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POST
/
v2.01
/
{ClientId}
/
transfers
{
    "ScaContext": "USER_PRESENT", 
    "AuthorId": "user_m_01JRJM5RR5NYQDN0S6QWJJDRMR",
    "DebitedFunds": {
        "Currency": "EUR",
        "Amount": 3001 
    },
    "Fees": {
        "Currency": "EUR",
        "Amount": 0
    },   
    "DebitedWalletId": "wlt_m_01JRJM7ASZN7YP4MBDVBT0HZF1",
    "CreditedWalletId": "wlt_m_01JRHSTW2NP4MDB45WQMDNS23C",
    "Tag": "Created using Mangopay API Postman Collection"
}

{
    "ScaContext": "USER_PRESENT",
    "Id": "xfer_c_01JRSHQFG2337DBQ4NS8XPYCK7",
    "CreationDate": 1744614179,
    "DebitedWalletId": "wlt_m_01JRJM7ASZN7YP4MBDVBT0HZF1",
    "CreditedWalletId": "wlt_m_01JRHSTW2NP4MDB45WQMDNS23C",
    "AuthorId": "user_m_01JRJM5RR5NYQDN0S6QWJJDRMR",
    "CreditedUserId": "user_m_01JRHSS3B18H86QA0C467RVK07",
    "DebitedFunds": {
        "Currency": "EUR",
        "Amount": 3001
    },
    "CreditedFunds": {
        "Currency": "EUR",
        "Amount": 3001
    },
    "Fees": {
        "Currency": "EUR",
        "Amount": 0
    },
    "Type": "TRANSFER",
    "Nature": "REGULAR",
    "Status": "CREATED",
    "Tag": "Created using Mangopay API Postman Collection",
    "ResultCode": null,
    "ResultMessage": null,
    "ExecutionDate": null,
    "PendingUserAction": {
        "RedirectUrl": "https://sca.sandbox.mangopay.com/?token=sca_0196331bc1247e3fa33be6f9c797abd7"
    }
}
Note – SCA may be triggered by this endpointWhen a user with UserCategory OWNER initiates a transfer to another OWNER, they are required to complete SCA unless Mangopay can apply an exemption (read more about SCA on transfers).To let the user complete the SCA session on the Mangopay-hosted webpage, your platform needs to retrieve the returned PendingUserAction.RedirectUrl, add an encoded returnUrl query parameter, and redirect the user. Read more about how to redirect them in the SCA session guide.

​
Body parameters

​
ScaContext
string
Possible values: USER_PRESENT, USER_NOT_PRESENTDefault value: nullThe SCA context of the request, which is required if the AuthorId references a user whose UserCategory is OWNER:
  • USER_PRESENT – The user is initiating the transfer and is actively present. The platform must redirect the user for SCA using the PendingUserAction.RedirectUrl returned, unless an exemption can be applied by Mangopay such as on low-amount and low-risk transfers. Platforms are not able to request specific exemptions (read more).
  • USER_NOT_PRESENT – No user is present: the transfer is automated by the platform as part of their declared and authorized workflow. On these transfers, SCA redirection is not initially required, but in future Mangopay may be required to override the request.
The API returns what was sent. Both values may technically result in the need for SCA redirection, because an exemption may be applied by Mangopay or (in future) Mangopay may be required to override a given request.Note: ScaContext is a temporary mechanism to introduce SCA on existing endpoints and workflows. Platforms integrating for the first time should consider the parameter required and send USER_PRESENT by default. Read more about SCA on transfers →
​
AuthorId
string
required
The unique identifier of the user at the source of the transaction.
​
DebitedFunds
object
required
Information about the debited funds.
​
Fees
object
required
Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).
​
CreditedWalletId
string
required
The unique identifier of the credited wallet.
​
DebitedWalletId
string
required
The unique identifier of the debited wallet.
​
Tag
string
Max. length: 255 charactersCustom data that you can add to this object.

