Offering the American Express card brand to your users requires a contract addendum and compliance with the conditions below. For reference, Mangopay’s guidelines on its own accepted and prohibited business activities is available here. The American Express conditions below are subject to change without notice at the request of American Express.

​
Conditions

Your platform agrees not to use Amex cards to verify your customers’ age. Your business does not participate in the following activities:
  • Bail bonds
  • Cash at point of sale or cash on card
  • Check cashing or check Guarantee
  • Child pornography
  • Real estate down payments
  • Credit restoration services
  • Debt collection
  • Digital file hosting (cyberlockers)
  • Door-to-door sales
  • Escort services and non-licensed massage parlours
  • Foreign exchange bureaux
  • Gambling (card present and card not present)
  • Internet adult digital content
  • Investment on futures maturity or value of goods
  • Leasing merchants
  • Licensed insolvency practitioners
  • Lottery sales (card present and card not present)
  • Marijuana-related businesses
  • Mortgage payments
  • Multi-level marketing or pyramid selling
  • Outside agency collection
  • Payday lenders
  • Payment aggregators
  • Person-to-person wire transfers
  • Political party donations
  • Prostitution
  • Unlawful sale of prescription drugs
  • Unlawful sale of tobacco and smokeless tobacco
  • Unregulated charities
  • Virtual currencies
Your business does not accept transactions for the following:
  • Damages, losses, penalties, or fines of any kind
  • Costs or fees over the normal price of the goods or services (plus applicable taxes) or charges that Amex card members have not specifically approved
  • Overdue amounts, or amounts covering returned or stop-payment checks
  • Gambling services (including online gambling), gambling chips, gambling credits, or lottery tickets
  • Adult digital content sold via Internet Electronic Delivery Transactions
  • Cash
  • Sales made by third parties or entities conducting business in industries other than yours
  • Amounts which do not represent a bona fide sale of goods or services by your business (e.g. the funding of an account without a corresponding provision of goods or services to another person; or purchases by your platform’s owner (or their family members) or your platform’s employees contrived for cash flow purposes)
  • Illegal business transactions