneOffset" type="integer">
          The difference in minutes between the browser’s timezone and UTC.
        </ResponseField>

        <ResponseField name="UserAgent" type="string">
          Max. length: 255 characters

          The exact content of the HTTP User-Agent header.
        </ResponseField>

        <ResponseField name="JavascriptEnabled" type="boolean">
          Whether or not the end user’s browser has the ability to execute JavaScript.
        </ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="IpAddress" type="string">
      The IP address of the end user initiating the transaction, in IPV4 or IPV6 format.
    </ResponseField>

    <ResponseField name="Billing" type="object">
      **Default value:** FirstName, LastName, and Address information of the Shipping object if any, otherwise the user (author).

      Information about the end user billing address. If left empty, the default values will be automatically taken into account.

      <Expandable title="properties">
        <ResponseField name="FirstName" type="string">
          The first name of the user.
        </ResponseField>

        <ResponseField name="LastName" type="string">
          Max. length: 100 characters

          The last name of the user.
        </ResponseField>

        <ResponseField name="Address" type="object">
          Information about the billing address.

          <Expandable title="properties">
            <ResponseField name="AddressLine1" type="string">
              Max. length: 255 characters

              The first line of the address.
            </ResponseField>

            <ResponseField name="AddressLine2" type="string">
              Max. length: 255 characters

              The second line of the address.
            </ResponseField>

            <ResponseField name="City" type="string">
              Max. length: 255 characters

              The city of the address.
            </ResponseField>

            <ResponseField name="Region" type="string">
              Max. length: 255 characters

              The region of the address. This field is optional except if the `Country` is US, CA, or MX.
            </ResponseField>

            <ResponseField name="PostalCode" type="string">
              Max. length: 255 characters

              The postal code of the address. The postal code can contain the following characters: alphanumeric, dashes, and spaces.
            </ResponseField>

            <ResponseField name="Country" type="string">
              Format: Two-letter country code ([ISO 3166-1 alpha-2 format](/api-reference/overview/data-formats))

              The country of the address.
            </ResponseField>
          </Expandable>
        </ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="Shipping" type="object">
      **Default value:** FirstName, LastName, and Address information of the Billing object, if supplied, otherwise of the user (author).

      Information about the end user’s shipping address. If left empty, the default values will be automatically taken into account.

      <Expandable title="properties">
        <ResponseField name="FirstName" type="string">
          The first name of the user.
        </ResponseField>

        <ResponseField name="LastName" type="string">
          Max. length: 100 characters

          The last name of the user.
        </ResponseField>

        <ResponseField name="Address" type="object">
          Information about the shipping address.

          <Expandable title="properties">
            <ResponseField name="AddressLine1" type="string">
              Max. length: 255 characters

              The first line of the address.
            </ResponseField>

            <ResponseField name="AddressLine2" type="string">
              Max. length: 255 characters

              The second line of the address.
            </ResponseField>

            <ResponseField name="City" type="string">
              Max. length: 255 characters

              The city of the address.
            </ResponseField>

            <ResponseField name="Region" type="string">
              Max. length: 255 characters

              The region of the address. This field is optional except if the `Country` is US, CA, or MX.
            </ResponseField>

            <ResponseField name="PostalCode" type="string">
              Max. length: 255 characters

              The postal code of the address. The postal code can contain the following characters: alphanumeric, dashes, and spaces.
            </ResponseField>

            <ResponseField name="Country" type="string">
              Format: Two-letter country code ([ISO 3166-1 alpha-2 format](/api-reference/overview/data-formats))

              The country of the address.
            </ResponseField>
          </Expandable>
        </ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="Requested3DSVersion" type="string">
      **Returned values:** `V1`, `V2_1`

      The 3DS protocol version to be applied to the transaction.
    </ResponseField>

    <ResponseField name="Applied3DSVersion" type="string | null">
      **Returned values:** `V1`, `V2_1`

      The 3DS protocol version applied to the transaction.
    </ResponseField>

    <ResponseField name="RecurringPayinRegistrationId" type="string">
      The unique identifier of the recurring pay-in registration.
    </ResponseField>

    <ResponseField name="PreferredCardNetwork" type="string">
      **Returned values:** `VISA`, `MASTERCARD`, `CB`, `MAESTRO`

      The card network to use, as chosen by the cardholder, in case of <a href="/guides/payment-methods/card/co-branded">co-branded cards</a>.
    </ResponseField>

    <ResponseField name="PaymentCategory" type="string">
      **Default value:** `ECommerce`

      **Allowed values:** `ECommerce`, `TelephoneOrder`

      The channel through which the user provided their card details, used to indicate mail-order and telephone-order (MOTO) payments:

      * `ECommerce` – Payment received online.
      * `TelephoneOrder` – Payment received via mail order or telephone order (MOTO).
    </ResponseField>

    <ResponseField name="CardInfo" type="string">
      Information about the card used for the transaction.

