The Conversion object (FX)

Description

The Conversion object allows you to convert funds in the Mangopay environment from one currency to another. The transaction takes place between two wallets of different currencies with the same owner. The two wallets can be either two Wallets created by the platform for its users, or two Client Wallets.

There are two types of conversion:

  • Instant (Spot FX) – Conversion executed without a quote, at the rate returned in the call.
  • Quoted (Guaranteed FX) – Conversion executed against an active Quote that previously locked in the rate.

Caution – Conversions can’t be refunded

A refund is not possible for a quoted or instant conversion. You must reconvert the funds by creating another conversion with the reverse currency pair.

Note – Activation required for feature and currencies

In Production, foreign exchange services are subject to a contract amendment.

In Sandbox, both the feature and currencies require activation for your API environment.

For more information or to activate contact the Support team via the Dashboard.

Attributes

Id
string

The unique identifier of the object.

QuoteId
stringRequired

The unique identifier of the active quote which guaranteed the rate for the conversion.

Type
stringRequired

Allowed values: DELIVERY_PROOF, INVOICE, REFUND_PROOF, USER_CORRESPONDANCE, USER_ACCEPTANCE_PROOF, PRODUCT_REPLACEMENT_PROOF, OTHER

The type of the dispute document.

Nature
array

Allowed values: REGULAR, REPUDIATION, REFUND, SETTLEMENT

The transaction natures to be taken into account.

  • REGULAR – Relative to most of the transactions (pay-ins, payouts, and transfers) in a usual workflow.
  • REPUDIATION – Automatic withdrawal of funds from the platform’s repudiation wallet as part of the dispute process (when the user has requested a chargeback).
  • REFUND – Reimbursement of a transaction to the user (pay-in refund), to a wallet (transfer refund), or of a payout (payout refund, only initiated by Mangopay).
  • SETTLEMENT – Transfer made to the repudiation wallet by the platform to settle a lost dispute.
CreationDate
Unix timestamp

The date and time at which the object was created.

Status
string

Returned values: CREATED, SUCCEEDED, FAILED

The status of the transaction.

AuthorId
stringRequired

The unique identifier of the user at the source of the initial transaction.

DebitedWalletId
string

The unique identifier of the debited wallet (in the sell currency).

CreditedWalletId
stringRequired

The unique identifier of the credited wallet.
In the case of the direct bank wire to the Repudiation Wallet, this value has the format CREDIT_CCY where CCY is the currency of the Client Wallet to be credited (e.g., CREDIT_EUR).

DebitedFunds
objectRequired

Information about the debited funds.

Currency
stringRequired

Allowed values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the debited funds (the sell currency).

Amount
integerRequired

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

During a conversion, (DebitedFunds.Amount - Fees) * MarketRate = CreditedFunds.Amount

CreditedFunds
object

Information about the credited funds.

Currency
stringRequired

Allowed values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the credited funds (the buy currency).

Amount
integer

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

Fees
object

Information about the fees taken by the platform for this transaction (and hence transferred to the Fees Wallet).

Note: The fees currency must match the debited funds currency.

Currency
stringRequired

Allowed values: The three-letter ISO 4217 code (EUR, GBP, etc.) of a supported currency (depends on feature, contract, and activation settings).

The currency of the fees.

Amount
integerRequired

An amount of money in the smallest sub-division of the currency (e.g., EUR 12.60 would be represented as 1260 whereas JPY 12 would be represented as just 12).

ResultCode
string

The code indicating the result of the operation. This information is mostly used to handle errors or for filtering purposes.

ResultMessage
string

The explanation of the result code.

ExecutionDate
Unix timestamp

The date and time at which the status changed to SUCCEEDED, indicating that the transaction occurred. The statuses CREATED and FAILED return an ExecutionDate of null.

ConversionRateResponse
object

Information about the conversion rate used during the transaction.

ClientRate
float

Max. 7 decimal places
The rate including Mangopay’s markup, indicative of the rate invoiced during the billing cycle: ClientRate = MarketRate * (1 - markup). 

The ClientRate fluctuates in line with the MarketRate.

MarketRate
float

Max. 7 decimal places
The rate used to convert funds during a conversion: (DebitedFunds.Amount - Fees) * MarketRate = CreditedFunds.Amount.

The market rate fluctuates in line with FX market dynamics and is common to all platforms for the currency pair.

Tag
string

Custom data that can be added to this object.
In the case of the Card Registration, this parameter can be used to facilitate the link between the User object and its equivalent on your platform for instance. This value will be inherited by the Card object Tag parameter and will not be editable.