APM pay-insGiropay

Create a Giropay PayIn

Deprecated
<Warning icon="fa-regular fa-triangle-exclamation"> **Warning – Giropay no longer available after June 30, 2024** Giropay’s operator Paydirekt has decided to cease the payment method’s services at the end of June, without providing a direct alternative. This decision by Paydirekt impacts the entire industry and is beyond our control. Effective July 1, 2024:  - Pay-ins will fail with the <a href="/errors/codes/101101">101101</a> error - Refunds will be possible for one year  This change affects both the <a href="/api-reference/giropay">new</a> and <a href="/api-reference/web-direct-debit-payins">legacy</a> integrations. Our team is ready to assist you with your integration of alternatives like <a href="/guides/payment-methods/klarna">Klarna</a>, <a href="/guides/payment-methods/paypal">PayPal</a>, or <a href="/guides/payment-methods/banking/virtual-iban">virtual IBANs</a> for the German market. Please reach out <a href="https://hub.mangopay.com/" target="_blank">via the Dashboard</a>.  </Warning> <Note icon="fa-regular fa-circle-info"> **Note – Timeout after 1 hour** The payment session lasts for 1 hour, at which point the pay-in fails automatically if no action has been taken by the user. </Note> <Note icon="fa-regular fa-circle-info"> **Note – Minimum amount** The minimum accepted amount for Giropay pay-ins is €1.00 (`100`).  In Production, pay-ins lower than this amount will fail. </Note>

Authentication

AuthorizationBearer
Bearer authentication of the form `Bearer <token>`, where token is your auth token. If your platform is using a [proxy](/guides/sca/proxy-management) to take SCA-triggering action on behalf of users, you also need to integrate [mTLS authentication](/guides/sca/platform) and use the `api-mtls` base URL.

Path parameters

ClientIdstringRequired
Platform's API account identifier, associated with the API key.

Request

This endpoint expects an object.
AuthorIdstringRequired
The unique identifier of the user at the source of the transaction.
CreditedWalletIdstringRequired
The unique identifier of the credited wallet.
DebitedFundsobjectRequired
Information about the debited funds.
FeesobjectRequired
Information about the fees.
ReturnURLstringRequired

Max. length: 255 characters

The URL to which the user is returned after the payment, whether the transaction is successful or not.

TagstringOptional

Max. length: 255 characters

Custom data that you can add to this object.

StatementDescriptorstringOptional

Max. length: 10 characters; only alphanumeric and spaces

Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the Customizing bank statement references article for details.

ProfilingAttemptReferencestringOptional

The unique reference generated for the profiling session, used by the fraud prevention solution to produce recommendations for the transaction using the profiling data.

Note: Parameter not returned by the API. Profiling feature available on request – contact Mangopay via the Dashboard for more information.

Response

Success
Idstring

Max length: 128 characters (see data formats for details)

The unique identifier of the object.

Tagstring

Max. length: 255 characters

Custom data that you can add to this object.

CreationDateinteger

Unix timestamp (UTC) of the date and time the object was created.

AuthorIdstring
The unique identifier of the user at the source of the transaction.
DebitedFundsobject
Information about the debited funds.
CreditedFundsobject

Information about the credited funds (CreditedFunds = DebitedFunds - Fees).

Feesobject
Information about the fees.
Statusstring

Returned values: CREATED, SUCCEEDED, FAILED

The status of the transaction.

ResultCodestring

The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.

ResultMessagestring
The explanation of the result code.
ExecutionDateinteger

Unix timestamp (UTC) of the date and time the status changed to SUCCEEDED, indicating that the transaction occurred. The statuses CREATED and FAILED return an ExecutionDate of null.

Typestring

Returned values: PAYIN, TRANSFER, CONVERSION, PAYOUT

The type of the transaction.

Naturestring

Returned values: REGULAR, REPUDIATION, REFUND, SETTLEMENT

The nature of the transaction, providing more information about the context in which the transaction occurred:

  • REGULAR – Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.
  • REPUDIATION – Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).
  • REFUND – Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).
  • SETTLEMENT – Transfer made to the repudiation wallet by the platform to settle a lost dispute.
CreditedWalletIdstring
The unique identifier of the credited wallet.
CreditedUserIdstring

Default value: The unique identifier of the owner of the credited wallet.

The unique identifier of the user whose wallet is credited.

PaymentTypestring

Returned values: GIROPAY

The payment type of the pay-in.

ExecutionTypestring

Returned values: WEB

The execution type of the pay-in.

ReturnURLstring

Max. length: 255 characters

The URL to which the user is returned after the payment, whether the transaction is successful or not.

StatementDescriptorstring

Max. length: 10 characters; only alphanumeric and spaces

Custom description to appear on the user’s bank statement along with the platform name. Different banks may show more or less information. See the Customizing bank statement references article for details.