      If the information or data is not available, `null` is returned.

      <Expandable title="properties">
        <ResponseField name="BIN" type="string">
          The 6-digit bank identification number (BIN) of the card issuer.
        </ResponseField>

        <ResponseField name="IssuingBank" type="string">
          The name of the card issuer.
        </ResponseField>

        <ResponseField name="IssuerCountryCode" type="string">
          Format: Two-letter country code ([ISO 3166-1 alpha-2 format](/api-reference/overview/data-formats))

          The country where the card was issued.
        </ResponseField>

        <ResponseField name="Type" type="string">
          **Returned values:** `DEBIT`, `CREDIT`, `CHARGE CARD`.

          The type of card product.
        </ResponseField>

        <ResponseField name="Brand" type="string">
          The card brand. Examples include: `AMERICAN EXPRESS`, `DISCOVER`, `JCB`, `MASTERCARD`, `VISA`, etc.

          **Note:** The possible returned values are numerous and liable to evolve over time.
        </ResponseField>

        <ResponseField name="SubType" type="string">
          The subtype of the card product. Examples include: `CLASSIC`, `GOLD`, `PLATINUM`, `PREPAID`, etc.

          **Note:** The possible returned values are numerous and liable to evolve over time.
        </ResponseField>
      </Expandable>
    </ResponseField>

    <ResponseField name="AuthenticationResult" type="object | null" defaultOpen>
      Information about the authentication result, based on the request made by Mangopay and the decision of the issuer regarding the type of authentication to be enforced (if applicable).

      <Expandable title="properties">
        <ResponseField name="AuthenticationType" type="string | null">
          Response values: `CHALLENGE`, `FRICTIONLESS`, `DIRECT_AUTHORIZATION`

          The type of authentication:

          * `CHALLENGE` – The issuer requested SCA to be enforced (for example, using 3DS).
          * `FRICTIONLESS` – The transaction was exempted from SCA because an exemption was granted by the issuer.
          * `DIRECT_AUTHORIZATION` – The transaction was sent to the issuer for authorization without any frictionless or challenge (for example, if SCA doesn't apply).

          A `null` value typically indicates that authentication was not requested (for example, because the request failed before being sent) or a decision was not received.
        </ResponseField>
      </Expandable>
    </ResponseField>
  </Accordion>
</AccordionGroup>

<AccordionGroup>
  <Accordion title="400 - DebitedFunds Currency must match card currency">
    ```json theme={null}
    {
        "Message": "Error: multi-currency usage is not authorized",
        "Type": "currency_incompatibility",
        "Id": "e384d310-ab19-4455-bf27-f54822361bd3",
        "Date": 1700045351.0,
        "errors": {
            "currency": "The card's currency GBP and the debitedAmount's currency EUR must be the same"
        }
    }  
    ```
  </Accordion>

  <Accordion title="400 - DebitedFunds Currency must match credited wallet currency">
    ```json theme={null}
    {
        "Message": "Error: multi-currency usage is not authorized",
        "Type": "currency_incompatibility",
        "Id": "1f29b2ff-cf01-4185-9cfd-c0545f6cbd0c",
        "Date": 1700044992.0,
        "errors": {
            "currency": "The Wallet's currency GBP and the DebitedFunds's currency EUR must be the same"
        }
    }  
    ```
  </Accordion>
</AccordionGroup>

