The initial transaction occured less than 7 days ago |
A direct debit pay-in cannot be refunded within 7 calendar days of the pay-in CreationDate . |
Refund Direct debit |
Causes
This error is triggered on a pay-in refund if the initial pay-in’s PaymentType
is DIRECT_DEBIT
and its CreationDate
was in the last 7 days.
This limitation exists because of the possibility of late failures on direct debit pay-ins, which may occur on a successful pay-in.
What to do
Platforms must wait 7 calendar days before initiating refunds for direct debit pay-ins.
Testing
In a testing scenario, platforms can use the mock available to avoid having to wait 7 days before initiating the refund.
Example
The Refund object with this error:
{
"Id": "refund_m_01JP04JY9EN05G6SJJ0ZCM1PFG",
"Tag": "Custom meta",
"CreationDate": 1741605536,
"AuthorId": "user_m_01JP04K4CZ3WQQZYZK3Z604RQT",
"CreditedUserId": null,
"DebitedFunds": {
"Currency": "EUR",
"Amount": 5700
},
"CreditedFunds": {
"Currency": "EUR",
"Amount": 5350
},
"Fees": {
"Currency": "EUR",
"Amount": -350
},
"Status": "FAILED",
"ResultCode": "001405",
"ResultMessage": "The initial transaction occured less than 7 ago",
"ExecutionDate": null,
"Type": "PAYOUT",
"Nature": "REFUND",
"InitialTransactionId": "payin_m_01JP04NBJKBMPAZ0GQENNYJPJG",
"InitialTransactionType": "PAYIN",
"InitialTransactionNature": "REGULAR",
"DebitedWalletId": "wlt_m_01JP04NHXNQS04N7SQR36YPFN5",
"CreditedWalletId": null,
"RefundReason": {
"RefundReasonMessage": null,
"RefundReasonType": "INITIALIZED_BY_CLIENT"
},
"StatementDescriptor": null
}