The Web Direct-Debit PayIn object
Description
Mangopay relies on the Web Direct-Debit PayIn object to process pay-in transactions made directly from the user’s bank account to a Wallet through an online payment method.
Warning – Giropay no longer available after June 30, 2024
Giropay’s operator Paydirekt has decided to cease the payment method’s services at the end of June, without providing a direct alternative. This decision by Paydirekt impacts the entire industry and is beyond our control.
Effective July 1, 2024:
- Pay-ins will fail with the 101101 error
- Refunds will be possible for one year
This change affects both the new integration and this legacy one.
Our team is ready to assist you with your integration of alternatives like Klarna, PayPal, or virtual IBANs for the German market. Please reach out via the Dashboard.
Caution – Sofort deprecation
These endpoints are the legacy integration of Sofort with Mangopay (DirectDebitType is SOFORT).
Klarna is deprecating the Sofort brand and technical solution. Platforms using Sofort are invited to integrate Klarna.
For a limited period, platforms can continue using Mangopay’s legacy integration of Sofort in both Production and Sandbox.
For more information, see the Klarna article.
Attributes
Allowed values: GIROPAY, SOFORT
The type of direct debit.
The unique identifier of the object.
Max. length: 255 characters
Custom data that you can add to this object.
For transactions (pay-in, transfer, payout), you can use this parameter to identify corresponding information regarding the user, transaction, or payment methods on your platform.
The date and time at which the object was created.
The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.
The explanation of the result code.
The unique identifier of the user at the source of the transaction.
Default value: The unique identifier of the owner of the credited wallet.
The unique identifier of the user whose wallet is credited.
Information about the debited funds.
Information about the credited funds (CreditedFunds = DebitedFunds - Fees).
Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).
Returned values: CREATED, SUCCEEDED, FAILED
The status of the transaction.
The date and time at which the status changed to SUCCEEDED, indicating that the transaction occurred. The statuses CREATED and FAILED return an ExecutionDate of null.
Returned values: PAYIN, TRANSFER, CONVERSION, PAYOUT
The type of the transaction.
Returned values: REGULAR, REPUDIATION, REFUND, SETTLEMENT
The nature of the transaction, providing more information about the context in which the transaction occurred:
REGULAR– Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.REPUDIATION– Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).REFUND– Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).SETTLEMENT– Transfer made to the repudiation wallet by the platform to settle a lost dispute.
The unique identifier of the credited wallet.
The unique identifier of the debited wallet.
In the case of a pay-in, this value is always null since there is no debited wallet.
Returned values: CARD, DIRECT_DEBIT, PREAUTHORIZED, BANK_WIRE
The type of pay-in.
Returned values: WEB, DIRECT, EXTERNAL_INSTRUCTION
The type of execution for the pay-in.
The URL to which to redirect the user to complete the payment.
Caution: This variable URL is specific to each payment. You must rely on the returned URL in full (host, path, and queries) and not hardcode any part of it.
Max. length: 220 characters
The URL to which the user is returned after the payment, whether the transaction is successful or not.
The URL of the SSL page of your customized payment page. The page must be in the array format (“PAYLINE”=>“https://…”) and meet all the specifications listed here. Only a template for Payline is currently available.
The URL used for the payment page template.
The language in which the payment page is to be displayed.
The unique reference generated for the profiling session, used by the fraud prevention solution to produce recommendations for the transaction using the profiling data.
Note: Parameter not returned by the API. Profiling feature available on request – contact Mangopay via the Dashboard for more information.
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