The Direct Card PayIn object
Process a one-time payment with a CardId, obtained from the card registration process
Description
Mangopay relies on the Direct Card PayIn to process one-time payments with a registered card. A Direct Card PayIn requires a CardId, obtained from the Card Registration object, Checkout SDK, or Vault SDK.
The Direct Card PayIn represents a one-time card payment. Different endpoints are required for recurring, 7-day preauthorized, or 30-day preauthorized card payments, as well as to validate a card without debiting it.
Best practice – Pay-in to the author’s wallet
Funds should be credited in two steps:
- Pay-in to the author’s wallet.
- Transfer to the credited user’s wallet.
Attributes
The unique identifier of the object.
Max. length: 255 characters
Custom data that you can add to this object.
For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.
The date and time at which the object was created.
The unique identifier of the user at the source of the transaction.
Default value: The unique identifier of the owner of the credited wallet.
The unique identifier of the user whose wallet is credited.
Information about the debited funds.
Information about the credited funds (CreditedFunds = DebitedFunds - Fees).
Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).
Returned values: CREATED, SUCCEEDED, FAILED
The status of the transaction.
The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.
The explanation of the result code.
The date and time at which the status changed to SUCCEEDED, indicating that the transaction occurred. The statuses CREATED and FAILED return an ExecutionDate of null.
Returned values: PAYIN, TRANSFER, CONVERSION, PAYOUT
The type of the transaction.
Returned values: REGULAR, REPUDIATION, REFUND, SETTLEMENT
The nature of the transaction, providing more information about the context in which the transaction occurred:
REGULAR– Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.REPUDIATION– Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).REFUND– Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).SETTLEMENT– Transfer made to the repudiation wallet by the platform to settle a lost dispute.
The unique identifier of the credited wallet.
The unique identifier of the debited wallet.
In the case of a pay-in, this value is always null since there is no debited wallet.
Returned values: CARD, DIRECT_DEBIT, PREAUTHORIZED, BANK_WIRE
The type of pay-in.
Returned values: WEB, DIRECT, EXTERNAL_INSTRUCTION
The type of execution for the pay-in.
Default value: DEFAULT
The mode applied for the 3DS2 protocol for CB, Visa, and Mastercard. The options are:
DEFAULT– Requests an exemption to strong customer authentication (SCA), and thus a frictionless payment experience, if allowed by your Mangopay contract and accepted by the issuer.FORCE– Requests SCA.NO_CHOICE– Leaves the choice to the issuer whether to allow for a frictionless payment experience or to enforce SCA.
The unique identifier of the Card object, obtained during the card registration process.
Max. length: 255 characters
The URL to which users are automatically returned after 3DS2 if it is triggered (i.e., if the SecureModeNeeded parameter is set to true).
Max. length: 255 characters
The URL to which to redirect the user to proceed to 3DS2 validation.
Caution: This variable URL is specific to each payment. You must rely on the returned URL in full (host, path, and queries) and not hardcode any part of it.
Whether or not the SecureMode was used.
Returned values: One of the supported languages in the ISO 639-1 format: DE, EN, ES, FR, IT, NL, PL, PT.
The language in which the payment page is to be displayed.
Information regarding security and anti-fraud tools.
Max. length: 10 characters; only alphanumeric and spaces
Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the Customizing bank statement references article for details.
Information about the browser used by the end user (author) to perform the payment.
The IP address of the end user initiating the transaction, in IPV4 or IPV6 format.
Default value: FirstName, LastName, and Address information of the Shipping object if any, otherwise the user (author).
Information about the end user billing address. If left empty, the default values will be automatically taken into account.
Default value: FirstName, LastName, and Address information of the Billing object, if supplied, otherwise of the user (author).
Information about the end user’s shipping address.
Returned values: V1, V2_1
The 3DS protocol version to be applied to the transaction.
Returned values: V1, V2_1
The 3DS protocol version applied to the transaction.
The unique identifier of the recurring pay-in registration.
Returned values: VISA, MASTERCARD, CB, MAESTRO
The card network to use, as chosen by the cardholder, in case of co-branded card products.
Default value: ECommerce
Allowed values: ECommerce, TelephoneOrder
The channel through which the user provided their card details, used to indicate mail-order and telephone-order (MOTO) payments:
ECommerce– Payment received online.TelephoneOrder– Payment received via mail order or telephone order (MOTO).
Information about the card used for the transaction.
If the information or data is not available, null is returned.
The unique reference generated for the profiling session, used by the fraud prevention solution to produce recommendations for the transaction using the profiling data.
Note: Parameter not returned by the API. Profiling feature available on request – contact Mangopay via the Dashboard for more information.
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