<ResponseExample>
  ```json 200   theme={null}
  {
      "Id": "wt_370e1720-3591-42d1-9393-d1382d6e74ac",
      "Tag": "Created using Mangopay API Postman Collection",
      "CreationDate": 1771580095,
      "AuthorId": "user_m_01KHRMAQT1ZPVBWK2KYM6S0N7M",
      "DebitedFunds": {
          "Currency": "EUR",
          "Amount": 10000
      },
      "CreditedFunds": {
          "Currency": "EUR",
          "Amount": 9900
      },
      "Fees": {
          "Currency": "EUR",
          "Amount": 100
      },
      "Status": "CREATED",
      "ResultCode": null,
      "ResultMessage": null,
      "ExecutionDate": null,
      "Type": "PAYIN",
      "Nature": "REGULAR",
      "CreditedWalletId": "wlt_m_01KH8RY6BKXD2ZT7F76XH2TS7Z",
      "CreditedUserId": "user_m_01KHRMAQT1ZPVBWK2KYM6S0N7M",
      "PaymentType": "CARD",
      "ExecutionType": "DIRECT",
      "StatementDescriptor": "Example123",
      "Billing": {
          "FirstName": "Alex",
          "LastName": "Smith",
          "Address": {
              "AddressLine1": "6 rue de la Cité",
              "AddressLine2": "Appartement 3",
              "City": "Paris",
              "Region": "Ile-de-France",
              "PostalCode": "75001",
              "Country": "FR"
          }
      },
      "Shipping": {
          "FirstName": "Alex",
          "LastName": "Smith",
          "Address": {
              "AddressLine1": "6 rue de la Cité",
              "AddressLine2": "Appartement 3",
              "City": "Paris",
              "Region": "Ile-de-France",
              "PostalCode": "75001",
              "Country": "FR"
          }
      },
      "SecureMode": "DEFAULT",
      "SecureModeNeeded": true,
      "SecureModeReturnURL": "http://example.com?transactionId=wt_370e1720-3591-42d1-9393-d1382d6e74ac",
      "SecureModeRedirectURL": "https://api.sandbox.whenthen.co/payment-gateway/whenthen/threeDS/54b0c206-0a67-43d4-ace6-14a25697cf85/challenge?id=370e1720-3591-42d1-9393-d1382d6e74ac&url=aHR0cHM6Ly9hcGkuc2FuZGJveC53aGVudGhlbi5jby9wYXltZW50cy8zRFNlY3VyZS81NGIwYzIwNi0wYTY3LTQzZDQtYWNlNi0xNGEyNTY5N2NmODUvNjI3ZTIxZjAtOTFhNy00MDAxLWFmODEtNzc3ODMxMzMxMTQ5&amount=MTAwMDA&currency=RVVS",
      "SecurityInfo": {
          "AVSResult": "NO_CHECK"
      },
      "BrowserInfo": {
          "AcceptHeader": "text/html, application/xhtml+xml, application/xml;q=0.9, /;q=0.8",
          "JavaEnabled": true,
          "Language": "en",
          "ColorDepth": 4,
          "ScreenHeight": 1800,
          "ScreenWidth": 400,
          "TimeZoneOffset": 60,
          "UserAgent": "Mozilla/5.0 (iPhone; CPU iPhone OS 13_6_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Mobile/15E148",
          "JavascriptEnabled": true
      },
      "IpAddress": "e57a:b6cb:6f5d:ac78:045d:58ca:4c39:0732",
      "CardId": "card_wt_npZtQgxDEFdtXZvJ",
      "CardInfo": {
          "BIN": "497010",
          "IssuingBank": "LA BANQUE POSTALE",
          "IssuerCountryCode": "MA",
          "Type": "CREDIT",
          "SubType": null,
          "Brand": "VISA"
      },
      "Requested3DSVersion": null,
      "Applied3DSVersion": null,
      "RecurringPayinRegistrationId": null,
      "PreferredCardNetwork": null,
      "Culture": "EN",
      "DebitedWalletId": null,
      "PaymentCategory": "ECommerce",
      "AuthenticationResult": {
          "AuthenticationType": "CHALLENGE"
      }
  }
  ```
</ResponseExample>

