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Changed

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Banking Alias OwnerName value set automatically

On POST Create a Banking Alias, the OwnerName is now set automatically by Mangopay. The VirtualAccountPurpose response parameter has also been added to categorize the account’s purpose. If the User owning the attached wallet has UserCategory of OWNER and the KYCLevel of REGULAR, then the OwnerName is set to the FirstName and LastName values for a Natural User or the Name value for a Legal User. In this case, the VirtualAccountPurpose in the API response is USER_OWNED. If the User is not KYC verified and an OWNER, then the OwnerName is set to “MGP PlatformTradingName” in standard cases, or else “Mangopay” for Marketplace Payment Extension (MPE) workflows. In this case, the VirtualAccountPurpose in the API response is COLLECTION.
Caution – Rely on API response valueYour platform must rely on the API response value for the OwnerName. You should systematically call GET View a Banking Alias to retrieve the correct data before inviting the payment from the end user.
This change is due to Verification of Payee (VOP) for SCT and SCT Inst pay-ins to vIBAN. See the guide for details including integration recommendations and more details about the categorization.

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Banking Alias endpoints deprecated

The Banking Alias endpoints should no longer be used and have been marked as deprecated. Mangopay plans to decommission these endpoints in Q3 2026, making them no longer available. Platforms using the feature need to plan to reintegrate using the Virtual Account endpoints before then. Your platform can use the GET View a Virtual Account endpoint to retrieve all Banking Alias objects by using the Banking Alias Id and WalletId as path parameters.