101305

Error messageSecureMode: Soft decline
DescriptionStrong customer authentication is required in order to be able to proceed to the payment due to soft decline.
Categories
3DSecure

Pay-in

Card

Additional information

The soft decline is the implemented behavior on ACS (i.e., authentication server of the card issuing bank) to refuse an authorization done without a preliminary authentication.

Causes

This error may be triggered when the end user’s issuing bank requests strong customer authentication.

Example

API Response
1{
2 "Id":"3352614447",
3 "Tag":"Custom meta",
4 "CreationDate":1678197945,
5 "AuthorId":"2933944432",
6 "CreditedUserId":"293394442",
7 "DebitedFunds":{
8 "Currency":"EUR",
9 "Amount":2689
10 },
11 "CreditedFunds":{
12 "Currency":"EUR",
13 "Amount":2689
14 },
15 "Fees":{
16 "Currency":"EUR",
17 "Amount":0
18 },
19 "Status":"FAILED",
20 "ResultCode":"101305",
21 "ResultMessage":"Soft decline",
22 "ExecutionDate":null,
23 "Type":"PAYIN",
24 "Nature":"REGULAR",
25 "CreditedWalletId":"2933945151",
26 "DebitedWalletId":null,
27 "PaymentType":"CARD",
28 "ExecutionType":"DIRECT",
29 "SecureMode":"FORCE",
30 "CardId":"3165236613",
31 "SecureModeReturnURL":"https://Returnurl",
32 "SecureModeRedirectURL":null,
33 "SecureModeNeeded":false,
34 "Culture":"EN",
35 "SecurityInfo":{
36 "AVSResult":"NO_CHECK"
37 },
38 "StatementDescriptor":"Descriptor",
39 "BrowserInfo":{
40 "AcceptHeader":"*/*",
41 "JavaEnabled":false,
42 "Language":"en",
43 "ColorDepth":32,
44 "ScreenHeight":2556,
45 "ScreenWidth":1179,
46 "TimeZoneOffset":60,
47 "UserAgent":"ios-useragent",
48 "JavascriptEnabled":true
49 },
50 "IpAddress":"IPV6",
51 "Requested3DSVersion":"V2_1",
52 "Applied3DSVersion":"V2_1",
53 "RecurringPayinRegistrationId":null
54}