001405
Causes
This error is triggered on a pay-in refund if the initial pay-in’s PaymentType is DIRECT_DEBIT and its CreationDate was in the last 7 full calendar days.
This limitation exists because of the possibility of late failures on direct debit pay-ins, which may occur on a successful pay-in.
What to do
Platforms must wait until the 8th day following the day of the pay-in’s CreationDate before initiating a refund for a direct debit pay-in.
Testing
In a testing scenario, platforms can use the mock available to avoid having to wait 7 days before initiating the refund.
Example
The Refund object with this error: