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PayoutsBank accounts

Create an OTHER Bank Account

Caution - Payouts refused to Bank Accounts created after April 30, 2026

Bank Account objects created after April 30, 2026, will not be usable for payouts. External accounts must be registered using the Recipient endpoints and authenticated using SCA.

Payouts to Bank Accounts created after May 1, 2026, will fail with the ResultCode 121018. To resolve this, register the external account using POST Create a Recipient and retry the payout.

Note – Replaced by Recipients feature

The Bank Account object and endpoints have been replaced by the Recipients feature, which all platforms should integrate instead.

Legacy active Bank Accounts (Active is true) have been migrated to the new feature and their data is retrievable via the GET View a Recipient endpoint using the same BankAccountId. Read more about legacy bank account migration.

Note – Only for countries that don’t use IBAN

Only use the OTHER type if the account is registered in a country that doesn’t use IBAN and isn’t GB, US, or CA (for which you should use the dedicated type).

Note – Additional information may be required

OTHER-type bank accounts may require additional information depending on the country. Additional precisions per country (if applicable), are given below.

For accounts registered in: 

  • Australia – Provide the BIC in the BIC field. In the IBAN field, combine the 6-digit Bank State Branch (BSB) number and the account number.

Create an OTHER Bank Account

Authentication

AuthorizationBearer

Bearer authentication of the form Bearer <token>, where token is your auth token.

If your platform is using a proxy to take SCA-triggering action on behalf of users, you also need to integrate mTLS authentication and use the api-mtls base URL.

Path parameters

ClientIdstringRequired
Platform's API account identifier, associated with the API key.
UserIdstringRequired

The unique identifier of the User (natural or legal) who owns the bank account.

Request

This endpoint expects an object.
OwnerAddressobjectRequired
The address of the platform operator's headquarters. This parameter must be provided for the platform's payouts to be processed.
AccountNumberstringRequired

Max. length 35, min. length 5; alphanumeric characters only.

The unique number of the bank account.

BICstringRequired

The BIC (international identifier of the bank) for IBAN or OTHER-type bank accounts.

The BIC can have one of the two following formats:

  • BIC8 – 8-character BIC (AAAABBCC)
  • BIC11 – 11-character BIC (AAAABBCCDDD)

In which:

  • AAAA represents the bank code: 4 characters defining the bank
  • BB represents the country code: 2 characters forming the country ISO code (ISO 3166 format)
  • CC represents the location code: 2 localization characters (alphabetical or numeric) to distinguish banks from the same country
  • DDD represents the branch code: 3 characters used to define the branch of the bank (sometimes replaced with XXX)
CountrystringRequired
The country in which the bank account is registered.
OwnerNamestringRequired

Max. length: 255 characters

The full name of the owner of the bank account. (Format: FirstName LastName)

TagstringOptional

Max. length: 255 characters

Custom data that you can add to this object, such as unique identifiers in your system. To store multiple values, you can serialize them into a single string, for example a JSON object: "{\"id_1\":AB123,\"id_2\":DE456}".

Response

Success
OwnerAddressobjectOptional
The postal address.
AccountNumberstringOptional

Max. length 35, min. length 5; alphanumeric characters only.

The unique number of the bank account.

BICstringOptional

The BIC (international identifier of the bank) for IBAN or OTHER-type bank accounts.

The BIC can have one of the two following formats:

  • BIC8 – 8-character BIC (AAAABBCC)
  • BIC11 – 11-character BIC (AAAABBCCDDD)

In which:

  • AAAA represents the bank code: 4 characters defining the bank
  • BB represents the country code: 2 characters forming the country ISO code (ISO 3166 format)
  • CC represents the location code: 2 localization characters (alphabetical or numeric) to distinguish banks from the same country
  • DDD represents the branch code: 3 characters used to define the branch of the bank (sometimes replaced with XXX)
CountrystringOptional

Format: Two-letter country code (ISO 3166-1 alpha-2 format)

The country in which the bank account is registered.

UserIdstringOptional

The unique identifier of the User (natural or legal) who owns the bank account.

OwnerNamestringOptional

Max. length: 255 characters

The full name of the owner of the bank account. (Format: FirstName LastName)

TypestringOptional

Returned values: IBAN, US, CA, GB, OTHER

The type of the bank account, indicating the country where the real-life account is registered The values are:

  • IBAN – For accounts registered in countries that use IBAN
  • US – For accounts registered in the United States
  • CA – For accounts registered in Canada
  • GB – For accounts registered in the United Kingdom
  • OTHER – For accounts registered in countries that do not use IBAN (and are not US, CA, GB)
IdstringOptional

Max length: 128 characters (see data formats for details)

The unique identifier of the object.

TagstringOptional

Max. length: 255 characters

Custom data that you can add to this object, such as unique identifiers in your system. To store multiple values, you can serialize them into a single string, for example a JSON object: "{\"id_1\":AB123,\"id_2\":DE456}".

CreationDateintegerOptional

Unix timestamp (UTC) of the date and time the object was created.

ActivebooleanOptional

Whether or not the Bank Account is active. Mangopay automatically sets this parameter to false if the bank account is closed or does not exist anymore.