​
Responses

​
ScaContext
string
Possible values: USER_PRESENT, USER_NOT_PRESENTDefault value: nullThe SCA context of the request, which is required if the AuthorId references a user whose UserCategory is OWNER:
  • USER_PRESENT – The user is initiating the transfer and is actively present. The platform must redirect the user for SCA using the PendingUserAction.RedirectUrl returned, unless an exemption can be applied by Mangopay such as on low-amount and low-risk transfers. Platforms are not able to request specific exemptions (read more).
  • USER_NOT_PRESENT – No user is present: the transfer is automated by the platform as part of their declared and authorized workflow. On these transfers, SCA redirection is not initially required, but in future Mangopay may be required to override the request.
The API returns what was sent. Both values may technically result in the need for SCA redirection, because an exemption may be applied by Mangopay or (in future) Mangopay may be required to override a given request.Note: ScaContext is a temporary mechanism to introduce SCA on existing endpoints and workflows. Platforms integrating for the first time should consider the parameter required and send USER_PRESENT by default. Read more about SCA on transfers →
​
Id
string
Max length: 128 characters (see data formats for details)The unique identifier of the object.
​
Tag
string
Max. length: 255 charactersCustom data that you can add to this object.
​
DebitedFunds
object
Information about the debited funds.
​
CreditedFunds
object
Information about the credited funds (CreditedFunds = DebitedFunds - Fees).
​
Fees
object
Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).
​
Status
string
Returned values: CREATED, SUCCEEDED, FAILEDThe status of the transaction.
​
ResultCode
string
The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.
​
ResultMessage
string
The explanation of the result code.
​
ExecutionDate
Unix timestamp
The date and time at which the status changed to SUCCEEDED, indicating that the transaction occurred. The statuses CREATED and FAILED return an ExecutionDate of null.
​
Type
string
Returned values: PAYIN, TRANSFER, CONVERSION, PAYOUTThe type of the transaction.
​
Nature
string
Returned values: REGULAR, REPUDIATION, REFUND, SETTLEMENTThe nature of the transaction, providing more information about the context in which the transaction occurred:
  • REGULAR – Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.
  • REPUDIATION – Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).
  • REFUND – Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).
  • SETTLEMENT – Transfer made to the repudiation wallet by the platform to settle a lost dispute.
​
DebitedWalletId
string
The unique identifier of the debited wallet.
​
CreditedWalletId
string
The unique identifier of the credited wallet.
​
PendingUserAction
object
Object containing the link needed for SCA redirection if triggered by the API call (otherwise returned null).
{
    "Message": "Error: multi-currency usage is not authorized",
    "Type": "currency_incompatibility",
    "Id": "0c23333c-a0ef-468a-8d33-7bd7ced6e7d4#1661495038",
    "Date": 1661495039.0,
    "errors": {
        "currency": "The Debited Wallet's currency EUR and the Credited Wallet's currency GBP must be the same"
    }
}  

{
    "Message": "Author should be the Debited wallet owner",
    "Type": "param_error",
    "Id": "3cc18d56-5aab-4271-87aa-7baee84a78a0",
    "Date": 1756456857.0,
    "errors": null
}

{
    "ScaContext": "USER_PRESENT",
    "Id": "xfer_c_01JRSHQFG2337DBQ4NS8XPYCK7",
    "CreationDate": 1744614179,
    "DebitedWalletId": "wlt_m_01JRJM7ASZN7YP4MBDVBT0HZF1",
    "CreditedWalletId": "wlt_m_01JRHSTW2NP4MDB45WQMDNS23C",
    "AuthorId": "user_m_01JRJM5RR5NYQDN0S6QWJJDRMR",
    "CreditedUserId": "user_m_01JRHSS3B18H86QA0C467RVK07",
    "DebitedFunds": {
        "Currency": "EUR",
        "Amount": 3001
    },
    "CreditedFunds": {
        "Currency": "EUR",
        "Amount": 3001
    },
    "Fees": {
        "Currency": "EUR",
        "Amount": 0
    },
    "Type": "TRANSFER",
    "Nature": "REGULAR",
    "Status": "CREATED",
    "Tag": "Created using Mangopay API Postman Collection",
    "ResultCode": null,
    "ResultMessage": null,
    "ExecutionDate": null,
    "PendingUserAction": {
        "RedirectUrl": "https://sca.sandbox.mangopay.com/?token=sca_0196331bc1247e3fa33be6f9c797abd7"
    }
}

{
    "ScaContext": "USER_PRESENT", 
    "AuthorId": "user_m_01JRJM5RR5NYQDN0S6QWJJDRMR",
    "DebitedFunds": {
        "Currency": "EUR",
        "Amount": 3001 
    },
    "Fees": {
        "Currency": "EUR",
        "Amount": 0
    },   
    "DebitedWalletId": "wlt_m_01JRJM7ASZN7YP4MBDVBT0HZF1",
    "CreditedWalletId": "wlt_m_01JRHSTW2NP4MDB45WQMDNS23C",
    "Tag": "Created using Mangopay API Postman Collection"
}