<RequestExample>
  ```json REST   theme={null}
  {
      "Tag": "Created using Mangopay API Postman Collection",
      "AuthorId": "user_m_01JHQRCND66XP99SVBXQRP54MF",
      "DebitedFunds": {
          "Currency": "EUR",
          "Amount": 57842
      },
      "Fees": {
          "Currency": "EUR",
          "Amount": 8877
      },
      "CreditedWalletId": "wlt_m_01JHQRD0WZ1QWKNAMQF93E5M15",
      "SecureMode": "DEFAULT",
      "CardId": "card_m_iWdaSvYItChPyoia",
      "SecureModeReturnURL": "http://example.com",
      "StatementDescriptor": "Mangopay",
      "BrowserInfo": {
          "AcceptHeader": "text/html, application/xhtml+xml, application/xml;q=0.9, /;q=0.8",
          "JavaEnabled": true,
          "Language": "en",
          "ColorDepth": 4,
          "ScreenHeight": 1800,
          "ScreenWidth": 400,
          "TimeZoneOffset": 60,
          "UserAgent": "Mozilla/5.0 (iPhone; CPU iPhone OS 13_6_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Mobile/15E148",
          "JavascriptEnabled": true
      },
      "IpAddress": "658e:1b88:7f7a:a60b:32af:0b7f:56e1:2e9a",
      "Billing": {
          "FirstName": "Alex",
          "LastName": "Smith",
          "Address": {
              "AddressLine1": "6 rue de la Cité",
              "AddressLine2": "Appartement 3",
              "City": "Paris",
              "Region": "Île-de-France",
              "PostalCode": "75001",
              "Country": "FR"
          }
      },
      "Shipping": {
          "FirstName": "Alex",
          "LastName": "Smith",
          "Address": {
              "AddressLine1": "6 rue de la Cité",
              "AddressLine2": "Appartement 3",
              "City": "Paris",
              "Region": "Île-de-France",
              "PostalCode": "75001",
              "Country": "FR"
          }
      }
  }  
  ```

  ```php PHP theme={null}
  <?php 

  require_once 'vendor/autoload.php';

  use MangoPay\MangoPayApi;
  use MangoPay\Libraries\ResponseException as MGPResponseException;
  use MangoPay\Libraries\Exception as MGPException;

  $api = new MangoPayApi();

  $api->Config->ClientId = 'your-client-id';
  $api->Config->ClientPassword = 'your-api-key';
  $api->Config->TemporaryFolder = 'tmp/';

  try {
      $payIn = new \MangoPay\PayIn();
      $payIn->Tag = "Created using Mangopay PHP SDK";
      $payIn->CreditedWalletId = "148968396";
      $payIn->PaymentType = "CARD";
      $payIn->AuthorId = "146476890";
      
      $payIn->DebitedFunds = new \MangoPay\Money();
      $payIn->DebitedFunds->Amount = 1000;
      $payIn->DebitedFunds->Currency = "EUR";
      
      $payIn->Fees = new \MangoPay\Money();
      $payIn->Fees->Amount = 10;
      $payIn->Fees->Currency = "EUR";
      
      $payIn->PaymentDetails = new \MangoPay\PayInPaymentDetailsCard();
      $payIn->PaymentDetails->CardId = "169687329";
      $payIn->PaymentDetails->StatementDescriptor = "Mangopay";
      $payIn->PaymentDetails->IpAddress = "2001:0620:0000:0000:0211:24FF:FE80:C12C";
      
      $payIn->PaymentDetails->BrowserInfo = new \MangoPay\BrowserInfo();
      $payIn->PaymentDetails->BrowserInfo->AcceptHeader = "text/html, application/xhtml+xml, application/xml;q=0.9, /;q=0.8";
      $payIn->PaymentDetails->BrowserInfo->JavaEnabled = true;
      $payIn->PaymentDetails->BrowserInfo->Language = "FR-FR";
      $payIn->PaymentDetails->BrowserInfo->ColorDepth = 4;
      $payIn->PaymentDetails->BrowserInfo->ScreenHeight = 1800;
      $payIn->PaymentDetails->BrowserInfo->ScreenWidth = 400;
      $payIn->PaymentDetails->BrowserInfo->TimeZoneOffset = 60;
      $payIn->PaymentDetails->BrowserInfo->UserAgent = "Mozilla/5.0 (iPhone; CPU iPhone OS 13_6_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Mobile/15E148";
      $payIn->PaymentDetails->BrowserInfo->JavascriptEnabled = true;
      
      $payIn->ExecutionDetails = new \MangoPay\PayInExecutionDetailsDirect();
      $payIn->ExecutionDetails->SecureModeReturnURL = "http://example.com";
      $payIn->ExecutionDetails->Culture = 'FR';
      
      $response = $api->PayIns->Create($payIn);

      print_r($response);
  } catch(MGPResponseException $e) {
      print_r($e);
