Create an IBAN Banking Alias
Deprecated – Decommissioning planned for 2027
Mangopay plans to decommission the Banking Alias endpoints in 2027.
Platforms using them should plan to re-integrate using the Virtual Account endpoints.
Existing Banking Alias objects are available via the GET View a Virtual Account endpoint by using the Banking Alias Id and WalletId as path parameters.
Caution – Rely on OwnerName returned in response
Since September 15, 2025, Mangopay sets the OwnerName value by default based on the criteria available here.
Your platform must rely on the API response value (also available on the GET endpoints) and ensure it is easy to see and copy for the end user in your interfaces.
Note - Payee confirmation in the UK
When the user sets up the payee with their bank, Mangopay UK or Mangopay SA is displayed as the account holder name. You should communicate this to them to avoid confusion.
Create an IBAN Banking Alias
Authentication
Bearer authentication of the form Bearer <token>, where token is your auth token.
If your platform is using a proxy to take SCA-triggering action on behalf of users, you also need to integrate mTLS authentication and use the api-mtls base URL.
Path parameters
Request
The owner of the banking alias, which is set automatically by Mangopay since September 15, 2025 (read more). If the User owning the attached wallet has UserCategory of OWNER and the KYCLevel of REGULAR, then the OwnerName is set to the FirstName and LastName values for a Natural User or the Name value for a Legal User. In this case, the VirtualAccountPurpose in the API response is USER_OWNED . If the User is not KYC verified and an OWNER, then the OwnerName is set to “MGP PlatformTradingName" in standard cases, or else “Mangopay” for Marketplace Payment Extension (MPE) workflows. In this case, the VirtualAccountPurpose in the API response is COLLECTION. Caution: Your platform must ensure that you use the OwnerName returned in the API response.
Allowed values: DE, DK, ES, FR, GB, LU, PL
The country of the banking alias. The country must correspond to the currency of the wallet.
Max. length: 255 characters
Custom data that you can add to this object, such as unique identifiers in your system. To store multiple values, you can serialize them into a single string, for example a JSON object: "{\"id_1\":AB123,\"id_2\":DE456}".
Response
The owner of the banking alias, which is set automatically by Mangopay since September 15, 2025 (read more). If the User owning the attached wallet has UserCategory of OWNER and the KYCLevel of REGULAR, then the OwnerName is set to the FirstName and LastName values for a Natural User or the Name value for a Legal User. In this case, the VirtualAccountPurpose in the API response is USER_OWNED. If the User is not KYC verified and an OWNER, then the OwnerName is set to “MGP PlatformTradingName" in standard cases, or else “Mangopay” for Marketplace Payment Extension (MPE) workflows. In this case, the VirtualAccountPurpose in the API response is COLLECTION. Caution: Your platform must ensure that you use the OwnerName returned in the API response.
The IBAN (international bank account number) of the banking alias.
The BIC (international identifier of the bank) for the banking alias.
The unique identifier of the user whose wallet is credited, in other words, the Owner of the wallet for which the alias is created.
Note: Once the banking alias is created, it is not possible to change the CreditedUserId.
Returned values: DE, DK, ES, FR, GB, LU, PL
The country of the banking alias. The country must correspond to the currency of the wallet.
Max. length: 255 characters
Custom data that you can add to this object, such as unique identifiers in your system. To store multiple values, you can serialize them into a single string, for example a JSON object: "{\"id_1\":AB123,\"id_2\":DE456}".
Unix timestamp (UTC) of the date and time the object was created.
Whether or not the banking alias is active.
Caution: Setting this value to false is irreversible.
Returned values: IBAN, GB
The type of banking alias.
The GB value is only returned if the Country is GB.
Max length: 128 characters (see data formats for details)
The unique identifier of the object.
The banking alias details in local format returned if applicable for the Country (e.g. GB), otherwise null