Overview
User management
- Users
- User regulatory status
- User e-money
User verification
- User data format
- KYC documents
- UBO declarations
Wallets
- User wallets
- Client wallets
Cards
- Card registrations
- Cards
- Metadata
- Card validations
Card pay-ins
- Direct card pay-ins
- Recurring card pay-ins
- Preauthorizations
- Deposit preauthorizations
- Web card pay-ins
Banking pay-ins
- Bank wires
- Pay by bank
- Virtual IBAN
- Direct debits
- Web direct debits
APM pay-ins
- Apple Pay
- Bancontact
- BLIK
- Giropay
- Google Pay
- iDEAL
- Klarna
- MB WAY
- Multibanco
- Payconiq
- PayPal
- Satispay
- Swish
- TWINT
Transfers
- Transfers
Refunds
- Refunds
Disputes
- Disputes
- Dispute documents
- Repudiations
- Dispute settlement
Payouts
- Bank accounts
- Payouts
FX conversions
- Conversion rates
- Quotes
- Conversions
Transactions
- Transactions
Helpers
- API responses
- Country authorizations
- Webhooks
- Events
- Reports
Platform account
- Client
- Dashboard permissions
View a PayIn (Pay by Bank)
// GET has no body parameters
{
"Id": "wt_af48ec6d-d2a3-4b5c-91ed-1c3466de01f3",
"Tag": "Created using the Mangopay API Postman collection",
"CreationDate": 1739542980,
"AuthorId": "user_m_01JM2D5H6C117W88ZDH61FDTA2",
"DebitedFunds": {
"Currency": "EUR",
"Amount": 1036
},
"CreditedFunds": {
"Currency": "EUR",
"Amount": 1036
},
"Fees": {
"Currency": "EUR",
"Amount": 0
},
"Status": "CREATED",
"ResultCode": null,
"ResultMessage": null,
"ExecutionDate": null,
"Type": "PAYIN",
"Nature": "REGULAR",
"CreditedWalletId": "wlt_m_01JM2D5R22PRP33Z5FG33V4N11",
"CreditedUserId": "user_m_01JM2D5H6C117W88ZDH61FDTA2",
"PaymentType": "PAY_BY_BANK",
"ExecutionType": "WEB",
"ReturnURL": "http://example.com?transactionId=wt_af48ec6d-d2a3-4b5c-91ed-1c3466de01f3",
"RedirectURL": "https://link.tink.com/1.0/pay/direct/?client_id=16056f414a434c149c48770b0f0bed6c&redirect_uri=https://api.dev.whenthen.co/payments/apm/?connectionId=payment-gateway-tink:85013d24-5f47-4cfa-9ee6-ad7ca74901f6&payment_request_id=8be3d49621b543b695ed29a40975b3cd&market=DE&locale=en&session_id=8caa95d0d1694bb59f6fe726fc233635a658cd2b3e2e4d82aaf5da7d516fb4f9&input_provider=de-demobank-open-banking-embedded-templates",
"StatementDescriptor": "Example123",
"Country": "DE",
"BIC": "AACSDE33",
"IBAN": "DE03500105177564668331",
"PaymentFlow": "WEB",
"BankName": "de-demobank-open-banking-embedded-templates",
"Culture": "EN",
"Scheme": "SEPA_CREDIT_TRANSFER",
"ProcessingStatus": "PENDING_SUCCEEDED"
}
Path parameters
The unique identifier of the pay-in.
Responses
The unique identifier of the object.
Max. length: 255 characters
Custom data that you can add to this object.
For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.
The date and time at which the object was created.
The unique identifier of the user at the source of the transaction.
Information about the debited funds.
Returned values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).
The currency of the funds.
An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).
Information about the credited funds (CreditedFunds = DebitedFunds - Fees).
Returned values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).
The currency of the funds.
An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).
Information about the fees.
Returned values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).
The currency of the fees.
An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).
Returned values: CREATED, SUCCEEDED, FAILED
The status of the transaction.
The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.
The explanation of the result code.