  } catch(MGPException $e) {
      print_r($e);
  }  
  ```

  ```javascript NodeJS   theme={null}
  const mangopayInstance = require('mangopay4-nodejs-sdk')
  const mangopay = new mangopayInstance({
    clientId: 'your-client-id',
    clientApiKey: 'your-api-key',
  })

  let myDirectCardPayIn = {
    PaymentType: 'CARD',
    ExecutionType: 'DIRECT',
    AuthorId: '146476890',
    Tag: 'Created with Mangopay Node.js SDK',
    CreditedUserId: '146476890',
    DebitedFunds: {
      Currency: 'EUR',
      Amount: 1000,
    },
    Fees: {
      Currency: 'EUR',
      Amount: 100,
    },
    CreditedWalletId: '148968396',
    CardId: '169687329',
    CardType: 'CB_VISA_MASTERCARD',
    SecureMode: 'DEFAULT',
    SecureModeReturnURL: 'http://example.com',
    BrowserInfo: {
      AcceptHeader:
        'text/html, application/xhtml+xml, application/xml;q=0.9, /;q=0.8',
      JavaEnabled: true,
      Language: 'FR-FR',
      ColorDepth: 4,
      ScreenHeight: 1800,
      ScreenWidth: 400,
      TimeZoneOffset: 60,
      UserAgent:
        'Mozilla/5.0 (iPhone; CPU iPhone OS 13_6_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Mobile/15E148',
      JavascriptEnabled: true,
    },
    IpAddress: '2d1b:f91a:075a:7fc8:0cb7:b471:cd55:017e',
    Billing: {
      FirstName: 'Alex',
      LastName: 'Smith',
      Address: {
        AddressLine1: 'Rue des plantes',
        AddressLine2: 'The Oasis',
        City: 'Paris',
        Region: 'IDF',
        PostalCode: '75000',
        Country: 'FR',
      },
    },
    Shipping: {
      FirstName: 'Alex',
      LastName: 'Smith',
      Address: {
        AddressLine1: 'Rue des plantes',
        AddressLine2: 'The Oasis',
        City: 'Paris',
        Region: 'IDF',
        PostalCode: '75000',
        Country: 'FR',
      },
    },
    StatementDescriptor: 'Nov2023',
  }

  const createDirectCardPayIn = async (payin) => {
    return await mangopay.PayIns.create(payin)
      .then((response) => {
        console.info(response)
        return response
      })
      .catch((err) => {
        console.log(err)
        return false
      })
  }

  createDirectCardPayIn(myDirectCardPayIn)  
  ```

  ```ruby Ruby   theme={null}
  require 'mangopay'

  MangoPay.configure do |client|
      client.preproduction = true
      client.client_id = 'your-client-id'
      client.client_apiKey = 'your-api-key'
      client.log_file = File.join(Dir.pwd, 'mangopay.log')
  end

  def createDirectCardPayIn(payInObject)
      begin
          response = MangoPay::PayIn::Card::Direct.create(payInObject)
          puts response
          return response
      rescue MangoPay::ResponseError => error
          puts "Failed to create pay-in: #{error.message}"
          puts "Error details: #{error.details}"
          return false
      end
  end

  myPayIn = {
    AuthorId: '192822811',
    Tag: 'Created with Mangopay Ruby SDK',
    CreditedUserId: '192822811',
    DebitedFunds: {
      Currency: 'EUR',
      Amount: 1200,
    },
    Fees: {
      Currency: 'EUR',
      Amount: 100,
    },
    CreditedWalletId: '192822814',
    CardId: '192822826',
    CardType: 'CB_VISA_MASTERCARD',
    SecureMode: 'DEFAULT',
    SecureModeReturnURL: 'http://example.com',
    BrowserInfo: {
      AcceptHeader:
        'text/html, application/xhtml+xml, application/xml;q=0.9, /;q=0.8',
      JavaEnabled: true,
      Language: 'FR-FR',
      ColorDepth: 4,
      ScreenHeight: 1800,
      ScreenWidth: 400,
      TimeZoneOffset: 60,
      UserAgent:
        'Mozilla/5.0 (iPhone; CPU iPhone OS 13_6_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Mobile/15E148',
      JavascriptEnabled: true,
    },
    IpAddress: '2d1b:f91a:075a:7fc8:0cb7:b471:cd55:017e',
    Billing: {
      FirstName: 'Alex',
      LastName: 'Smith',
      Address: {
        AddressLine1: 'Rue des plantes',
        AddressLine2: 'The Oasis',
        City: 'Paris',
        Region: 'IDF',
        PostalCode: '75000',
        Country: 'FR',
      },
    },
    Shipping: {
      FirstName: 'Alex',
      LastName: 'Smith',
      Address: {
        AddressLine1: 'Rue des plantes',
        AddressLine2: 'The Oasis',
