> ## Documentation Index > Fetch the complete documentation index at: https://docs.mangopay.com/llms.txt > Use this file to discover all available pages before exploring further. # All requirements by user type export const Psc = ({content}) => {content} ; export const IconGrayCross = ; export const IconGreenCheckOutline = ; export const IconGreenCheck = ; ## Introduction Verification is necessary for Owner users wishing to take actions beyond the limits defined in the Limits article. This page outlines the requirements that a user needs to fulfill to be verified. When verified, the User object's `KYCLevel` parameter has the value `REGULAR` instead of `LIGHT` (value by default). To request verification, a user must already be an Owner, meaning that they have provided the required information depending on their type. {/* ## Consistency of data and evidence The information declared in the User object of the API must match the documents and other evidence provided. For example, the name on the identity proof must match the declared data in the User object. For a natural user, this means the `FirstName` and `LastName`; for a legal user, `LegalRepresentativeFirstName` and `LegalRepresentativeLastName`. The same applies to other data regarding the: - Person or entity being verified - Declared legal representative (if applicable) - Beneficial owners (if applicable) */} ## Natural users Natural users only need to validate their proof of identity.
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} **Required** for the individual Liveness check during the hosted IDV session
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} **Required** for the individual Submitted as a KYC Document via the API
For more details about the liveness check performed via hosted IDV, see the guides: Read about Mangopay's web-hosted KYC/KYB solution Integrate hosted IDV on your platform Understand the hosted IDV flow for Natural users **Caution – Mangopay may request additional evidence** Mangopay's KYC verification processes are mandated by AML regulations. Mangopay reserves the right to request any additional information and/or documents that it considers relevant for verification purposes. ## Legal users Legal entities and sole proprietors, represented by legal users, are subject to more extensive verification requirements. A legal representative must be declared and verified in the same way as for natural persons. Legal users must also provide other documents to prove their registration and incorporation (if applicable). Because legal entities are governed and structured differently depending on the jurisdiction, the exact documents accepted for each type are different depending on the country of registration. Businesses must also provide information about their beneficial owners. **Caution – Mangopay may request additional evidence** Mangopay's KYC verification processes are mandated by AML regulations. Mangopay reserves the right to request any additional information and/or documents that it considers relevant for verification purposes. For legal users, this may include the Shareholder Declaration form, or an ID document for a beneficial owner. ### Coming soon: All legal reps and UBOs verified In the coming months, Mangopay will be introducing identity verification for all individuals connected with the legal entity: * For Business – **All legal representatives and beneficial owners (UBOs)** * For Organization – **All legal representatives** The required persons will be those listed the public registries of directors and beneficial owners. Mangopay is fulfilling this requirement through its hosted IDV solution, which is becoming mandatory for all platforms. Once hosted IDV is integrated, your Legal Business and Organization users will be able to enter email addresses for the relevant individuals, who will then receive a link via email to complete a liveness check – taking photos of themselves and their ID proof using their smartphone. When all required individuals have successfully completed the liveness check, the entity will be verified (`KYCLevel` will become `REGULAR`). ##### Will all individuals listed in public registries need to be verified? Not necessarily. In cases where tens of individuals are listed, not all of them will need to be verified. Mangopay is taking a pragmatic risk-based approach to optimize Legal User onboarding in full compliance. Additionally, the criteria by which Mangopay defines a beneficial owner is not changing – this is typically individuals ultimately owning 25% or more, whether directly or through holding companies (see [full description here](/guides/glossary#beneficial-owner-ubo)). It is possible that the percentage threshold will be tightened for a given Legal User based on Mangopay’s risk assessment. ### Current flows For more details about the current flows that are ready to integrate, see the hosted IDV guides: Read about Mangopay's web-hosted KYC/KYB solution Integrate hosted IDV on your platform Understand the hosted IDV flow for Businesses Understand the hosted IDV flow for Organizations ## Business
**Registration
number**		 {IconGreenCheck} **Required** Entered by the user during the hosted IDV session
**Registration proof**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheckOutline} **Required** Uploaded by the user during the hosted IDV session
**Articles of
association**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheckOutline} **May be required** if the automated check returns no match If required, uploaded by the user during the hosted IDV session
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} *Now: Required for one registered director* Liveness check during the single hosted IDV session (same link)
**Beneficial
owners**		 {IconGreenCheck} *Now: Only details required* Declared by the user during the hosted IDV session as **Persons of Significant Control ()**
*Coming soon
[read more](#coming-soon-all-legal-reps-and-ubos-verified)*		 ***ID verification required for all registered directors and beneficial owners*** *Multiple liveness checks sent by email (addresses submitted by user in main IDV session)*
**Shareholder
Declaration**		 {IconGreenCheckOutline} **May be requested** if the other KYB documents don't give sufficient information If requested, submitted as an additional document via the API
