Pay by bank
Create a Pay by Bank PayIn
POST
Related: test data, guide
Functional errors (
Note – Session timeout 9 minutesThe Pay by Bank session lasts for 9 minutes, at which point the pay-in fails automatically if no action has been taken by the user.
Body parameters
Max. length: 255 charactersCustom data that you can add to this object.
For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.
For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.
The unique identifier of the user at the source of the transaction.
Information about the debited funds.
Information about the fees.
The unique identifier of the credited wallet.
Max. length: 255 charactersThe URL to which the user is returned after the payment, whether the transaction is successful or not.
Max. length: 10 characters; only alphanumeric and spacesCustom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the Customizing bank statement references article for details.
Allowed values:
AT, DE, DK, EE, ES, FI, FR, GB, IE, IT, LV, LT, NL, NO, PL, PT.The country of residence of the user.The BIC of the user’s bank account, which is only returned if it was sent.If both the
IBAN and BIC are provided, one of the two authentication steps required by certain banks may be avoided.The IBAN of the user’s bank account, which is only returned if it was sent.If both the
IBAN and BIC are provided, one of the two authentication steps required by certain banks may be avoided.Allowed values:
WEB, APPDefault value: WEBThe platform environment of the post-payment flow. The PaymentFlow value combines with the ReturnURL to manage the redirection behavior after payment:- Set the value to
APPto send the user to your platform’s mobile app - Set the value to
WEBto send the user to a web browser
ReturnURL, whether to your app or website.Allowed values: One of the supported bank names.The name of the bank, which is only returned if it was sent.If the
BankName is provided, the user doesn’t have to select their bank when they are redirected.Allowed values:
DA, CS, DE, EN, ET, ES, FI, FR, IT, LT, LV, NL, NO, PL, PT, SVDefault value: ENThe language in which the Tink open banking page is to be displayed.Allowed values: One of the supported schemes for the
Country.Default value: The listed instant scheme for the Country. If Country is DK, there is no default and the Scheme must be specified.The scheme to use to process the payment. Note that some banks may charge additional fees to the user for instant payment schemes.Responses
200 - Body parameters
200 - Body parameters
Max length: 128 characters (see data formats for details)The unique identifier of the object.
Max. length: 255 charactersCustom data that you can add to this object.
For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.
For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.
The date and time at which the object was created.
The unique identifier of the user at the source of the transaction.
Information about the debited funds.
Information about the credited funds (
CreditedFunds = DebitedFunds - Fees).Information about the fees.
Returned values:
CREATED, SUCCEEDED, FAILEDThe status of the transaction.The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.
The explanation of the result code.
The date and time at which the status changed to
SUCCEEDED, indicating that the transaction occurred. The statuses CREATED and FAILED return an ExecutionDate of null.Returned values:
PAYIN, TRANSFER, CONVERSION, PAYOUTThe type of the transaction.Returned values:
REGULAR, REPUDIATION, REFUND, SETTLEMENTThe nature of the transaction, providing more information about the context in which the transaction occurred:REGULAR– Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.REPUDIATION– Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).REFUND– Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).SETTLEMENT– Transfer made to the repudiation wallet by the platform to settle a lost dispute.
The unique identifier of the credited wallet.
Default value: The unique identifier of the owner of the credited wallet.The unique identifier of the user whose wallet is credited.
Returned values:
PAY_BY_BANKThe type of pay-in.Returned values:
WEBThe execution type of the mandate.Max. length: 255 charactersThe URL to which the user is returned after the payment, whether the transaction is successful or not.
The URL to which to redirect the user to complete the payment.Caution: This variable URL is specific to each payment. You must rely on the returned URL in full (host, path, and queries) and not hardcode any part of it.
Max. length: 10 characters; only alphanumeric and spacesCustom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the Customizing bank statement references article for details.
Allowed values:
AT, DE, DK, EE, ES, FI, FR, GB, IE, IT, LV, LT, NL, NO, PL, PT.The country of residence of the user.The BIC of the user’s bank account, which is only returned if it was sent.If both the
IBAN and BIC are provided, one of the two authentication steps required by certain banks may be avoided.The IBAN of the user’s bank account, which is only returned if it was sent.If both the
IBAN and BIC are provided, one of the two authentication steps required by certain banks may be avoided.Allowed values:
WEB, APPDefault value: WEBThe platform environment of the post-payment flow. The PaymentFlow value combines with the ReturnURL to manage the redirection behavior after payment:- Set the value to
APPto send the user to your platform’s mobile app - Set the value to
WEBto send the user to a web browser
ReturnURL, whether to your app or website.Allowed values: One of the supported bank names.The name of the bank, which is only returned if it was sent.If the
BankName is provided, the user doesn’t have to select their bank when they are redirected.Allowed values:
DA, CS, DE, EN, ET, ES, FI, FR, IT, LT, LV, NL, NO, PL, PT, SVDefault value: ENThe language in which the Tink open banking page is to be displayed.Allowed values: One of the supported schemes for the
Country.Default value: The listed instant scheme for the Country. If Country is DK, there is no default and the Scheme must be specified.The scheme to use to process the payment. Note that some banks may charge additional fees to the user for instant payment schemes.Possible values:
PENDING_SUCCEEDEDParameter that is only returned once the bank wire has been successfully authenticated and initiated by the user but has not yet been received by Mangopay. When the funds are received, the Status changes from CREATED to SUCCEEDED and the ProcessingStatus is no longer returned.For non-instant schemes, processing can take up to 72 hours but is typically completed within 2 days.ResultCode) are possible on a 200 response. Read more →
400 - IBAN not valid
400 - IBAN not valid
400 - BIC not valid
400 - BIC not valid