        City: 'Paris',
        Region: 'IDF',
        PostalCode: '75000',
        Country: 'FR',
      },
    },
    StatementDescriptor: 'Nov2023',
  }

  createDirectCardPayIn(myPayIn)  
  ```

  ```java Java theme={null}
  import com.google.gson.Gson;
  import com.google.gson.GsonBuilder;
  import com.mangopay.MangoPayApi;
  import com.mangopay.core.Address;
  import com.mangopay.core.Billing;
  import com.mangopay.core.Money;
  import com.mangopay.core.enumerations.CountryIso;
  import com.mangopay.core.enumerations.CurrencyIso;
  import com.mangopay.core.enumerations.PayInExecutionType;
  import com.mangopay.core.enumerations.PayInPaymentType;
  import com.mangopay.core.enumerations.SecureMode;
  import com.mangopay.entities.PayIn;
  import com.mangopay.entities.subentities.BrowserInfo;
  import com.mangopay.entities.subentities.PayInExecutionDetailsDirect;
  import com.mangopay.entities.subentities.PayInPaymentDetailsCard;

  public class CreateDirectCardPayIn {
      public static void main(String[] args) throws Exception {
          MangoPayApi mangopay = new MangoPayApi();
          mangopay.getConfig().setClientId("your-client-id");
          mangopay.getConfig().setClientPassword("your-api-key");

          String userId = "user_m_01HT2NFK7Z2BRQNGNHMY30VVTT";
          String walletId = "wlt_m_01HTHTXEF4BJCTKMXNWMSZ6KP5";
          String cardId = "card_m_01HY0MA4E2WQ0NRYQJP8X8SXMB";


          PayIn payIn = new PayIn();

          Money debitedFunds = new Money();
          debitedFunds.setAmount(500);
          debitedFunds.setCurrency(CurrencyIso.EUR);
          
          Money fees = new Money();
          fees.setAmount(0);
          fees.setCurrency(CurrencyIso.EUR);

          BrowserInfo browserInfo = new BrowserInfo();
          browserInfo.setAcceptHeader("application/json,text/javascript,*/*;q=0.01<");
          browserInfo.setJavaEnabled(true);
          browserInfo.setLanguage("fr");
          browserInfo.setColorDepth(32);
          browserInfo.setScreenHeight(667);
          browserInfo.setScreenWidth(375);
          browserInfo.setTimeZoneOffset("-120");
          browserInfo.setUserAgent("Mozilla/5.0 (iPhone; CPU iPhone OS 13_6_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Mobile/15E148");
          browserInfo.setJavascriptEnabled(true);

          Address address = new Address();
          Billing billing = new Billing();
          address.setAddressLine1("2795 Edgewood Road");
          address.setCity("Little Rock");
          address.setRegion("Arkansas");
          address.setPostalCode("72212");
          address.setCountry(CountryIso.FR);

          billing.setFirstName("Alex");
          billing.setLastName("Smith");
          billing.setAddress(address);

          PayInExecutionDetailsDirect executionDetails = new PayInExecutionDetailsDirect();
          executionDetails.setBilling(billing);     
          executionDetails.setCardId(cardId);   
          executionDetails.setSecureModeReturnUrl("http://example.com");
          executionDetails.setSecureMode(SecureMode.DEFAULT);

          PayInPaymentDetailsCard paymentDetails = new PayInPaymentDetailsCard();
          paymentDetails.setIpAddress("658e:1b88:7f7a:a60b:32af:0b7f:56e1:2e9a");
          paymentDetails.setBrowserInfo(browserInfo);

          payIn.setPaymentType(PayInPaymentType.CARD);
          payIn.setExecutionType(PayInExecutionType.DIRECT);
          payIn.setAuthorId(userId);
          payIn.setDebitedFunds(debitedFunds);
          payIn.setFees(fees);
          payIn.setCreditedWalletId(walletId);
          payIn.setExecutionDetails(executionDetails);
          payIn.setPaymentDetails(paymentDetails);

          PayIn createPayIn = mangopay.getPayInApi().create(payIn);

          Gson prettyPrint = new GsonBuilder().setPrettyPrinting().create();
          String prettyJson = prettyPrint.toJson(createPayIn);

          System.out.println(prettyJson);
      }
  }
  ```

  ```python Python   theme={null}
  from pprint import pprint
  import mangopay

  mangopay.client_id='your-client-id'
  mangopay.apikey='your-api-key'

  from mangopay.api import APIRequest