The date and time at which the status changed to SUCCEEDED, indicating that the transaction occurred. The statuses CREATED and FAILED return an ExecutionDate of null.
Returned values: PAYIN, TRANSFER, CONVERSION, PAYOUT
The type of the transaction.
Returned values: REGULAR, REPUDIATION, REFUND, SETTLEMENT
The nature of the transaction, providing more information about the context in which the transaction occurred:
REGULAR– Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.REPUDIATION– Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).REFUND– Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).SETTLEMENT– Transfer made to the repudiation wallet by the platform to settle a lost dispute.
The unique identifier of the credited wallet.
Default value: The unique identifier of the owner of the credited wallet.
The unique identifier of the user whose wallet is credited.
Returned values: PAY_BY_BANK
The type of pay-in.
Returned values: WEB
The execution type of the mandate.
Max. length: 255 characters
The URL to which the user is returned after the payment, whether the transaction is successful or not.
The URL to which to redirect the user to complete the payment.
Caution: This variable URL is specific to each payment. You must rely on the returned URL in full (host, path, and queries) and not hardcode any part of it.
Max. length: 10 characters; only alphanumeric and spaces
Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the Customizing bank statement references article for details.
Allowed values: AT, DE, DK, EE, ES, FI, FR, GB, IE, IT, LV, LT, NL, NO, PL, PT.
The country of residence of the user.
The BIC of the user’s bank account, which is only returned if it was sent.
If both the IBAN and BIC are provided, one of the two authentication steps required by certain banks may be avoided.
The IBAN of the user’s bank account, which is only returned if it was sent.
If both the IBAN and BIC are provided, one of the two authentication steps required by certain banks may be avoided.
Allowed values: WEB, APP
Default value: WEB
The platform environment of the post-payment flow. The PaymentFlow value combines with the ReturnURL to manage the redirection behavior after payment:
- Set the value to
APPto send the user to your platform’s mobile app - Set the value to
WEBto send the user to a web browser
In both cases you need to provide the relevant ReturnURL, whether to your app or website.
Allowed values: One of the supported bank names.
The name of the bank, which is only returned if it was sent.
If the BankName is provided, the user doesn’t have to select their bank when they are redirected.
Allowed values: DA, CS, DE, EN, ET, ES, FI, FR, IT, LT, LV, NL, NO, PL, PT, SV
Default value: EN
The language in which the Tink open banking page is to be displayed.
Allowed values: One of the supported schemes for the Country.
Default value: The listed instant scheme for the Country. If Country is DK, there is no default and the Scheme must be specified.
The scheme to use to process the payment. Note that some banks may charge additional fees to the user for instant payment schemes.
Possible values: PENDING_SUCCEEDED
Parameter that is only returned once the bank wire has been successfully authenticated and initiated by the user but has not yet been received by Mangopay. When the funds are received, the Status changes from CREATED to SUCCEEDED and the ProcessingStatus is no longer returned.
For non-instant schemes, processing can take up to 72 hours but is typically completed within 2 days.
Pay by Bank functional errors (ResultCode):
206101
RedirectURL page embedded
The payment failed because the redirect URL is embedded in a page.
206102
RedirectURL already processed
The payment failed because the redirect URL has already been processed.
206103
Bank not supported
The payment failed because the selected bank is not supported.
206104
User not recognized
The payment failed because the user is not recognized by the bank.
206105
Authentication method not supported
The payment failed because the authentication method selected is not supported.
206106
Invalid user credentials
The payment failed due to invalid user credentials.
206107
Parallel session detected
The payment failed due to another session being open for the user.
206108
User blocked by bank
The payment failed because the user has been blocked by their bank.
206109
User denied by bank
The payment failed because the user is not authorized to perform this action.
