The Direct Debit PayIn object

Description

The Direct Debit PayIn object represents a pay-in via an available direct debit scheme: SDD or Bacs, as determined by the user’s bank account country. Once the bank account is registered as a Recipient, a Mandate object can be created against it. Once the Mandate is confirmed by the user and submitted by Mangopay to their bank, the pay-in can be requested. Read more about direct debit

Attributes

Id
string

The unique identifier of the object.

CreationDate
Unix timestamp

The date and time at which the object was created.

AuthorId
stringRequired

The unique identifier of the user at the source of the transaction.
Best practice: When the payout author is different from the bank account owner, the Payout AuthorId value must be different from the Bank Account UserId value as well. Otherwise, Mangopay’s Compliance team will reject the payout.

CreditedUserId
string

Default value: The unique identifier of the owner of the credited wallet.

The unique identifier of the user whose wallet is credited.

Status
string

Returned values: CREATED, SUCCEEDED, FAILED

The status of the transaction.

ExecutionDate
Unix timestamp

The date and time at which the status changed to SUCCEEDED, indicating that the transaction occurred. The statuses CREATED and FAILED return an ExecutionDate of null.

ChargeDate
Unix timestamp

The date used to notify the user of the future charge, set at midnight (00:00) on the given day. The user’s account is usually debited the following day, but it depends on their bank. For more information on direct debit processing times, see the direct debit guide.

Type
string

Returned values: PAYIN, TRANSFER, CONVERSION, PAYOUT

The type of the transaction.

Nature
array

Allowed values: REGULAR, REPUDIATION, REFUND, SETTLEMENT

The transaction natures to be taken into account.

  • REGULAR – Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.
  • REPUDIATION – Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).
  • REFUND – Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).
  • SETTLEMENT – Transfer made to the repudiation wallet by the platform to settle a lost dispute.
CreditedWalletId
stringRequired

The unique identifier of the credited wallet (in the buy currency).

DebitedWalletId
stringRequired

The unique identifier of the debited wallet (in the sell currency).

CreditedFunds
object

Information about the credited funds (CreditedFunds = DebitedFunds - Fees).

Currency
stringRequired

Allowed values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the credited funds.

Amount
integer

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

DebitedFunds
objectRequired

Information about the debited funds.

Currency
stringRequired

Allowed values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the debited funds.

Amount
integerRequired

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

Fees
objectRequired

Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).

Currency
stringRequired

Allowed values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the debited funds.

Amount
integerRequired

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

ResultCode
string

The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.

ResultMessage
string

The explanation of the result code.

PaymentType
string

Returned values: CARD, DIRECT_DEBIT, PREAUTHORIZED, BANK_WIRE

The type of pay-in.

ExecutionType
string

Returned values: WEB, DIRECT, EXTERNAL_INSTRUCTION

The type of execution for the pay-in.

Tag
string

Custom data that can be added to this object.
In the case of the Card Registration, this parameter can be used to facilitate the link between the User object and its equivalent on your platform for instance. This value will be inherited by the Card object Tag parameter and will not be editable.

MandateId
stringRequired

The unique identifier of the mandate.

StatementDescriptor
string

Max. length: SEPA: 100 characters, BACS: truncated after 10 characters; only alphanumeric and spaces
Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the Customizing bank statement references article for details.

Note: On BACS Direct Debit pay-ins, the length is truncated at 10 alphanumeric characters or spaces, but the technical limit is 100.

ProfilingAttemptReference
string

The unique reference generated for the profiling session, used by the fraud prevention solution to produce recommendations for the transaction using the profiling data.

Note: Parameter not returned by the API. Profiling feature available on request – contact Mangopay via the Dashboard for more information.