  handler = APIRequest(sandbox=True)

  from mangopay.resources import NaturalUser, LegalUser, Wallet, Card, DirectPayIn
  from mangopay.utils import Money, BrowserInfo

  legal_user = LegalUser.get('211918806')
  legal_user_wallet = Wallet.get('214564765')

  natural_user = NaturalUser.get('213753890')
  natural_user_card= Card.get('213944219')

  direct_payin = DirectPayIn(
      author = natural_user,
      debited_funds = Money(amount=1000, currency='EUR'),
      fees = Money(amount=1, currency='EUR'),
      credited_wallet_id = legal_user_wallet.id,
      card_id = natural_user_card,
      secure_mode = 'DEFAULT',
      secure_mode_return_url = "http://example.com",
      tag = 'Created with Mangopay Python SDK',
      browser_info = BrowserInfo(
          user_agent = 'Mozilla/5.0 (iPhone; CPU iPhone OS 13_6_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Mobile/15E148',
          screen_width = 375,
          screen_height = 667,
          color_depth = 32,
          language = 'EN',
          accept_header = 'application/json,text/javascript,*/*;q=0.01<',
          timezone_offset = '-120',
          java_enabled = True,
          javascript_enabled = True
      ),
      ip_address = '159.180.248.187',
  )

  create_direct_payin = direct_payin.save()

  pprint(create_direct_payin)  
  ```

  ```csharp .NET  theme={null}
  using MangoPay.SDK;
  using MangoPay.SDK.Entities;
  using MangoPay.SDK.Core.Enumerations;
  using MangoPay.SDK.Entities.POST;
  using Newtonsoft.Json;

  class Program
  {
      static async Task Main(string[] args)
      {
          MangoPayApi api = new MangoPayApi();

          api.Config.ClientId = "your-client-id";
          api.Config.ClientPassword = "your-api-key";

          var userId = "user_m_01J2TZ261WZNDM0ZDRWGDYA4GN";
          var walletId = "wlt_m_01J30991BXBB7VF28PBS82EWD3";
          var cardId = "card_m_01J3049JBA2XPA7GC7GEFJRQG4";

          var directCardPayin = new PayInCardDirectPostDTO(userId, userId,
              new Money { Amount = 1000, Currency = CurrencyIso.EUR },
              new Money { Amount = 0, Currency = CurrencyIso.EUR },
              walletId, "http://www.mangopay.com/docs/please-ignore", cardId)
              {
                  CardType = CardType.CB_VISA_MASTERCARD,
                  IpAddress = "2001:0620:0000:0000:0211:24FF:FE80:C12C",
                  Requested3DSVersion = "V2_1",
                  BrowserInfo = new BrowserInfo {
                      AcceptHeader = "text/html, application/xhtml+xml, application/xml;q=0.9, /;q=0.8",
                      JavaEnabled = true,
                      Language = "FR-FR",
                      ColorDepth = 4,
                      ScreenHeight = 1800,
                      ScreenWidth = 400,
                      JavascriptEnabled = true,
                      TimeZoneOffset = "+60",
                      UserAgent = "Mozilla/5.0 (iPhone; CPU iPhone OS 13_6_1 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) Mobile/15E148"
                  },
                  Billing = new Billing {
                      Address = new Address {
                          City = "Paris",
                          AddressLine1 = "17 Rue de la République",
                          Country = CountryIso.FR,
                          PostalCode = "65400"
                      },
                      FirstName = "Joe",
                      LastName = "Doe"
                  },  
                  Shipping = new Shipping {
                      Address = new Address {
                          City = "Paris",
                          AddressLine1 = "17 Rue de la République",
                          Country = CountryIso.FR,
                          PostalCode = "65400"
                      },
                      FirstName = "Joe",
                      LastName = "Doe"
                  }
              };

          var createDirectCardPayIn = await api.PayIns.CreateCardDirectAsync(directCardPayin);

          string prettyPrint = JsonConvert.SerializeObject(createDirectCardPayIn, Formatting.Indented);
          Console.WriteLine(prettyPrint);
      }
  }
  ```
</RequestExample>