POST
/
v2.01
/
{ClientId}
/
sca
/
users
/
legal
{
    "UserCategory": "PAYER",
    "TermsAndConditionsAccepted": false,
    "LegalPersonType": "SOLETRADER",
    "Name": "Alex Smith",
    "Email": "alex.smith.services@example.com",
    "LegalRepresentative": {
        "FirstName": "Alex",
        "LastName": "Smith",
        "Email": "alex.smith@example.com",
        "PhoneNumber": "0611111111",
        "PhoneNumberCountry": "FR"
    },
    "LegalRepresentativeAddress": {
        "AddressLine1": "3 rue de la Cité",
        "AddressLine2": "Appartement 7",
        "City": "Paris",
        "Region": "Île-de-France",
        "PostalCode": "75004",
        "Country": "FR"
    },
    "Tag": "Created using the Mangopay API Postman collection"
}

{
    "Name": "Alex Smith",
    "LegalPersonType": "SOLETRADER",
    "LegalRepresentative": {
        "FirstName": "Alex",
        "LastName": "Smith",
        "ProofOfIdentity": null,
        "Birthday": null,
        "Nationality": null,
        "CountryOfResidence": null,
        "Email": "alex.smith@example.com",
        "PhoneNumber": "0611111111",
        "PhoneNumberCountry": "FR"
    },
    "ProofOfRegistration": null,
    "ShareholderDeclaration": null,
    "Statute": null,
    "CompanyNumber": null,
    "PendingUserAction": null,
    "HeadquartersAddress": {
        "AddressLine1": null,
        "AddressLine2": null,
        "City": null,
        "Region": null,
        "PostalCode": null,
        "Country": null
    },
    "LegalRepresentativeAddress": {
        "AddressLine1": "3 rue de la Cité",
        "AddressLine2": "Appartement 7",
        "City": "Paris",
        "Region": "Île-de-France",
        "PostalCode": "75004",
        "Country": "FR"
    },
    "Id": "user_m_01JF7FKVP51PS3TYKCN79VZZ8M",
    "Tag": "Created using the Mangopay API Postman collection",
    "CreationDate": 1734344306,
    "PersonType": "LEGAL",
    "Email": "alex.smith.services@example.com",
    "KYCLevel": "LIGHT",
    "TermsAndConditionsAccepted": false,
    "TermsAndConditionsAcceptedDate": null,
    "UserCategory": "PAYER",
    "UserStatus": "ACTIVE"
}

Note – SCA triggered for Owners

If UserCategory is OWNER, this endpoint triggers SCA enrollment. Your platform needs to use the returned PendingUserAction.RedirectUrl (and add an encoded returnUrl query parameter) to redirect the user so they can enroll.

Read more about how to redirect them in the SCA session guide.

Note – Country-based restrictions apply to users

Due to Mangopay’s country restrictions, it is not possible to use blocked countries as the following:

  • HeadquartersAddress.Country
  • LegalRepresentative.Nationality
  • LegalRepresentative.CountryOfResidence
  • LegalRepresentativeAddress.Country

​
Body parameters

​
Name
string
required

Max. length: 255 characters

The registered legal name of the entity. The Name value should be the one registered with the relevant national authority.

​
LegalPersonType
string
required

Allowed values: BUSINESS, PARTNERSHIP, ORGANIZATION, SOLETRADER

The type of legal user. For information on which LegalPersonType to use for a particular local legal structure, see the verification requirements.

Caution: Modification of the LegalPersonType may result in a verification downgrade.

​
LegalRepresentative
object
required

Information about the legal representative declared for the user.

​
CompanyNumber
string

Required if UserCategory is OWNER and LegalPersonType is BUSINESS. Returned null if UserCategory is PAYER.

The registration number of the entity, assigned by the relevant national authority. For information on the expected format for a specific country, see the Company number guide. To validate the format of a number before submitting documents for verification, use POST Validate the format of User data.

​
HeadquartersAddress
object

Required if UserCategory is OWNER. Child parameters returned null if UserCategory is PAYER.

The legally registered address of the entity’s administrative center.

​
LegalRepresentativeAddress
object

The address of the entity’s legal representative.

​
Tag
string

Max. length: 255 characters

Custom data that you can add to this object.

​
Email
string
required

Format: A valid email address

The email address for the entity.

​
TermsAndConditionsAccepted
boolean
required

Whether the user has accepted Mangopay’s terms and conditions (as defined by your contract, see the T&Cs guide for details).

Must be true if UserCategory is OWNER.

​
UserCategory
string
required

Allowed values: PAYER, OWNER

The category of the user:

  • PAYER – User who can only make pay-ins to their wallets and transfers to other wallets.
  • OWNER – User who can also receive transfers to their wallets. Owners are able to request KYC verification, which if successful gives them the KYCLevel of REGULAR and the ability to request payouts.

​
Responses

{
    "Name": "Alex Smith",
    "LegalPersonType": "SOLETRADER",
    "LegalRepresentative": {
        "FirstName": "Alex",
        "LastName": "Smith",
        "ProofOfIdentity": null,
        "Birthday": null,
        "Nationality": null,
        "CountryOfResidence": null,
        "Email": "alex.smith@example.com",
        "PhoneNumber": "0611111111",
        "PhoneNumberCountry": "FR"
    },
    "ProofOfRegistration": null,
    "ShareholderDeclaration": null,
    "Statute": null,
    "CompanyNumber": null,
    "PendingUserAction": null,
    "HeadquartersAddress": {
        "AddressLine1": null,
        "AddressLine2": null,
        "City": null,
        "Region": null,
        "PostalCode": null,
        "Country": null
    },
    "LegalRepresentativeAddress": {
        "AddressLine1": "3 rue de la Cité",
        "AddressLine2": "Appartement 7",
        "City": "Paris",
        "Region": "Île-de-France",
        "PostalCode": "75004",
        "Country": "FR"
    },
    "Id": "user_m_01JF7FKVP51PS3TYKCN79VZZ8M",
    "Tag": "Created using the Mangopay API Postman collection",
    "CreationDate": 1734344306,
    "PersonType": "LEGAL",
    "Email": "alex.smith.services@example.com",
    "KYCLevel": "LIGHT",
    "TermsAndConditionsAccepted": false,
    "TermsAndConditionsAcceptedDate": null,
    "UserCategory": "PAYER",
    "UserStatus": "ACTIVE"
}

{
    "UserCategory": "PAYER",
    "TermsAndConditionsAccepted": false,
    "LegalPersonType": "SOLETRADER",
    "Name": "Alex Smith",
    "Email": "alex.smith.services@example.com",
    "LegalRepresentative": {
        "FirstName": "Alex",
        "LastName": "Smith",
        "Email": "alex.smith@example.com",
        "PhoneNumber": "0611111111",
        "PhoneNumberCountry": "FR"
    },
    "LegalRepresentativeAddress": {
        "AddressLine1": "3 rue de la Cité",
        "AddressLine2": "Appartement 7",
        "City": "Paris",
        "Region": "Île-de-France",
        "PostalCode": "75004",
        "Country": "FR"
    },
    "Tag": "Created using the Mangopay API Postman collection"
}

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The Legal User object (SCA)Update a Legal User (SCA)