Description

The Natural User object represents an individual (natural person).

The actions a user can take are defined by the UserCategory and KYCLevel. For more information, see the Categories article.

Attributes

Address
object

The postal address of the user.

FirstName
string

Max. length: 100 characters

The first name of the user.

LastName
string

Max. length: 100 characters

The last name of the user.

Birthday
timestamp

The date of birth of the user.

Returned null if UserCategory is PAYER.

Nationality
string

The nationality of the user. 

Returned null if UserCategory is PAYER.

CountryOfResidence
string

Returned null if UserCategory is PAYER.

The country of residence of the user.

Occupation
string

Max. length: 255 characters

The occupation of the user.

Returned null if UserCategory is PAYER.

IncomeRange
integer

The bracket indicating the income of the user. The brackets are:

  • 1: < 18K
  • 2: 18K - 30K
  • 3: 30K - 50K
  • 4: 50K - 80K
  • 5: 80K - 120K
  • 6: > 120K

Returned null if UserCategory is PAYER.

ProofOfIdentity
string

The Id of the KYC Document whose Type is IDENTITY_PROOF if validated for the user. If no identity proof is validated, then this value is null.

ProofOfAddress
string

The Id of the KYC Document whose Type is ADDRESS_PROOF if validated for the user. If no address proof is validated, then this value is null.

Capacity
string

This is a deprecated parameter.

Id
string

The unique identifier of the object.

Tag
string

Max. length: 255 characters

Custom data that you can add to this object.

CreationDate
timestamp

The date and time at which the object was created.

PersonType
string

Returned values: NATURAL, LEGAL

The type of the user:

  • NATURAL – Natural users are individuals (natural persons).
  • LEGAL – Legal users are legal entities (legal persons) like companies, non-profits, and sole proprietors.

The PersonType is defined by the endpoint used to create the user and can’t be modified.

Email
string

Format: A valid email address

The email address of the user.

KYCLevel
string

Default value: LIGHT

Returned values: LIGHT, REGULAR

The verification status of the user set by Mangopay:

  • LIGHT – Unverified, assigned by default to all users.
  • REGULAR – Verified, meaning the user has successfully completed the verification process and had the necessary documents validated by Mangopay. Only users whose UserCategory is OWNER can submit verification documents for validation. Only users whose KYCLevel is REGULAR can request payouts.
TermsAndConditionsAccepted
boolean

Default value: false

Whether the user has accepted Mangopay’s terms and conditions (as defined by your contract).
If this value is not true, Owners will be limited in their use of Mangopay.

TermsAndConditionsAcceptedDate
timestamp

The date and time at which the TermsAndConditionsAccepted value was set to true.

Returned null if UserCategory is PAYER.

UserCategory
string

Default value: PAYER

Returned values: PAYER, OWNER, PLATFORM

The category of the user:

  • PAYER – User who can only make pay-ins to their wallet and transfers to other wallets.
  • OWNER – User who can do everything a Payer can, plus receive transfers to their wallet. To request payouts, an Owner user’s KYCLevel must be REGULAR. For more information, see the Verification section.
UserStatus
string

Returned values: ACTIVE, CLOSED

Internal use only. This field can only be used and updated by Mangopay teams.