The Natural User object

The postal address of the user.

Min. length: 1; max. length: 100

The first name of the individual.

Min. length: 1; max. length: 100

The last name of the user.

The date of birth of the user.

Returned null if UserCategory is PAYER.

Note: This is a Unix timestamp in UTC. Ensure you convert your timezone to UTC to avoid midnight being interpreted as the day before.

The nationality of the user. 

Returned null if UserCategory is PAYER.

Returned null if UserCategory is PAYER.

The country of residence of the user.

Max. length: 255 characters

The occupation of the user.

Returned null if UserCategory is PAYER.

The bracket indicating the income of the user. The brackets are:

• 1: < 18K
• 2: 18K - 30K
• 3: 30K - 50K
• 4: 50K - 80K
• 5: 80K - 120K
• 6: > 120K

Returned null if UserCategory is PAYER.

The Id of the KYC Document whose Type is IDENTITY_PROOF if validated for the user. If no identity proof is validated, then this value is null.

The Id of the KYC Document whose Type is ADDRESS_PROOF if validated for the user. If no address proof is validated, then this value is null.

This is a deprecated parameter.

The unique identifier of the object.

Max. length: 255 characters

Custom data that you can add to this object.

The date and time at which the object was created.

Returned values: NATURAL, LEGAL

The type of the user:

• NATURAL – Natural users are individuals (natural persons).
• LEGAL – Legal users are legal entities (legal persons) like companies, non-profits, and sole proprietors.

The PersonType is defined by the endpoint used to create the user and can’t be modified.

Format: A valid email address

The email address of the user.

Default value: LIGHT

Returned values: LIGHT, REGULAR

The verification status of the user set by Mangopay:

• LIGHT – Unverified, assigned by default to all users.
• REGULAR – Verified, meaning the user has successfully completed the verification process and had the necessary documents validated by Mangopay. Only users whose UserCategory is OWNER can submit verification documents for validation. Only users whose KYCLevel is REGULAR can request payouts.

Whether the user has accepted Mangopay’s terms and conditions (as defined by your contract, see the T&Cs guide for details).

Must be true if UserCategory is OWNER.

The date and time at which the TermsAndConditionsAccepted value was set to true.

Returned null if UserCategory is PAYER.

Possible values: PAYER, OWNER, PLATFORM

The category of the user:

• PAYER – User who can only make pay-ins to their wallets and transfers to other wallets (as well as refunds for pay-ins and transfers).
• OWNER – User who can also receive transfers to their wallets. Owners are able to request KYC verification, which if successful gives them the KYCLevel of REGULAR and the ability to request payouts.
• PLATFORM – Single specific user that represents the platform. The PLATFORM value is only assigned by Mangopay and may be used as part of the approved and validated workflow implemented by the platform.

Returned values: ACTIVE, CLOSED

Internal use only. This field can only be used and updated by Mangopay teams.