> ## Documentation Index
> Fetch the complete documentation index at: https://docs.mangopay.com/llms.txt
> Use this file to discover all available pages before exploring further.

# The Direct Debit PayIn object

### Description

The Direct Debit PayIn object represents a pay-in via an available direct debit scheme: SDD or Bacs, as determined by the user's bank account country. Once the bank account is registered as a Recipient, a Mandate object can be created against it. Once the Mandate is confirmed by the user and submitted by Mangopay to their bank, the pay-in can be requested. [Read more about direct debit](/guides/payment-methods/banking/direct-debit) **→**

### Attributes

<ParamField body="Id" type="string">
  The unique identifier of the object.
</ParamField>

<ParamField body="CreationDate" type="Unix timestamp">
  The date and time at which the object was created.
</ParamField>

<ParamField body="AuthorId" type="string">
  The unique identifier of the user at the source of the transaction.
</ParamField>

<ParamField body="CreditedUserId" type="string">
  **Default value:** The unique identifier of the owner of the credited wallet.

  The unique identifier of the user whose wallet is credited.
</ParamField>

<ParamField body="Status" type="string">
  **Returned values:** `CREATED`, `SUCCEEDED`, `FAILED`

  The status of the transaction.
</ParamField>

<ParamField body="ExecutionDate" type="Unix timestamp">
  The date and time at which the status changed to `SUCCEEDED`, indicating that the transaction occurred. The statuses `CREATED` and `FAILED` return an `ExecutionDate` of `null`.
</ParamField>

<ParamField body="ChargeDate" type="Unix timestamp">
  The date used to notify the user of the future charge, set at midnight (00:00) on the given day. The user's account is usually debited the following day, but it depends on their bank. For more information on direct debit processing times, see the <a href="/guides/payment-methods/banking/direct-debit">direct debit</a> guide.
</ParamField>

<ParamField body="Type" type="string">
  **Returned values:** `PAYIN`, `TRANSFER`, `CONVERSION`, `PAYOUT`

  The type of the transaction.
</ParamField>

<ParamField body="Nature" type="string">
  **Returned values:** `REGULAR`, `REPUDIATION`, `REFUND`, `SETTLEMENT`

  The nature of the transaction, providing more information about the context in which the transaction occurred:

  * `REGULAR` – Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.
  * `REPUDIATION` – Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).
  * `REFUND` – Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).
  * `SETTLEMENT` – Transfer made to the repudiation wallet by the platform to settle a lost dispute.
</ParamField>

<ParamField body="CreditedWalletId" type="string">
  The unique identifier of the credited wallet.
</ParamField>

<ParamField body="DebitedWalletId" type="string">
  The unique identifier of the debited wallet.

  In the case of a pay-in, this value is always `null` since there is no debited wallet.
</ParamField>

<ParamField body="CreditedFunds" type="object">
  Information about the credited funds (`CreditedFunds` = `DebitedFunds` - `Fees`).

  <Expandable title="properties">
    <ParamField body="Currency" type="string">
      **Returned values:** The three-letter <a href="/api-reference/overview/data-formats" target="_blank">ISO 4217 code</a> (EUR, GBP, etc.) of a <a href="/guides/currencies" target="_blank">supported currency</a> (depends on feature, contract, and activation settings).

      The currency of the credited funds.
    </ParamField>

    <ParamField body="Amount" type="integer">
      An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`).
    </ParamField>
  </Expandable>
</ParamField>

<ParamField body="DebitedFunds" type="object">
  Information about the debited funds.

  <Expandable title="properties">
    <ParamField body="Currency" type="string">
      **Returned values:** The three-letter <a href="/api-reference/overview/data-formats" target="_blank">ISO 4217 code</a> (EUR, GBP, etc.) of a <a href="/guides/currencies" target="_blank">supported currency</a> (depends on feature, contract, and activation settings).

      The currency of the debited funds.
    </ParamField>

    <ParamField body="Amount" type="integer">
      An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`).
    </ParamField>
  </Expandable>
</ParamField>

<ParamField body="Fees" type="object">
  Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).

  <Expandable title="properties">
    <ParamField body="Currency" type="string">
      **Returned values:** The three-letter <a href="/api-reference/overview/data-formats" target="_blank">ISO 4217 code</a> (EUR, GBP, etc.) of a <a href="/guides/currencies" target="_blank">supported currency</a> (depends on feature, contract, and activation settings).

      The currency of the fees.
    </ParamField>

    <ParamField body="Amount" type="integer">
      An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as `1260` whereas JPY 12 would be represented as just `12`).
    </ParamField>
  </Expandable>
</ParamField>

<ParamField body="ResultCode" type="string">
  The code indicating the result of the operation. This information is mostly used to <a href="/errors/codes">handle errors</a> or for filtering purposes.
</ParamField>

<ParamField body="ResultMessage" type="string">
  The explanation of the result code.
</ParamField>

<ParamField body="PaymentType" type="string">
  **Returned values:** `CARD`, `DIRECT_DEBIT`, `PREAUTHORIZED`, `BANK_WIRE`

  The type of pay-in.
</ParamField>

<ParamField body="ExecutionType" type="string">
  **Returned values:** `WEB`, `DIRECT`, `EXTERNAL_INSTRUCTION`

  The type of execution for the pay-in.
</ParamField>

<ParamField body="Tag" type="string">
  Max. length: 255 characters

  Custom data that you can add to this object.
</ParamField>

<ParamField body="MandateId" type="string">
  The unique identifier of the mandate.
</ParamField>

<ParamField body="StatementDescriptor" type="string">
  Max. length: SEPA: 100 characters, BACS: truncated after 10 characters; only alphanumeric and spaces

  Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the <a href="/bank-statements">Customizing bank statement references</a> article for details.

  **Note:** On BACS Direct Debit pay-ins, the length is truncated at 10 alphanumeric characters or spaces, but the technical limit is 100.
</ParamField>

<ParamField body="ProfilingAttemptReference" type="string">
  The unique reference generated for the profiling session, used by the <a href="/guides/fraud-prevention">fraud prevention</a> solution to produce recommendations for the transaction using the profiling data.

  **Note:** Parameter not returned by the API. Profiling feature available on request – contact Mangopay <a href="https://hub.mangopay.com/" target="_blank">via the Dashboard</a> for more information.
</ParamField>