Warning – Giropay no longer available after June 30, 2024Giropay’s operator Paydirekt has decided to cease the payment method’s services at the end of June, without providing a direct alternative. This decision by Paydirekt impacts the entire industry and is beyond our control.Effective July 1, 2024:
- Pay-ins will fail with the 101101 error
- Refunds will be possible for one year
About
Giropay is a popular payment method available in Germany that allows users to pay securely by connecting to their bank during checkout.| Region | Germany |
|---|---|
| Currencies | EUR |
| Refunds | Yes |
| Disputes | Users authenticate directly with their bank, so there is no dispute process and a low risk of unrecognized or fraudulent payments |
| Preauthorization | No |
| Recurring payments | No |
How it works
- On your app or website, the user selects Giropay as the payment method during checkout.
- The user is redirected to the Giropay payment page
RedirectURLwhere they enter their bank identifier code (BIC). - The user logs in to their banking interface.
- The user chooses between using a QR code or entering a transaction authentication number (TAN).
- After authentication, the user chooses which bank account to debit.
CREATED to SUCCEEDED or FAILED, indicating the outcome.
You should also set up hook notifications fo the relevant relevant types:
- PAYIN_NORMAL_SUCCEEDED
- PAYIN_NORMAL_FAILED
Note - Minimum amountThe minimum accepted amount for Giropay pay-ins is €1.00 (
100).In Production, pay-ins lower than this amount will fail.