The Legal User object

Deprecated

Caution - Deprecated endpoints

The legacy User endpoints are deprecated. These endpoints will stop working and return an error after Dec 15, 2025.

These endpoints were made redundant by the equivalent SCA-enabled endpoints during the introduction of SCA.

The Legal User object represents a legal entity (legal person) like a company, non-profit or sole proprietor (read more about user types).

Mangopay users have one of two categories, indicated by UserCategory:

  • PAYER – User who can only make pay-ins to their wallets and transfers to other wallets.
  • OWNER – User who can also receive transfers to their wallets. Owners are able to request KYC verification, which if successful gives them the KYCLevel of REGULAR and the ability to request payouts.

Attributes

HeadquartersAddressobjectOptional
The postal address.
LegalRepresentativeAddressobjectOptional
The postal address.
NamestringOptional

Max. length: 255 characters

The registered legal name of the entity. The Name value should be the one registered with the relevant national authority.

LegalPersonTypestringOptional

Returned values: BUSINESS, PARTNERSHIP, ORGANIZATION, SOLETRADER

The type of legal user. For information on which LegalPersonType to use for a particular local legal structure, see the verification requirements.

Caution: Modification of the LegalPersonType may result in a verification downgrade.

LegalRepresentativeFirstNamestringOptional

Min. length: 1; max. length: 100

The first name of the entity’s legal representative.

LegalRepresentativeLastNamestringOptional

Min. length: 1; max. length: 100

The last name of the entity’s legal representative.

LegalRepresentativeEmailstringOptional

Format: A valid email address

The email address of the entity’s legal representative. Returned null if UserCategory is PAYER.

LegalRepresentativeBirthdayintegerOptional

The date of birth of the entity’s legal representative.

Returned null if UserCategory is PAYER.

Note: This is a Unix timestamp in UTC. Ensure you convert your timezone to UTC to avoid midnight being interpreted as the day before.

LegalRepresentativeNationalitystringOptional

Returned null if UserCategory is PAYER.

The nationality of the entity’s legal representative.

LegalRepresentativeCountryOfResidencestringOptional

Returned null if UserCategory is PAYER.

The country of residence of the entity’s legal representative.

ProofOfRegistrationstringOptional

The Id of the KYC Document whose Type is REGISTRATION_PROOF if validated for the user. If no registration proof is validated, then this value is null.

ShareholderDeclarationstringOptional

The Id of the KYC Document whose Type is SHAREHOLDERS_DECLARATION if validated for the user. If no Shareholder Declaration is validated, then this value is null.

StatutestringOptional

The Id of the KYC Document whose Type is ARTICLES_OF_ASSOCIATION if validated for the user. If no articles of association document is validated, then this value is null.

LegalRepresentativeProofOfIdentitystringOptional

The Id of the KYC Document whose Type is IDENTITY_PROOF if validated for the user. If no identity proof is validated, then this value is null.

CompanyNumberstringOptional

Required if UserCategory is OWNER and LegalPersonType is BUSINESS. Returned null if UserCategory is PAYER.

The registration number of the entity, assigned by the relevant national authority. For information on the expected format for a specific country, see the Company number guide. To validate the format of a number before submitting documents for verification, use POST Validate the format of User data.

IdstringOptional

Max length: 128 characters (see data formats for details)

The unique identifier of the object.

TagstringOptional

Max. length: 255 characters

Custom data that you can add to this object.

CreationDateintegerOptional

Unix timestamp (UTC) of the date and time the object was created.

PersonTypestringOptional

Returned values: NATURAL, LEGAL

The type of the user:

  • NATURAL – Natural users are individuals (natural persons).
  • LEGAL – Legal users are legal entities (legal persons) like companies, non-profits, and sole proprietors.

The PersonType is defined by the endpoint used to create the user and can’t be modified.

EmailstringOptional

Format: A valid email address

The email address for the entity.

KYCLevelstringOptional

Default value: LIGHT

Returned values: LIGHT, REGULAR

The verification status of the user set by Mangopay:

  • LIGHT – Unverified, assigned by default to all users.
  • REGULAR – Verified, meaning the user has successfully completed the verification process and had the necessary documents validated by Mangopay. Only users whose UserCategory is OWNER can submit verification documents for validation. Only users whose KYCLevel is REGULAR can request payouts.
TermsAndConditionsAcceptedbooleanOptional

Whether the user has accepted Mangopay's terms and conditions (as defined by your contract, see the T&Cs guide for details).

Must be true if UserCategory is OWNER.

TermsAndConditionsAcceptedDateintegerOptional

Unix timestamp (UTC) of the date and time the TermsAndConditionsAccepted value was set to true.

Returned null if UserCategory is PAYER.

UserCategorystringOptional

Possible values: PAYER, OWNER, PLATFORM

The category of the user:

  • PAYER – User who can only make pay-ins to their wallets and transfers to other wallets (as well as refunds for pay-ins and transfers).
  • OWNER – User who can also receive transfers to their wallets. Owners are able to request KYC verification, which if successful gives them the KYCLevel of REGULAR and the ability to request payouts.
  • PLATFORM – Single specific user that represents the platform. The PLATFORM value is only assigned by Mangopay and may be used as part of the validated workflow implemented by the platform.
UserStatusstringOptional

Returned values: ACTIVE, CLOSED

Internal use only. This field can only be used and updated by Mangopay teams.