{
"Id": "wt_af48ec6d-d2a3-4b5c-91ed-1c3466de01f3",
"Tag": "Created using the Mangopay API Postman collection",
"CreationDate": 1739542980,
"AuthorId": "user_m_01JM2D5H6C117W88ZDH61FDTA2",
"DebitedFunds": {
"Currency": "EUR",
"Amount": 1036
},
"CreditedFunds": {
"Currency": "EUR",
"Amount": 1036
},
"Fees": {
"Currency": "EUR",
"Amount": 0
},
"Status": "CREATED",
"ResultCode": null,
"ResultMessage": null,
"ExecutionDate": null,
"Type": "PAYIN",
"Nature": "REGULAR",
"CreditedWalletId": "wlt_m_01JM2D5R22PRP33Z5FG33V4N11",
"CreditedUserId": "user_m_01JM2D5H6C117W88ZDH61FDTA2",
"PaymentType": "PAY_BY_BANK",
"ExecutionType": "WEB",
"ReturnURL": "http://example.com?transactionId=wt_af48ec6d-d2a3-4b5c-91ed-1c3466de01f3",
"RedirectURL": "https://link.tink.com/1.0/pay/direct/?client_id=16056f414a434c149c48770b0f0bed6c&redirect_uri=https://api.dev.whenthen.co/payments/apm/?connectionId=payment-gateway-tink:85013d24-5f47-4cfa-9ee6-ad7ca74901f6&payment_request_id=8be3d49621b543b695ed29a40975b3cd&market=DE&locale=en&session_id=8caa95d0d1694bb59f6fe726fc233635a658cd2b3e2e4d82aaf5da7d516fb4f9&input_provider=de-demobank-open-banking-embedded-templates",
"StatementDescriptor": "Example123",
"Country": "DE",
"BIC": "AACSDE33",
"IBAN": "DE03500105177564668331",
"PaymentFlow": "WEB",
"BankName": "de-demobank-open-banking-embedded-templates",
"Culture": "EN",
"Scheme": "SEPA_CREDIT_TRANSFER",
"ProcessingStatus": "PENDING_SUCCEEDED"
}
// GET has no body parameters
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// GET has no body parameters
{
"Id": "wt_af48ec6d-d2a3-4b5c-91ed-1c3466de01f3",
"Tag": "Created using the Mangopay API Postman collection",
"CreationDate": 1739542980,
"AuthorId": "user_m_01JM2D5H6C117W88ZDH61FDTA2",
"DebitedFunds": {
"Currency": "EUR",
"Amount": 1036
},
"CreditedFunds": {
"Currency": "EUR",
"Amount": 1036
},
"Fees": {
"Currency": "EUR",
"Amount": 0
},
"Status": "CREATED",
"ResultCode": null,
"ResultMessage": null,
"ExecutionDate": null,
"Type": "PAYIN",
"Nature": "REGULAR",
"CreditedWalletId": "wlt_m_01JM2D5R22PRP33Z5FG33V4N11",
"CreditedUserId": "user_m_01JM2D5H6C117W88ZDH61FDTA2",
"PaymentType": "PAY_BY_BANK",
"ExecutionType": "WEB",
"ReturnURL": "http://example.com?transactionId=wt_af48ec6d-d2a3-4b5c-91ed-1c3466de01f3",
"RedirectURL": "https://link.tink.com/1.0/pay/direct/?client_id=16056f414a434c149c48770b0f0bed6c&redirect_uri=https://api.dev.whenthen.co/payments/apm/?connectionId=payment-gateway-tink:85013d24-5f47-4cfa-9ee6-ad7ca74901f6&payment_request_id=8be3d49621b543b695ed29a40975b3cd&market=DE&locale=en&session_id=8caa95d0d1694bb59f6fe726fc233635a658cd2b3e2e4d82aaf5da7d516fb4f9&input_provider=de-demobank-open-banking-embedded-templates",
"StatementDescriptor": "Example123",
"Country": "DE",
"BIC": "AACSDE33",
"IBAN": "DE03500105177564668331",
"PaymentFlow": "WEB",
"BankName": "de-demobank-open-banking-embedded-templates",
"Culture": "EN",
"Scheme": "SEPA_CREDIT_TRANSFER",
"ProcessingStatus": "PENDING_SUCCEEDED"
}