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General testing

To test payouts, you need to create a valid Bank Account and create a Payout to it. You can use these test accounts:

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IBAN test account

  • IBAN - FR7630004000031234567890143
  • BIC - BNPAFRPP

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GB test account

  • AccountNumber - 55779911
  • SortCode - 200000
You can then use the Sandbox operations view of the Dashboard to process the payout.

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Instant payout testing

To simulate the fallback to a standard payout from an instant payout due to a banking error, you can use the following IBAN account:
  • IBAN - FR541558929750ZZZZZZAC01915
  • BIC - CMBRFR2BXXX
Request example
{
    "AuthorId": "145397183",
    "Tag": "IP banking error",
    "DebitedFunds": {
        "Currency": "EUR",
        "Amount": 1000
    },
    "Fees": {
        "Currency": "EUR",
        "Amount": 10
    },
    "BankAccountId": "158988175",
    "DebitedWalletId": "145397873",
    "BankWireRef": "Postman",
    "PayoutModeRequested":"INSTANT_PAYMENT"
}
When viewing the payout, the API returns a fallbacked payout (i.e., the STANDARD mode was applied).
Response example
{
    "ModeRequested": "INSTANT_PAYMENT",
    "ModeApplied": "STANDARD",
    "FallbackReason": {
        "Code": "001999",
        "Message": "Generic Operation error"
    },
    "EndToEndId": "77a7f37820fd4e49910e6bd3c04c919c",
    "Id": "158988302",
    "Tag": "IP banking error",
    "CreationDate": 1672235391,
    "AuthorId": "145397183",
    "CreditedUserId": null,
    "DebitedFunds": {
        "Currency": "EUR",
        "Amount": 1000
    },
    "CreditedFunds": {
        "Currency": "EUR",
        "Amount": 990
    },
    "Fees": {
        "Currency": "EUR",
        "Amount": 10
    },
    "Status": "SUCCEEDED",
    "ResultCode": "000000",
    "ResultMessage": "Success",
    "ExecutionDate": 1672235391,
    "Type": "PAYOUT",
    "Nature": "REGULAR",
    "CreditedWalletId": null,
    "DebitedWalletId": "145397873",
    "PaymentType": "BANK_WIRE",
    "BankAccountId": "158988175",
    "BankWireRef": "Postman"
}
To simulate a non-reachable bank account, use the IP1070 value for the BankWireRef parameter.
Request example
{
    "AuthorId":"142036728",
    "DebitedFunds":{
        "Currency":"EUR",
        "Amount":1260
    },
    "Fees":{
        "Currency":"EUR",
        "Amount":12
    },
    "BankAccountId":"151986981",
    "DebitedWalletId":"145389978",
    "BankWireRef":"IP1070",
    "PayoutModeRequested":"INSTANT_PAYMENT"
}
Response
{
    "InstantPayout": {
        "IsReachable": false,
        "UnreachableReason": {
            "Code": "130010",
            "Message": "Generic operation error"
        }
    }
}
The following unreachable reasons can be returned:
  • 130006 - technical error, please try again later
  • 130007 - Destination Bank is not reachable
  • 130008 - Duplicate transaction identified
  • 130009 - The destination IBAN is not valid
  • 130010 - Generic operation error

Endpoints

The Payout object

Guide

Learn more about payouts