**Registration
number**		 {IconGreenCheck} **Required** Submitted in the API's `CompanyNumber`
**Registration proof**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Submitted as a KYC Document via the API
**Articles of
association**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Submitted as a KYC Document via the API
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} **Required** for the declared `LegalRepresentative` Submitted as a KYC Document via the API
**Beneficial
owners**		 {IconGreenCheck} **Only details required** Declared as a UBO Declaration via the API
**Shareholder
Declaration**		 {IconGreenCheckOutline} **May be requested** if the other KYB documents don't give sufficient information If requested, submitted as an additional document via the API
## Organization
**Registration
number**		 {IconGreenCheckOutline} Recommended if it exists Optionally entered by the user during the hosted IDV session
**Registration proof**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Uploaded by the user during the hosted IDV session
**Articles of
association**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Uploaded by the user during the hosted IDV session
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} *Now: Required for one registered director* Liveness check during the single hosted IDV session (same link)
*Coming soon
[read more](#coming-soon-all-legal-reps-and-ubos-verified)*		 ***Required for all registered directors*** *Multiple liveness checks sent by email (addresses submitted by user in main IDV session)*
**Beneficial
owners**		 {IconGrayCross} Not applicable
**Shareholder
Declaration**		 {IconGreenCheckOutline} **May be requested** if the other KYB documents don't give sufficient information If requested, submitted as an additional document via the API
**Registration
number**		 {IconGreenCheckOutline} Recommended if it exists Submitted in the API's `CompanyNumber`
**Registration proof**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Submitted as a KYC Document via the API
**Articles of
association**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Submitted as a KYC Document via the API
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} **Required** for the declared `LegalRepresentative` Submitted as a KYC Document via the API
**Beneficial
owners**		 {IconGrayCross} Not applicable
**Shareholder
Declaration**		 {IconGreenCheckOutline} **May be requested** if the other KYB documents don't give sufficient information If requested, submitted as an additional document via the API
## Soletrader Soletrader users should declare their personal details in the `LegalRepresentative` fields, and their registered name and address must be in the `Name` and `HeadquartersAddress` parameters.
**Registration
number**		 {IconGreenCheckOutline} Recommended if it exists Optionally entered by the user during the hosted IDV session
**Registration proof**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Uploaded by the user during the hosted IDV session
**Articles of association** {IconGrayCross} Not applicable
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} **Required** for the sole proprietor (`LegalRepresentative`) Liveness check during the hosted IDV session
**Beneficial
owners**		 {IconGrayCross} Not applicable
**Shareholder
Declaration**		 {IconGreenCheckOutline} **May be requested** if the other KYB documents don't give sufficient information If requested, submitted as an additional document via the API
**Registration
number**		 {IconGreenCheckOutline} Recommended if it exists Submitted in the API's `CompanyNumber`
**Registration proof**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Submitted as a KYC Document via the API
**Articles of association** {IconGrayCross} Not applicable
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} **Required** for the sole proprietor (`LegalRepresentative`) Submitted as a KYC Document via the API
**Beneficial
owners**		 {IconGrayCross} Not applicable
**Shareholder
Declaration**		 {IconGreenCheckOutline} **May be requested** if the other KYB documents don't give sufficient information If requested, submitted as an additional document via the API
## Partnership The Partnership type only applies to the Gesellschaft bürgerlichen Rechts (GbR) in Germany. See DE - Partnership for more details. The Partnership type should not be used for any other entity, even if it's name includes the notion of a "partnership". If you are onboarding the German GbR entity, contact Mangopay for guidance.
**Registration
number**		 {IconGrayCross} Not applicable
**Registration proof**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Contact Mangopay for GbR integration details
**Articles of
association**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** if it exists for the entity Contact Mangopay for GbR integration details
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} **Required** for the declared `LegalRepresentative` Contact Mangopay for GbR integration details
**Beneficial
owners**		 {IconGreenCheck} **Required** Contact Mangopay for GbR integration details
**Shareholder
Declaration**		 {IconGreenCheckOutline} **May be requested** if the other KYB documents don't give sufficient information If requested, submitted as an additional document via the API
**Registration
number**		 {IconGrayCross} Not applicable
**Registration proof**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** Submitted as a KYC Document via the API
**Articles of
association**
([accepted](/guides/users/verification/requirements/kyb-local))		 {IconGreenCheck} **Required** if it exists for the entity Submitted as a KYC Document via the API
**Identity proof**
([accepted](/guides/users/verification/requirements/id-accepted))		 {IconGreenCheck} **Required** for the declared `LegalRepresentative` Submitted as a KYC Document via the API
**Beneficial
owners**		 {IconGreenCheck} **Only details required** Declared as a UBO Declaration via the API
**Shareholder
Declaration**		 {IconGreenCheckOutline} **May be requested** if the other KYB documents don't give sufficient information If requested, submitted as an additional document via the API